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[STEMO]

Just stopped myself in the nick of time

http://www.autotrader.co.uk/classified/advert/201706086238447

[TheBoy]

Don't tell the useless student, that's in his budget

[Field Marshal Dr. Opti]

I'd say that is quite expensive for a two year old Astra.

[Field Marshal Dr. Opti]

......and that particular car is the colour of 'runny stools'

[STEMO]

I like 'interesting' colours. 

[STEMO]

I'd say that is quite expensive for a two year old Astra.

I always treat the advertised price as what the dealer would wish for.

[Viral_Jim]

I like 'interesting' colours. 

So is it time to trade in the lean mean slime green machine?

[STEMO]

I like 'interesting' colours. 

So is it time to trade in the lean mean slime green machine?

I was thinking about trading The Bogey, Jimmy, but it's worth more to me than the poxy £3400 that's it's worth, according to parkers and the trader.

[Webby the Bear]

I'm ashamed to say I quite like that colour. Nice to see you going for petrol too. But then I suppose diesels will get banned very soon. Good riddance to the fekking things.

[STEMO]

I'm ashamed to say I quite like that colour. Nice to see you going for petrol too. But then I suppose diesels will get banned very soon. Good riddance to the fekking things.

Why ashamed? It's gotta be better than star silver.

[Webby the Bear]

I'm ashamed to say I quite like that colour. Nice to see you going for petrol too. But then I suppose diesels will get banned very soon. Good riddance to the fekking things.

Why ashamed? It's gotta be better than star silver.

Star Silver is perfect. As they were all that colour body parts readily available.

Which reminds me... what price do breakers sell bonnets and front wings for these days?

[Bigron]

And front bumpers?

Ron.

[Viral_Jim]

I like 'interesting' colours. 

So is it time to trade in the lean mean slime green machine?

I was thinking about trading The Bogey, Jimmy, but it's worth more to me than the poxy £3400 that's it's worth, according to parkers and the trader.

Yikes! Yeah that would be quite a hit, especially considering the car must have gears and years of reliable service in it!

[STEMO]

I like 'interesting' colours. 

So is it time to trade in the lean mean slime green machine?

I was thinking about trading The Bogey, Jimmy, but it's worth more to me than the poxy £3400 that's it's worth, according to parkers and the trader.

Yikes! Yeah that would be quite a hit, especially considering the car must have gears and years of reliable service in it!

I paid £8000 for it two years ago, three years old and 8000 miles. It's now five years old and 38000 miles, but it runs fine and, as I've said, 40mpg around town is not to be sniffed at. I'm in no rush.

[tunnie]

I like 'interesting' colours. 

So is it time to trade in the lean mean slime green machine?

I was thinking about trading The Bogey, Jimmy, but it's worth more to me than the poxy £3400 that's it's worth, according to parkers and the trader.

Yikes! Yeah that would be quite a hit, especially considering the car must have gears and years of reliable service in it!

I paid £8000 for it two years ago, three years old and 8000 miles. It's now five years old and 38000 miles, but it runs fine and, as I've said, 40mpg around town is not to be sniffed at. I'm in no rush.

Hence me looking at Zafira Tourer. Around £10k, sub 20k miles and just few years old

Similar situation to you with your Astra. 

[Viral_Jim]

I genuinely find it odd that people ditch cars after 2-3yrs with so little mileage done, having taken a 50% ish hit on the value. Unless they are all ex fleet? Must be some rich folk about

[Doctor Gollum]

In theory the depreciation cancels out the reliability/repair costs of years 4-6

[STEMO]

I genuinely find it odd that people ditch cars after 2-3yrs with so little mileage done, having taken a 50% ish hit on the value. Unless they are all ex fleet? Must be some rich folk about

Ex mobility.

[Viral_Jim]

Explains it .

I couldn't imagine a private buyer taking that kind of hit.

[Doctor Gollum]

Explains it .

I couldn't imagine a private buyer taking that kind of hit.

You would be surprised... Trick is to get a good deal with the initial purchase...

For example, Mum negotiated a new Rav 4 five door Gx diesel with leather for the list price of a base petrol three door. When she traded it for a new Yaris two years later, there was enough equity left to buy the Yaris outright and give her change. Two years later, the 'free' Yaris made for a decent deposit on a heavily discounted, (T4 diesel estate for the price of a T2 petrol one). Purchase carefully and a new car needn't cost a fortune. Trick is to haggle. Hard.

[TheBoy]

That's what I said to tunnie in another thread - don't discount new purely on screen price.  There are deals to be had. Just be prepared to walk out if you're not getting what you want.

[Doctor Gollum]

My first Insignia was £13,000 with delivery mileage. At the time could have bought a Pre reg Zafira B petrol for £10,000 both main dealer.

Although both were without haggling...

Insignia A will be a cracking new car buy.

[STEMO]

My first Insignia was £13,000 with delivery mileage. At the time could have bought a Pre reg Zafira B petrol for £10,000 both main dealer.

Although both were without haggling...

Insignia A will be a cracking new car buy.

I understand what you're saying, Al, but a new car will always attract 20% VAT, so that amount off means your new car is still worth less than what you paid for it if you were to trade it straight away.

[Doctor Gollum]

Because it becomes 'used' the second you sign the paperwork and you can buy an 'unused' one for about 60% of the rrp rather than for tax reasons...

The vat is irrelevant. The first owner, ie the dealership, pays the Vat and first registration fee, both of which are written off as legitimate business expenses. They make their profit on the extras such as magic polish and accessories. And finance referrals.

You buy a new car at cost plus a few quid, dealer makes a nominal profit for very tax efficient minimal effort. Win win.

[STEMO]

Yep, but you then have two previous owners, which devalues the car...although it shouldn't. That how we bought wifey's captur, registered by the dealer in Dec 2015, bought by us in Jan 2016, with 7 miles on it, for £12000 instead of £17000 list price.