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[Field Marshal Dr. Opti]

Who decides what and how much?

[Viral_Jim]

Its actually quite tightly regulated the BVRLA have a guidance document that should tell you what you need to know.

https://www.bvrla.co.uk/service/fair-wear-and-tear-guides

[Field Marshal Dr. Opti]

Its actually quite tightly regulated the BVRLA have a guidance document that should tell you what you need to know.

https://www.bvrla.co.uk/service/fair-wear-and-tear-guides

But presumably there is an inspection by a 'human being' Jimmy.

He should be objective in his appraisal but I imagine most find fault where none exists.

Something similar to handing back an immaculate hire car only to find they have sent you a bill for £2000, I imagine.

[STEMO]

Its actually quite tightly regulated the BVRLA have a guidance document that should tell you what you need to know.

https://www.bvrla.co.uk/service/fair-wear-and-tear-guides

But presumably there is an inspection by a 'human being' Jimmy.

He should be objective in his appraisal but I imagine most find fault where none exists.

Something similar to handing back an immaculate hire car only to find they have sent you a bill for £2000, I imagine.

I think you need to seriously think about changing your username 

Pessi? 

[Field Marshal Dr. Opti]

Its actually quite tightly regulated the BVRLA have a guidance document that should tell you what you need to know.

https://www.bvrla.co.uk/service/fair-wear-and-tear-guides

But presumably there is an inspection by a 'human being' Jimmy.

He should be objective in his appraisal but I imagine most find fault where none exists.

Something similar to handing back an immaculate hire car only to find they have sent you a bill for £2000, I imagine.

I think you need to seriously think about changing your username 

Pessi? 

I have a healthy distrust of car dealers and finance. I deeply distrust bankers, politicians, and estate agents........and all scousers, especially scouse car dealers and estate agents

[henryd]

Who decides what and how much?

Your Jag not on PCP surely

[Field Marshal Dr. Opti]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

 

[Viral_Jim]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

Come find me in 3 yrs and I'll give you the cash myself .

Is that for the 3.3T?

[henryd]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

I like the look of the Stinger,but not at 560 a month ,give it a couple of years and they'll be around for half that

[Field Marshal Dr. Opti]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

Come find me in 3 yrs and I'll give you the cash myself .

Is that for the 3.3T?

Yep.....list is  £40495. The only option available is fancy paint taking it to £41125.

Initially the sales guy said that Kia would not allow any discounting on new cars so I would need to pay full list.

Two cups of coffee later a brand new car with 12 months road tax and 6 services included could be had for £37850 OTR......which is no more than a new Insignia or Mondeo.

I'm tempted.

[Field Marshal Dr. Opti]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

I like the look of the Stinger,but not at 560 a month ,give it a couple of years and they'll be around for half that

Presently used cars are being kept at an artificially high price by dealers, so they don't sell. Around £35000 for a 67 plate with 5000 miles. Cheaper to buy new at the moment.

It won't last though.

[Marks DTM Calib]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

Come find me in 3 yrs and I'll give you the cash myself .

Is that for the 3.3T?

Yep.....list is  £40495. The only option available is fancy paint taking it to £41125.

Initially the sales guy said that Kia would not allow any discounting on new cars so I would need to pay full list.

Two cups of coffee later a brand new car with 12 months road tax and 6 services included could be had for £37850 OTR......which is no more than a new Insignia or Mondeo.

I'm tempted.

That's a lot more than a new Insignia or Mondeo and into Evoque territory!

[henryd]

Who decides what and how much?

Your Jag not on PCP surely

Noooo.....Jag is all mine, as has been every other car I have owned.

Mrs Opti is is smitten by by the Kia Stinger and we took a test drive in Grantham yesterday. I'm not selling the Jag so I'm considering if an additional car would be feasible on PCP.

A nominal £5000 deposit would mean payments of £563 for 36 months. GFV £17400.
 
I have to say it is an impressive car for the money. It comes with literally everything.

Come find me in 3 yrs and I'll give you the cash myself .

Is that for the 3.3T?

Yep.....list is  £40495. The only option available is fancy paint taking it to £41125.

Initially the sales guy said that Kia would not allow any discounting on new cars so I would need to pay full list.

Two cups of coffee later a brand new car with 12 months road tax and 6 services included could be had for £37850 OTR......which is no more than a new Insignia or Mondeo.

I'm tempted.

That's a lot more than a new Insignia or Mondeo and into Evoque territory!

I reckon its more car than any of them

[Doctor Gollum]

My only experience of this was with my 2 year old Seat Altea XL, used as a taxi. 135k miles on it with full Seat service history. When I threw it back I did the following to it...

1. Replaced drivers seat base foam. It had collapsed.
2. Removed and washed the rear seat covers. The interior was a medium grey which waterstained badly.
3. Replaced the undertrays. Fully loaded it used to catch the back end of them on speed humps.
4. Gave it a thorough wash and polish.
5. Replaced the binnacle cover. Had a notch cut into it for taxi wiring.

All the above cost about £120 and time.

The bloke who inspected it simply looked around it taking notes and took a few general pictures of the car. His only immediate concern was that the car was driving, taxed, MoT'd where applicable and that the tyres were legal.

Stone chips and the like are acceptable if comesurate with mileage. Any obvious damage or signs of neglect will cost you dearly and with a PCP, any excess mileage charges will see your bank balance battered.

If I may be so bold, look at the numbers for HP over a 4/5 years and hand it back at the halfway point. Check the small print and ask the question directly. But you should save most of the deposit/better interest/no mileage limitations...

HTH

[aaronjb]

If I may be so bold, look at the numbers for HP over a 4/5 years and hand it back at the halfway point. Check the small print and ask the question directly. But you should save most of the deposit/better interest/no mileage limitations...

Last time I did the sums on that, it made the monthly payment significantly more expensive - he'll be financing £17k extra, almost 50% more, over an extra 12-24 months..

Interest rates have gone up, though, since my last deal, so maybe it's more attractive now.