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Messages - amba

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106
General Discussion Area / Re: Wall Collapse
« on: 06 May 2021, 10:15:11 »
Well I ordered a copy of title deeds for my property last night.Email copy arrived this morning and all it shows is the entire boundary of all properties on our part of the road.No mention of any T for ownership just a ordanace survey drawing which is less than helpful as I now the plot shape we live on .

Have contacted HSBC Legal who we are insured with and awaiting a call back from a legal advisor so the saga continues.

Skip is due at lunchtime which I paid for so can atleast start clearing the mountain of debris away so will look less like a bomb site by this evening I hope.Have managed to source all the panels and parts to get car back to the right shape although colour of the NS will be different from the rest of the car,but once this eventually gets resolved will be pushing for a total respray along with the remaining body work damage to the bonnet/boot lid and both bumpers so imagine that wont be a small cost.

Another day from work so the claim is mounting !!!


107
General Discussion Area / Re: Wall Collapse
« on: 05 May 2021, 16:56:56 »
Yes Title deeds to hand which clearly show the "T" to the left front of our property running through the front of the house and then continuing out the back to the end of the garden.Then turns right and runs along the back which is the boundary to a school as we have 1 behind us

108
General Discussion Area / Re: Wall Collapse
« on: 05 May 2021, 16:38:02 »
Surely the properties title deeds show the boundary and what you are responsible for by the "T" logo on the deeds

109
General Discussion Area / Re: Wall Collapse
« on: 05 May 2021, 16:12:23 »
Right just so Im totally clear on land registry and who is responsible for what.

If I stand outside the front of my property Im responsible for the boundary/fence walls etc to the left of me .My neighbours whos house is stepped forward from mine is responsible for the boundary/wall/fence etc to my right

If they stood at their house facing the front door they are responsible for everything to the left ...or as above my right

110
General Discussion Area / Re: Wall Collapse
« on: 05 May 2021, 14:28:14 »
Trouble we have is the issue of who,s wall it is ...until then I cant start showing my teeth as I,m just making  noises at the wrong people .

Will look into the legal side of the insurance though .

111
General Discussion Area / Re: Wall Collapse
« on: 05 May 2021, 13:31:52 »
Thought this was going to turn into a fiasco.

Neighbours assessor needs to check land registry to establish ownership of wall and also states that as windspeed was above 47mph it is classified as " Act Of God" and wouldnt be covered on either policy.

My building insurance have said similar and they will not even view as they need to establish wall ownership which is being dealt with anyway.

My car insurance company have also stated that as ownership cannot be establish and their policy of windspeed is above 37mpg again "Act Of God" and not covered .They have advised that they believe car is a total loss and have valued it at £820 using mileage and guide prices from market.Less my excess they are prepared to remove and dispose of my car and give me £420 back.

Just going outside now to shout/scream and start clearing a huge pile of bricks from my driveway as no other fec..er that I pay my insurance for is prepared to .Looks like 2nd hand parts required and will restore car to working order . >:(

112
General Discussion Area / Re: Wall Collapse
« on: 05 May 2021, 10:52:10 »
Thanks Kevin.

Will see if their accessor turns up today and what he intends doing first.

Just 1 question though would i involve my home insurance company or my car insurers..assume the latter as the wall is property but hers...car is mine....just didnt want to start the inevitable course with car insurance of premium increase etc

113
General Discussion Area / Re: Wall Collapse
« on: 04 May 2021, 22:25:08 »
Will go to bed tonight with a much clearer plan moving forward with this.

Intend making no further speculations until I have spoken to their insurance companies assessor tomorrow assuming he does visit.Once I see how they wish to resolve this I will then make a decision if it suits me or not and go from there.

Have nearly managed to source the bits required to atleast get car driveable/weatherproof and with all essential parts replaced so getting myself mobile again should be within a few days,so I can clearly demonstrate I am mitigating my losses which could start racking up quite quickly.

Fingers crossed common sense will prevail tomorrow .

