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Author Topic: National Insurance record.  (Read 1391 times)

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Rangie

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National Insurance record.
« on: 19 November 2020, 15:28:10 »

Been looking on the gov.uk website today & came across one that tells you your complete national insurance record  payments, totted mine up to just over £50,000 didn't think that was too bad at all, so in around 6 years I should be in profit from the state pension, amazing what a grey boring afternoon can make you do.
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Broomies Mate

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Re: National Insurance record.
« Reply #1 on: 19 November 2020, 15:33:03 »

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Re: National Insurance record.
« Reply #2 on: 19 November 2020, 15:48:08 »

Do you have to turn it over halfway through? :D
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Re: National Insurance record.
« Reply #3 on: 19 November 2020, 18:40:14 »

Interesting data .. seems I have 48 years of contributions, including 8 years pre-1975 for which there is no data ...  adding up my contributions shown comes to around £46,000 !! (obviously with a tad more for those missing years)

Going by my current OAP I will break-even after 79 months ...   6 years 7 months with no increase in pension ... as I started to draw the OAP at age 65 break-even is at 71 yrs 7 months .... not too long to go then !!
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Re: National Insurance record.
« Reply #4 on: 19 November 2020, 18:54:40 »

You're never that old already :o
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Olympia5776

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Re: National Insurance record.
« Reply #5 on: 19 November 2020, 18:59:31 »

Been looking on the gov.uk website today & came across one that tells you your complete national insurance record  payments, totted mine up to just over £50,000 didn't think that was too bad at all, so in around 6 years I should be in profit from the state pension, amazing what a grey boring afternoon can make you do.

The UK state pension is a conundrum wrapped in an enigma.
I've been trying to get an explanation as to why they have deducted nigh on 20% of mine for over four months now with explanations  given ( four pages ) so far  that would defy Albert Einstein .
There is also a section within the Gov.UK site that will list all the private pension schemes that you were a member of . This was an absolute goldmine for me throwing two VERY  lucrative pensions that I had no idea I was a member of .
Oh , and if you think that your contributions / payments ratio is good >eleven years contributions into the Irish state pension gave me a full pension and those contributions are paid back in less than 6 months ..... :)
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Re: National Insurance record.
« Reply #6 on: 19 November 2020, 19:04:58 »

Been looking on the gov.uk website today & came across one that tells you your complete national insurance record  payments, totted mine up to just over £50,000 didn't think that was too bad at all, so in around 6 years I should be in profit from the state pension, amazing what a grey boring afternoon can make you do.

The UK state pension is a conundrum wrapped in an enigma.
I've been trying to get an explanation as to why they have deducted nigh on 20% of mine for over four months now with explanations  given ( four pages ) so far  that would defy Albert Einstein .
There is also a section within the Gov.UK site that will list all the private pension schemes that you were a member of . This was an absolute goldmine for me throwing two VERY  lucrative pensions that I had no idea I was a member of .
Oh , and if you think that your contributions / payments ratio is good >eleven years contributions into the Irish state pension gave me a full pension and those contributions are paid back in less than 6 months ..... :)

Do you or anyone else have the link to that please? Might be useful to Mrs V and possibly many others on the forum.
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Olympia5776

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Re: National Insurance record.
« Reply #7 on: 19 November 2020, 19:47:44 »

Been looking on the gov.uk website today & came across one that tells you your complete national insurance record  payments, totted mine up to just over £50,000 didn't think that was too bad at all, so in around 6 years I should be in profit from the state pension, amazing what a grey boring afternoon can make you do.

The UK state pension is a conundrum wrapped in an enigma.
I've been trying to get an explanation as to why they have deducted nigh on 20% of mine for over four months now with explanations  given ( four pages ) so far  that would defy Albert Einstein .
There is also a section within the Gov.UK site that will list all the private pension schemes that you were a member of . This was an absolute goldmine for me throwing two VERY  lucrative pensions that I had no idea I was a member of .
Oh , and if you think that your contributions / payments ratio is good >eleven years contributions into the Irish state pension gave me a full pension and those contributions are paid back in less than 6 months ..... :)

Do you or anyone else have the link to that please? Might be useful to Mrs V and possibly many others on the forum.

I've just spent 10 minutes looking and so far not found it . You will have to go through your gateway personal identity to get into the section that is relevent .
Best suggestion I have is to call the International Pension Centre ( if you are domiciled outside the UK )  and ask the question there . They will have that info in your historical file and I speak from experience as it was when asking for an explanation as to my query that the chap on the phone said you were a member of **** schemes between  X and Y that I initially was introduced to these two unknown schemes that I mentioned .
Page 5 on here for UK  .
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/324636/br1.pdf

I'll have another look later and pass it on if I find it .
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Olympia5776

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Re: National Insurance record.
« Reply #8 on: 19 November 2020, 20:05:48 »

Here's another point of contact .
https://www.gov.uk/find-pension-contact-details
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Re: National Insurance record.
« Reply #9 on: 19 November 2020, 21:24:02 »

 :y
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