Yesterday I changed the radiator and thermostat, plus gave it another oil and filter change, and if anything it's now reading higher on the gauge than before. I also changed the transmission oil and filter, that was fun!!
The new radiator does seem to be a lot thinner than the old one, it was advertised for my spec car (i.e. 2.5 TD Auto with air-con), so not sure if that's going to be why it is hotter. It doesnt boil over or pressurise, but that viscous still cuts in eventually. The replacement Thermostat looked slightly different to the old one too, its fits, but I swear that it doesnt open until the engine is hotter.
For now I'm going to have to live with it as it is, as I can't really see what else I can actually do! Normal driving it seems happy enough, if you can put up with the fan howling most of the time. I have a 200 mile round trip to do in it this week, so it'll be interesting to see how it behaves on the motorway.