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[kingycos2]

Just changed my elite alloys to 19" vxr alloys and declared it on my insurance and its gone up by nearly £300  . I fell off my chair at first and ask for it to be doubled checked. My insurance has doubled just down to alloys, oh well at least it puts a smile on my face. I asked why so much and she said "its down to replacing them with brand new wheels if their stolen".

[Tony H]

Just changed my elite alloys to 19" vxr alloys and declared it on my insurance and its gone up by nearly £300  . I fell off my chair at first and ask for it to be doubled checked. My insurance has doubled just down to alloys, oh well at least it puts a smile on my face. I asked why so much and she said "its down to replacing them with brand new wheels if their stolen".

[unlucky alf]

i had this arguement a couple of years ago on my rover, when i said that the after market wheels were cheaper than the originals to replace they relented & left it at the same premium

[Diamond Black Geezer]

You should consider leaving your policy alone.....then put aside the 25 quid-a-month (300 over 12months) for replacement alloys...

IF your alloys DO happen to get stolen (and how many times a year does that actually happen?) then you've got a spare set!

Another Top Gear Top Tip!

[r1]

also read your policey very carefully i have done a few mods to my bike told the insurance ,premium went up but when you read the small print they only replace with standard parts,when i questioned this they said it makes the bike more attrative to theft

[i260]

Change your insurer.

Or, if their arguement is that it costs more to replace then say that you dont want the wheels included on the cost replacement, you will have some brand new std alloys instead!

I think the attractiveness arguement is more on the money tbh.

I put some 17's and 18's on a golf previously and the annual premium only went up about £20 or £40 or so.