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[Shackeng]

  While I was stopped and pulled in tight to the side of our narrow lane, a horse box scraped the rear OS of SWMBO's Jazz. It didn't stop, but probably didn't look in side mirror to ensure clearance. (Young woman driver.) Reported it to local fuzz shop and just got a reference number. The last time this happened to me, they gave me the owners name and address, and I claimed direct from him, no aggro with insurance etc. I am reluctant to report it to our insurance, as they have a habit of loading you as if it was your fault.
Can anyone tell me what is likely to happen with this report?
'Bugger all' did I hear someone say?

[Kevin Wood]

Yep, that gets my vote. They'll be "unable to trace" the driver.

[tunnie]

Another reason for a dash cam I think.

[Shackeng]

Another reason for a dash cam I think.

That was the first question! Did I have a dash cam? I doubt it would have helped, as the damage was done by the rear side of the other vehicle to the rear side of mine.

[tunnie]

Another reason for a dash cam I think.

That was the first question! Did I have a dash cam? I doubt it would have helped, as the damage was done by the rear side of the other vehicle to the rear side of mine.

Might have caught the number plate though as you passed it?

[Field Marshal Dr. Opti]

Yep, that gets my vote. They'll be "unable to trace" the driver.

Even if you have name, address, registration number, and inside leg measurement of the reprobate.

[Shackeng]

Another reason for a dash cam I think.

That was the first question! Did I have a dash cam? I doubt it would have helped, as the damage was done by the rear side of the other vehicle to the rear side of mine.

Might have caught the number plate though as you passed it?

True, but I jumped out and got that as it disappeared.

[Bigron]

No doubt that is true, Dr. Opti, but then the DVLA would be able to provide details of the miscreant so that the OP could sue directly without recourse to insurance.

Ron.

[Shackeng]

No doubt that is true, Dr. Opti, but then the DVLA would be able to provide details of the miscreant so that the OP could sue directly without recourse to insurance.

Ron.

This is what I am hoping for, as the cost of insurance loading, after a claim, for a horse box, is likely to be much more than for our Jazz.

[Kevin Wood]

Yep, that gets my vote. They'll be "unable to trace" the driver.

Even if you have name, address, registration number, and inside leg measurement of the reprobate.

Yes, and a video of the crime taking place, in our case.

[Bigron]

I believe the police position is - "nobody injured, we will not get involved"?

Ron.

[Shackeng]

I believe the police position is - "nobody injured, we will not get involved"?

Ron.

That would be OK if exchange of details had taken place. However, 'Failure to stop' adds impetus, I hope.

[TD]

I believe the police position is - "nobody injured, we will not get involved"?

Ron.

That would be OK if exchange of details had taken place. However, 'Failure to stop' adds impetus, I hope.

Yep, report it, the female driver will get a nip in the post 

[minifreek]

Could always contact DVLA, pay them the price and get the name and address with the registration number... But then, you would need proof that the person did it... All she would have to do is deny it...

[Andy B]

Cant remember the ins & outs, but there's some protection for drivers with trailers that gives them the benefit of the doubt in a minor bump. I was accused of damage to a w4nker when I was towing our caravan & the letter I was initially sent said so ... that was years ago though

[STEMO]

Cant remember the ins & outs, but there's some protection for drivers with trailers that gives them the benefit of the doubt in a minor bump. I was accused of damage to a w4nker when I was towing our caravan & the letter I was initially sent said so ... that was years ago though

So...we not only have to put up with tin tents driving on our roads, but they’re allowed to ram into us without fear of prosecution as well. 

[Andy B]

Cant remember the ins & outs, but there's some protection for drivers with trailers that gives them the benefit of the doubt in a minor bump. I was accused of damage to a w4nker when I was towing our caravan & the letter I was initially sent said so ... that was years ago though

So...we not only have to put up with tin tents driving on our roads, but they’re allowed to ram into us without fear of prosecution as well. 

I never mentioned caravans ...... I said trailers, which includes 40' trailers on the back of a tractor unit.

