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Author Topic: Insurance excess on company van . .  (Read 4843 times)

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Doctor Gollum

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Re: Insurance excess on company van . .
« Reply #15 on: 29 January 2019, 19:53:38 »

Next thing you know, they'll be running credit checks to make sure you can pay it :-X

Wilson James have a similar policy... Either you agree or you are unemployed. Their policy has the caveat that you might be held liable for the excess costs but if you have more than two fault prangs then you're out on your arse...
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dave the builder

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Re: Insurance excess on company van . .
« Reply #16 on: 29 January 2019, 19:56:28 »

I might just stand firm on this one & flatly refuse to acceptit   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(
OK, don't tell him he's a tosser, then. Tell him you're signing nowt till you've taken advice.
I'm sure he already knows , he's probably been handed that sh*t sandwich by higher management to pass on
plenty of roofing and fencing jobs going with the current weather
buy a rusty transit dropside pickup and be a builder  :y
Yeah. Tunnie could be your first customer.
Yes , spot on uncle STEMO  :y
do Tunnies half hour roofing job, charge him a grand (for cash ;))
that then covers your first crash at your day job  ;D
simples  :y
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STEMO

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Re: Insurance excess on company van . .
« Reply #17 on: 29 January 2019, 20:05:28 »

I might just stand firm on this one & flatly refuse to acceptit   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(
OK, don't tell him he's a tosser, then. Tell him you're signing nowt till you've taken advice.
I'm sure he already knows , he's probably been handed that sh*t sandwich by higher management to pass on
plenty of roofing and fencing jobs going with the current weather
buy a rusty transit dropside pickup and be a builder  :y
Yeah. Tunnie could be your first customer.
Yes , spot on uncle STEMO  :y
do Tunnies half hour roofing job, charge him a grand (for cash ;))
that then covers your first crash at your day job  ;D
simples  :y
A grand? What about the scaffolding?
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dave the builder

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Re: Insurance excess on company van . .
« Reply #18 on: 29 January 2019, 20:11:48 »

I might just stand firm on this one & flatly refuse to acceptit   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(
OK, don't tell him he's a tosser, then. Tell him you're signing nowt till you've taken advice.
I'm sure he already knows , he's probably been handed that sh*t sandwich by higher management to pass on
plenty of roofing and fencing jobs going with the current weather
buy a rusty transit dropside pickup and be a builder  :y
Yeah. Tunnie could be your first customer.
Yes , spot on uncle STEMO  :y
do Tunnies half hour roofing job, charge him a grand (for cash ;))
that then covers your first crash at your day job  ;D
simples  :y
A grand? What about the scaffolding?
as an OOF member,Tunnie could avoid the cost of a 5 day risk assessment,planning permission,architect fees ,roof tile finder fee etc  and probably best not to charge for scaffolding ,if not being used on his job ,pop crate hire ?
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STEMO

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Re: Insurance excess on company van . .
« Reply #19 on: 29 January 2019, 20:20:21 »

When I used to do a bit of roofing, I would make sure I had a few jobs going together, then take the slates off one roof, put them on another, get paid, then move them to the next job and get paid again.
As long as the work kept coming in, you could do this for ever. Cheers 🍾  ;D
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dave the builder

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Re: Insurance excess on company van . .
« Reply #20 on: 29 January 2019, 20:27:12 »

When I used to do a bit of roofing, I would make sure I had a few jobs going together, then take the slates off one roof, put them on another, get paid, then move them to the next job and get paid again.
As long as the work kept coming in, you could do this for ever. Cheers 🍾  ;D
:o shhhh !  :-X  you'll be thrown out the magic circle federation of master builders & NHBC  :-X :-X
admin , please remove Uncle STEMO's trade secret outburst  :D ;D
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78bex

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Re: Insurance excess on company van . .
« Reply #21 on: 29 January 2019, 23:22:25 »

Try not to instantly rock the boat, more information is the key to this one  :)

just because you drive down the road away from your place of work, this doesn`t remove your employers obligation to you as an employee.

If you are serious about this, there is another way to proceed

Tell them you`d rather listen to what the employment service have to say first on the subject. They then can`t intervene & use your refusal to sign as an excuse to fire you.