114
General Discussion Area / Re: Anyone heard from Lizzie
« on: 04 May 2021, 19:03:48 »
Perhaps the shock waves caused my neighbours wall to fall down. ::)

Add that to the list of people to claim from 8)

115
Car Parts, bits For Sale & Wanted / Parts Required
« on: 04 May 2021, 14:21:09 »
Following on from my recent post on " Wal Collapse" could do with the following parts and if availble an alternative

1)....NS door mirror complete for Elite Face Lift....colour not important but must be complete
2)....NS Front passenger door glass..again Elite as unsure all were tinted.
3)....NS Back passenger side fixed glass quarter lite glass.
------------------------------------------------------------------
If available .
1)...Z20R....front passenger door complete,although not worried about door card
2)...Z20 R...back passenger door ...as above
3)...Both rear wing clear back light assemblies
4)...Z20R ...front passenger side wing although if not Z20R any colour would work.

If anybody has these or some available please could you let me know .

Many thanks :y

116
General Discussion Area / Re: Wall Collapse
« on: 04 May 2021, 14:12:48 »
No its neighbours wall and it continues along the side of their property also.It was around 2.0mtrs high and has been standing for the past 40+years albeit in recent years when talking to them they have commented that it was leaning abit so imagine the gusts here have caught it just right and send it beyond the point on "no return".

Nick W kindly called past earlier and has assessed things with a more critical eye than mine.

Whilst all panels from back to front on the NS have scuffs/dents etc they appear to be ok with the exception of quite a large dent in the front wing.

Have worked out that with front passenger glass/back passenger side fixed quarter light glass/passenger side door mirror complete ,car would then be usable albit it a tad scruffy.

Further parts ideally would be both NS doors assuming colour match Z20R is possible/front NS wing ideally in Z20R but less critical as can be painted and both rear wing clear light clusters .

The remaining body work marks would then need filling/pulling and entire side of car painting.

That would be my plan assuming a realistic settlement figure is achieved from their insurance company who have now advised my neighbour they will not be out until tomorrow .I intend writing a letter this afternoon which I will advise them I have now lost the use of my work transport today and due to the driveway and debris inside my car not likely to be cleared away at the earliest until tomorrow I intend also claiming for 2 days minimum loss revenue being self employed.

A wanted add will be posted shortly for the parts required to get the car road worthy and will take things from there.
 

117
General Discussion Area / Re: Wall Collapse
« on: 04 May 2021, 10:39:40 »
Cheers again Guys.

Yes with a good clean up of the broken glass...new passenger door glass and back passenger side quarter glass car looks like it should be driveable if abit tatty .

I have legal cover on both my house and car insurance so if need be can go that route ,but think I will avoid involving either of my insurance companies until I have spoken to the assessor from their company .

Will see how he intends putting me back into the position I was before that accident ,as that is in my mind the purpose of insurance ,and we can go from there.I have written off todays work now as my work doesnt have an on/off tap as booked by appointments which I have already moved to next week.

Im happy to proceed with a hire car ,as long as there insurance are footing the bill for it ,otherwise  they can cover my loss of average earnings per day .

Not quite sure why I would involve my car insurers at this stage .

Appreciate your words of advise TG on letters etc ,but will keep things civil until assessor has advised how they intend dealing with it first.....watch this space.

118
General Discussion Area / Re: Wall Collapse
« on: 04 May 2021, 09:56:38 »
Seems abit of a mine field as who to contact and who to claim from.....dont want to "pull the trigger" with either of my insurance companies yet so need to gather as much advise as possible first...will see what the assessor from their insurance company says first though......trouble is Im loosing money not working too and need transport to work so real fek..in mess

119
General Discussion Area / Re: Wall Collapse
« on: 04 May 2021, 09:47:35 »
My neighbour has just come around with his insurance details and has said he has spoken to them and they will be sending an assessor out during the day.

He has said his insurance company..British Gas ...have said that I need to contact my car insurance company and claim through them ?...does this seem correct or are they passing the buck

120
General Discussion Area / Re: Wall Collapse
« on: 04 May 2021, 09:15:15 »
Cheers guys for good advise.

Yes Albs Im gutted and feel really upset..only put 2 brand new front tyres on Friday at £240 with alignment.

Its quite a mess and expect repairs will be several K if it can be fixed.Back rear door roof pillar has a piece of concrete capping resting on it so fully expect that to be buckled..front passenger wing and bonnet dented and both passenger side door well scuffed ,let along the 2ft piece of roof caping that has gone through the passenger front glass and is buried into the leather seat.Gutted isnt the word I am using at present.

So should I wait for her to let me know what her insurance company are doing.... and not inform either my own house or car insurers.

Need the driveway clear though as looks like a rubble yard.....and cant go to work either

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