[Migv6 le Frog Fan]

Don't see why they should have a degree of protection. If they cant drive the fickin things, they should stay away from them. 

[Shackeng]

No trailer, just a horsebox.

[Andy B]

Don't see why they should have a degree of protection. If they cant drive the fickin things, they should stay away from them. 

I didn't write it ..... 

[biggriffin]

Cant remember the ins & outs, but there's some protection for drivers with trailers that gives them the benefit of the doubt in a minor bump. I was accused of damage to a w4nker when I was towing our caravan & the letter I was initially sent said so ... that was years ago though

 

This sounds great, so if some knob is parked on a corner, and i rip the arse out of his car with the trailer, i can claim imunity,  Please show me said law.

[Andy B]

Cant remember the ins & outs, but there's some protection for drivers with trailers that gives them the benefit of the doubt in a minor bump. I was accused of damage to a w4nker when I was towing our caravan & the letter I was initially sent said so ... that was years ago though

 

This sounds great, so if some knob is parked on a corner, and i rip the arse out of his car with the trailer, i can claim imunity,  Please show me said law.

As said, it was a few years back & you now know as much as I do

[Marks DTM Calib]

I believe the police position is - "nobody injured, we will not get involved"?

Ron.

Corrected based on recent experience 

[Marks DTM Calib]

Just be aware that you are usually contractually bound to report any accident to your insurance provider.............. 

[Doctor Gollum]

Put their reg into AskMID to see if the vehicle is insured, also the DVLA check vehicle sites to confirm tax and MoT, then contact your insurer.

If TP is insured your insurer can either pursue the claim on your behalf and subsequently reset your ncb, or alternatively you can claim directly against the TP policy via the details from AskMID

[zirk]

I had something similar a while back, Plod woudn't give out any info, and basically said let your Insurance deal with it (if no one is injured there not interested).

I too didn't want to go through Insurance (wasn't my Fault!) and if I did probably end paying more next year in increased Premiums then what the actual damaged was, as Its a recorded Claim.

I've always said in the past, if its 100% not your fault go through an Independent Assessor rather than your Insurance Co )you tend to get more back that way also), but in this case, I had no witnesses to prove the Fault and had no proof the 3rd Party hit me and didn't stop, so I had to take it on the Chin.   

Any Witnesses.?

[Shackeng]

I had something similar a while back, Plod woudn't give out any info, and basically said let your Insurance deal with it (if no one is injured there not interested).

I too didn't want to go through Insurance (wasn't my Fault!) and if I did probably end paying more next year in increased Premiums then what the actual damaged was, as Its a recorded Claim.

I've always said in the past, if its 100% not your fault go through an Independent Assessor rather than your Insurance Co )you tend to get more back that way also), but in this case, I had no witnesses to prove the Fault and had no proof the 3rd Party hit me and didn't stop, so I had to take it on the Chin.   

Any Witnesses.?

Exactly why I didn't want to contact our insurers. Only witness was SWMBO in our car. Al's suggestion to use askMID costs £4.00, and I may have to go down that route if nothing from plod.

[Shackeng]

Hmmm, interesting, DVLA have no information about the vehicle MOT, although it is taxed until next October. Also it is now a different colour to that it is registered under.

[Shackeng]

Can anyone advise what this means on the DVLA MOT check site?:

MOT: No details held by DVLA

Does this mean it has no MOT?

[omegod]

Or it's less than 3 yrs old ?

[STEMO]

Or it's less than 3 yrs old ?

That’s the one 

[ronnyd]

Perhaps you were witnessing a local trailer theft.

[Shackeng]

Or it's less than 3 yrs old ?

That’s the one 

First registered in 1998!

[Doctor Gollum]

Do the AskMID check as an own vehicle enquiry...

Not sure if HGVs show up on the MOT check as they should be checked every 12 weeks and are therefore effectively MoT exempt

[78bex]

Another reason for a dash cam I think.

That was the first question! Did I have a dash cam? I doubt it would have helped, as the damage was done by the rear side of the other vehicle to the rear side of mine.

