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17 (68%)

One

4 (16%)

Two

3 (12%)

Three

1 (4%)

Four or more

0 (0%)

Total Members Voted: 25

[Doctor Gollum]

Good luck with explaining that thought process to your insurers

[Lizzie Zoom]

Good luck with explaining that thought process to your insurers

If you are referring to my last post on leaving the keys out, as the thieves have to break in, the proof of the vehicle is easier to explain, and just might, I said might, give the police evidence to go on. If the thieves get to your bedroom, heaven forbid, there will be even more evidence for the police to work on, but of course not everyone is going to risk that, although I do everynight

With scanners being used there is literally no evidence of theft for the police to work on, so explaining that to an insurance might be just a little difficult!

[Doctor Gollum]

You, as the insured, have a responsibility to protect the keys from theft/attack.

If your car has keyless entry/start, then your reasonable duty is to protect the keys from all means of attack. If this means keeping them in a form of Faraday cage, so be it

[neil74]

Although it came close twice.. the first was a mk2 escort which I saw the git opening and shouted at to clear off which he did. and the second was a mk3 Granada that I found out someone had tried to pinch the following day when I found the door unlocked and a ford key jammed in the lock.

[BazaJT]

Not had a car stolen-but very few of the ones I've owned would've been worth the effort-but did have a set of alloys nicked off a Senator A I once had.

[Andy B]

  ...
, and just might, I said might, give the police evidence to go on.  ......

..... they don't need evidence to give a crime ref no for your insurance. Plod couldn't give a 4x (there's a tv ad in there somewhere  ) if your car gets nicked.

[Sir Tigger KC]

I forgot I did have a car nicked once! 

I went to a caff in Stokes Croft in Bristol (Lurvely area!) and when I came out my Rover 218 had disappeared! 

So I reported it to the police, but it turned out the parking nazis had taken it! 

I think it cost about £120 to spring the old girl out of the pound! 

[aaronjb]

Just to add insult to injury yesterday she received a speeding fine/summons through the post for the morning car was stolen going through a fixed 30mph camera at over 50mph.

Police not interested and insurance have offered her £2k less than they spent on car only 8 weeks ago and are hitting her with £400 excess.

Quick enough to process the £100 fine and offer of points though, eh!

How long do a pond full of goldfish take to eat a burgler? Asking for a friend..

I'm not answering the poll in case that is tempting fate, btw Bit like saying "Oh it's quiet today" in a call centre/A&E/etc..

[Varche]

Looks as though I have been unlucky then.

The Capri was abandoned in Luton having been taken from Leicester.  The Cooper S was abandoned in a field near Leicester having made numerous fun circuits. The Carlton was taken from under our nose in a locked car park at work with all the office windows open. It was locked and alarmed with a Crooklock as well. Never recovered. We fitted tracker to its replacement.

My dad had his Mini metro turbo stolen one night. That had a useless Crooklock on it. The perp crashed it and wrote it off only two miles away. Loads of blood inside. Police didn't visit hospital for admissions that night.

Thereafter my dad had a locking post installed in the drive. And continued using a Crooklock. One day he lost the key for it and spent an age hacksawing it off!

[Lizzie Zoom]

You, as the insured, have a responsibility to protect the keys from theft/attack.

If your car has keyless entry/start, then your reasonable duty is to protect the keys from all means of attack. If this means keeping them in a form of Faraday cage, so be it

Absolutely right, and that is why I suggested what I practice, and always have, of sleeping with my keys beside me in my handbag.

BUT, I can readily accept why some may not wish to do that for the completely justifiable reasons they state, and as in the case of retail or banks workers who handle cash, the police, and at the time, my management team, would advise just handing the valuables over to save risking your life.

I think, forgetting the insurance consideration, it is all a decision for the individual, and if they wish to fight to protect the valuables under their control, such as the keys to a top of the range vehicle, or just make it easier for any determined thief to just pick them up, worrying about the insurance later.

[ronnyd]

I,ve voted none, but there was a botched attempt on my Mk2 Granny. They must have been pretty thick to not have been able to unlock that.

[amba]

Every cloud..maybe.

Daughter has just rang me to say car has been located in car pound at Charlton South London.Thats some 45 miles from place it was stolen and some 11 days after the event.

I wonder what condition it will be in and where things will now stand ?? given it has probably been trashed and driven non too carefully .Atleast visible damage is easier to identify albeit she is still into the £400 excess to put it right   

[Doctor Gollum]

I,ve voted none, but there was a botched attempt on my Mk2 Granny. They must have been pretty thick to not have been able to unlock that.

They broke a quarter light on the rear door to get into mine  Talk about making it hard work

[Lizzie Zoom]

Every cloud..maybe.

Daughter has just rang me to say car has been located in car pound at Charlton South London.Thats some 45 miles from place it was stolen and some 11 days after the event.

I wonder what condition it will be in and where things will now stand ?? given it has probably been trashed and driven non too carefully .Atleast visible damage is easier to identify albeit she is still into the £400 excess to put it right

That is relatively good news!

If it is in a compound, not found burnt out somewhere, you can only hope it is in a satisfactory condition at least given it was stolen.  If the insurance company have not paid out yet, then at least, I think, she can have the option of taking it back and having any damage put right, within reason, but excess will still be enforceable in that case.

[dave the builder]

Every cloud..maybe.

Daughter has just rang me to say car has been located in car pound at Charlton South London.Thats some 45 miles from place it was stolen and some 11 days after the event.

I wonder what condition it will be in and where things will now stand ?? given it has probably been trashed and driven non too carefully .Atleast visible damage is easier to identify albeit she is still into the £400 excess to put it right

but who pays recovery and storage fees  assuming the car is OK
plus was the key left in it ,or will it need new keys and programming ,which costs £££
and it will be on the register as stolen/recovered ,which effects resale
plus ongoing increased insurance costs  ,to all cars at the address