I`ve used this tactic myself in the past & if you don`t instantly get a resolution, keep copies of any letters & dates & times of telephone conversation
Your employer has to respect your efforts to resolve the dispute you have with them.
It might mean your driving duties are temporarily suspended for a time, but dont be intimidated.
         
            https://www.gov.uk/pay-and-work-rights

« Last Edit: 29 January 2019, 23:26:50 by 78bex »
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Alnico Blue

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Re: Insurance excess on company van . .
« Reply #22 on: 30 January 2019, 05:02:17 »

Try not to instantly rock the boat, more information is the key to this one  :)

just because you drive down the road away from your place of work, this doesn`t remove your employers obligation to you as an employee.

If you are serious about this, there is another way to proceed

Tell them you`d rather listen to what the employment service have to say first on the subject. They then can`t intervene & use your refusal to sign as an excuse to fire you.

I`ve used this tactic myself in the past & if you don`t instantly get a resolution, keep copies of any letters & dates & times of telephone conversation
Your employer has to respect your efforts to resolve the dispute you have with them.
It might mean your driving duties are temporarily suspended for a time, but dont be intimidated.
         
            https://www.gov.uk/pay-and-work-rights

Thanks for that info  . . .will look into it.   Doubt they will be suspending "driving duties" as cannot do my job without driving to each job & using the equipment carried on the van.



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Migv6 le Frog Fan

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Re: Insurance excess on company van . .
« Reply #23 on: 30 January 2019, 09:42:05 »

When I used to do a bit of roofing, I would make sure I had a few jobs going together, then take the slates off one roof, put them on another, get paid, then move them to the next job and get paid again.
As long as the work kept coming in, you could do this for ever. Cheers 🍾  ;D

You can take the boy out of Liverpool...…. ;D
What did you do with the lead ? Replace it with grey cardboard ?  :D

Al - the way I see it is they are trying to enforce a change in your contract of employment and that cant be done without the employees consent. This is why they will probably want you to sign something which is in effect giving your consent to the change.
Im far from an expert though, so seek advice from someone who is, before signing anything or stomping off the job.
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Kevin Wood

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Re: Insurance excess on company van . .
« Reply #24 on: 30 January 2019, 11:36:58 »

Yep, probably best to politely tell them that you will be seeking independent advice before signing anything.

As said, they are trying to enforce a significant change in your conditions of employment and you will have rights.
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Doctor Gollum

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Re: Insurance excess on company van . .
« Reply #25 on: 30 January 2019, 12:09:51 »

I'm no legal expert, Al, but I'd say NO! You really need to take proper advice..but...it's the old story of 'If you refuse to do it, we'll find someone who will'. Bastards.

Nothing in my present contract mentions anything about any insurance claim excess.

Guessing we are going to get a "sign here" please notification to accept this .  >:( >:(

Heres an example though . . .one of the younger guys (29 ) came back to his van to find the drivers door damaged & mirror smashed off .   Cost to repair according to the logistics manager  . . .£3000 . . :o :o :o :o FFS !
The total cost isn't just the parts and labour... It will also include lost time, temporary replacement vehicle and possibly also either a loss of work or delay penalties.

Transit mirror bases are bolted from the inside with shear bolts, so removal involves partially stripping the dash... £££
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2boxerdogs

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Re: Insurance excess on company van . .
« Reply #26 on: 30 January 2019, 15:49:00 »

Sounds to me that they are trying their luck, personally I would flatly refuse to agree to any such nonsense.
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TheBoy

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Re: Insurance excess on company van . .
« Reply #27 on: 31 January 2019, 17:24:20 »

As said, they are trying to enforce a significant change in your conditions of employment and you will have rights.
Things have probably changed now, but I remember back in the mid 90s seeking advice on whether my emploter could unilaterally change a fundamental part of my contract, and it turns out they could fairly easily, if slightly underhand.

So defo worth seeking professional advice.
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Rods2

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Re: Insurance excess on company van . .
« Reply #28 on: 31 January 2019, 19:08:14 »

Although this is from Northern Ireland but part of the UK it will be similar. This NI document is much better than the UK one that I have also provided a link for as it has UK contacts for free advice.

https://www.nidirect.gov.uk/articles/changes-employment-conditions

https://www.gov.uk/your-employment-contract-how-it-can-be-changed/dealing-with-problems

It is important that you make your objections in writing before it is imposed otherwise it can be construed that you have accepted the new terms.
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Re: Insurance excess on company van . .
« Reply #29 on: 31 January 2019, 21:02:43 »

Thanks for your input guys  . . am  looking into this now  :y :y :y
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