The dishonest ppl of this world will deny any involvement, what dashcam footage would have confirmed; is that the vehicle in question was passing at the date  & time you state it was & the sound of metal on metal is your Jazz gettin clobbered 

[Shackeng]

Do the AskMID check as an own vehicle enquiry...

Not sure if HGVs show up on the MOT check as they should be checked every 12 weeks and are therefore effectively MoT exempt

Is 7500KG an HGV? Also doing the AskMID requires some slight fudging of the facts.

[Doctor Gollum]

Anything over 3.5t is considered commercial, and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

It's not fudging the facts, merely ticking the appropriate box it doesn't actually tell you anything beyond the fact that it is insured, thereby confirming whether you should pay the £4 for actual information... You could otherwise pay only to find that it's not insured

[biggriffin]

Anything over 3.5t is considered commercial, and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

It's not fudging the facts, merely ticking the appropriate box it doesn't actually tell you anything beyond the fact that it is insured, thereby confirming whether you should pay the £4 for actual information... You could otherwise pay only to find that it's not insured

.

Correct, you may find the person driving said vehicle, might not have the relevant categories to aim that thing.

It is a very common thing nowdays, ignorance of law changes regarding driving categories.

[Shackeng]

Anything over 3.5t is considered commercial, and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

It's not fudging the facts, merely ticking the appropriate box it doesn't actually tell you anything beyond the fact that it is insured, thereby confirming whether you should pay the £4 for actual information... You could otherwise pay only to find that it's not insured

I am entitled to the insurance information about the vehicle detailed above for one or more of the following reasons: It is either registered/ owned/ insured by me or my employer; I am permitted to drive it; I am an Insurance Broker or agent and acting on behalf of my client.

I understand it is an offence to wrongfully obtain information of this nature without any of the above reasonable causes. If I fail to provide true reasons for acquiring this information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1998. I declare that the information provided will not be used for any purposes unrelated to this enquiry.

This is the bit I have to sign as if it is my vehicle, the other one requires a credit card before releasing info.

[Doctor Gollum]

A cursory check is free. Pay for the information using the legitimate third party request process once the cursory own vehicle check confirms insurance. 

[Keith ABS]

  Probably had the other side of the vehicle scrapping along tree and bush branches so could not here the impact with your car Shack. Or radio on to loud

Keith ABS

[annihilator]

 ^ what he said,could genuinely be unaware of the collision and if you then trace them it's your word against theirs.

[Shackeng]

She had plenty of room, just didn't know the  size of her vehicle. It is not unusual out here in the sticks to see older, probably low mileage, horseboxes driven by young women, who likely have little experience driving them. I've just received the pile of bumf from the police to fill in, but what a waste of time.

Al, I still can't see anywhere that I can legitimately find out whether it is insured or not on that askMID site.

[TD]

As you've got the reg number, write to the DVLA, explaining that the vehicle had a collision with yours and didn't stop...

I had a car door bashed in a few years ago in a car park and some kind soul wrote the reg number down and stuck it to my windscreen...
I wrote to the DVLA and in due course they sent me the owners details and I got the cost of sorting the door out when I contacted the owner 

[Doctor Gollum]

She had plenty of room, just didn't know the  size of her vehicle. It is not unusual out here in the sticks to see older, probably low mileage, horseboxes driven by young women, who likely have little experience driving them. I've just received the pile of bumf from the police to fill in, but what a waste of time.

Al, I still can't see anywhere that I can legitimately find out whether it is insured or not on that askMID site.

https://ownvehicle.askmid.com/

[Shackeng]

Yes, that's the one I looked at, which threatens lifelong deportation if I lie!

[Shackeng]

As you've got the reg number, write to the DVLA, explaining that the vehicle had a collision with yours and didn't stop...

I had a car door bashed in a few years ago in a car park and some kind soul wrote the reg number down and stuck it to my windscreen...
I wrote to the DVLA and in due course they sent me the owners details and I got the cost of sorting the door out when I contacted the owner 

Good idea Dave, I'll try that.

[Doctor Gollum]

Alternative is to inform your insurers and have them trace the TP...

[Andy B]

.... and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

 ......

Though digressing ..... that's not right 

[Shackeng]

Alternative is to inform your insurers and have them trace the TP...

I refer the honorable gentleman to my first post.

[Doctor Gollum]

Alternative is to inform your insurers and have them trace the TP...

I refer the honorable gentleman to my first post.

You're legally and contractually obliged to tell them whether you want to or not

You're prepared to bend this point yet unwilling to flex slightly in order to simply confirm that TP is even insured...

[Doctor Gollum]

.... and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

 ......

Though digressing ..... that's not right 

You can indeed tow a small trailer without a +E licence...

https://www.gov.uk/towing-with-car

 

[Andy B]

.... and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

 ......

Though digressing ..... that's not right 

You can indeed tow a small trailer without a +E licence...

https://www.gov.uk/towing-with-car

 

I don't need a link 
You can tow to a max combined weight of 3500kg eg 1750kg car towing a 1750 trailer (assuming within GTW of tow car) You used to be able to tow a 750kv trailer with a 3500kg vehicle, but this was recently removed.

[Andy B]

.... and anyone who passed their test after '97 requires a separate test to drive over 3.5t or tow a proper (+750kg) trailer.

 ......

Though digressing ..... that's not right 

You can indeed tow a small trailer without a +E licence...

https://www.gov.uk/towing-with-car

 

Using your link .... 
tow a trailer over 750kg MAM as long as the combined MAM of the trailer and towing vehicle is no more than 3,500kg
 

[Doctor Gollum]

Only if your licence allows it

[Andy B]

Only if your licence allows it

Any licence passed after 97 will too

[omegod]

I abuse ASKMID on a weekly basis and have not been hung drawn and quartered yet

[Doctor Gollum]

The MAM is still restricted to 3,500kgs. So in your case, your maximum loaded trailer weight is a touch over 1,200 kgs unless you have +E, and smaller cars may allow a higher gross trailer weight, but won't necessarily be able to tow that weight. Actually quite a clever restriction.

Basically, in order to carry out any significant towing, you need to take a +E test

[Andy B]

The MAM is still restricted to 3,500kgs. So in your case, your maximum loaded trailer weight is a touch over 1,200 kgs unless you have +E, and smaller cars may allow a higher gross trailer weight, but won't necessarily be able to tow that weight. Actually quite a clever restriction.

Basically, in order to carry out any significant towing, you need to take a +E test

So, more than 750kg & not what you said in the first place .... 

[Sir Tigger KC]

I abuse ASKMID on a weekly basis and have not been hung drawn and quartered yet

I may have used it now and again, but have yet to be dragged out in the middle of the night for interrogation! 

[Shackeng]

Alternative is to inform your insurers and have them trace the TP...

I refer the honorable gentleman to my first post.

You're legally and contractually obliged to tell them whether you want to or not

You're prepared to bend this point yet unwilling to flex slightly in order to simply confirm that TP is even insured...

Is that correct? I must read my policy sometime.

As I have now reported it to the police, and had to fill in a witness report, I imagine the least they will do is check the TP for paperwork infringements.

[Kevin Wood]

The MAM is still restricted to 3,500kgs. So in your case, your maximum loaded trailer weight is a touch over 1,200 kgs unless you have +E, and smaller cars may allow a higher gross trailer weight, but won't necessarily be able to tow that weight. Actually quite a clever restriction.

Basically, in order to carry out any significant towing, you need to take a +E test

..or you do as most young glider pilots do these days and seek out the lightest car they can possibly find that will tow their trailer legally and keep under 3,500 kg.

Nice one, DVLA, 'cos it's always safer to tow with a car that's as light as a feather instead of an effing great chelsea tractor..

[biggriffin]

Only if your licence allows it

Any licence passed after 97 will too

.

Doesn't affect those with a class 1.

[Doctor Gollum]

Only if your licence allows it

Any licence passed after 97 will too

.

Doesn't affect those with a class 1.

Which is nice