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Author Topic: Car Insurance.  (Read 4685 times)

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Field Marshal Dr. Opti

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Car Insurance.
« on: 25 May 2020, 15:46:32 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)
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Lizzie Zoom

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Re: Car Insurance.
« Reply #1 on: 25 May 2020, 15:54:12 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)

I have done that every year with the AA, who I have been with forever, after going on a comparison site and getting a quote I can wave in their face!

Funnily enough the difference between the comparison and the cheapest, but full cover policy with the AA, has become much smaller ;)

As you so it is amazing how many people cannot be bothered to do that. 
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STEMO

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Re: Car Insurance.
« Reply #2 on: 25 May 2020, 17:17:21 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)
I don't bother myself with insurance.  ;D
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Field Marshal Dr. Opti

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Re: Car Insurance.
« Reply #3 on: 25 May 2020, 17:19:19 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)

I have done that every year with the AA, who I have been with forever, after going on a comparison site and getting a quote I can wave in their face!

Funnily enough the difference between the comparison and the cheapest, but full cover policy with the AA, has become much smaller ;)

As you so it is amazing how many people cannot be bothered to do that.

A glimpse of stocking top and suspender can save another £50. :) :-* :-* :-*

...........or is that at the MOT? ::)
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Field Marshal Dr. Opti

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Re: Car Insurance.
« Reply #4 on: 25 May 2020, 17:20:17 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)
I don't bother myself with insurance;D

Yes......insurance does seem to be an option in Liverpool. :)
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Lizzie Zoom

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Re: Car Insurance.
« Reply #5 on: 25 May 2020, 17:34:38 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)

I have done that every year with the AA, who I have been with forever, after going on a comparison site and getting a quote I can wave in their face!

Funnily enough the difference between the comparison and the cheapest, but full cover policy with the AA, has become much smaller ;)

As you so it is amazing how many people cannot be bothered to do that.

A glimpse of stocking top and suspender can save another £50. :) :-* :-* :-*

...........or is that at the MOT? ::)

How do you know that Opti? :o :o :o  Have you tried that? ;D ;D ;D ;)
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STEMO

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Re: Car Insurance.
« Reply #6 on: 25 May 2020, 17:44:52 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)

I have done that every year with the AA, who I have been with forever, after going on a comparison site and getting a quote I can wave in their face!

Funnily enough the difference between the comparison and the cheapest, but full cover policy with the AA, has become much smaller ;)

As you so it is amazing how many people cannot be bothered to do that.

A glimpse of stocking top and suspender can save another £50. :) :-* :-* :-*

...........or is that at the MOT? ::)
I wouldn't try that one if I were you.
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Field Marshal Dr. Opti

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Re: Car Insurance.
« Reply #7 on: 25 May 2020, 17:49:31 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)

I have done that every year with the AA, who I have been with forever, after going on a comparison site and getting a quote I can wave in their face!

Funnily enough the difference between the comparison and the cheapest, but full cover policy with the AA, has become much smaller ;)

As you so it is amazing how many people cannot be bothered to do that.

A glimpse of stocking top and suspender can save another £50. :) :-* :-* :-*

...........or is that at the MOT? ::)

How do you know that Opti? :o :o :o Have you tried that? ;D ;D ;D ;)

But of course, Lizzie....... ;) :-* :-* :-* :-* :-* :-* :-*

There is far more than just two genders in 2020. :)
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Lizzie Zoom

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Re: Car Insurance.
« Reply #8 on: 25 May 2020, 18:06:13 »

This time with the AA.

£206...... A 10 minute phone call later it was down to £156.

It's amazing how many people can't be arsed to ring in for a better price. Usually wealthy people and bone idle scousers. :)

I have done that every year with the AA, who I have been with forever, after going on a comparison site and getting a quote I can wave in their face!

Funnily enough the difference between the comparison and the cheapest, but full cover policy with the AA, has become much smaller ;)

As you so it is amazing how many people cannot be bothered to do that.

A glimpse of stocking top and suspender can save another £50. :) :-* :-* :-*

...........or is that at the MOT? ::)

How do you know that Opti? :o :o :o Have you tried that? ;D ;D ;D ;)

But of course, Lizzie....... ;) :-* :-* :-* :-* :-* :-* :-*

There is far more than just two genders in 2020. :)

 ;D ;D ;D ;D ;D  I am all for diversity! 8) 8) ;D ;D ;D ;)
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Re: Car Insurance.
« Reply #9 on: 25 May 2020, 18:24:52 »

Go through cashback sites. Up to £100 cashback available on car insurance.
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Re: Car Insurance.
« Reply #10 on: 25 May 2020, 18:38:42 »

Go through cashback sites. Up to £100 cashback available on car insurance.


 The up the prices through cashbacks sites... Do a search on topcashback,,, then do same with meerkats and the oora bloke.. can be a difference of £50.
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Re: Car Insurance.
« Reply #11 on: 29 May 2020, 09:46:08 »

Mine was always stuck around the £600 mark, when I used to pay for it.

SWMBO's picanto is about £300. I'm sure it would be less if she had a few fewer claims  ::)
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Re: Car Insurance.
« Reply #12 on: 29 May 2020, 12:09:28 »

Mine has been around the £250 for years with LV had a couple of claims over the years & they were excellent so have stuck with them.
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Re: Car Insurance.
« Reply #13 on: 29 May 2020, 12:47:34 »

I think I paid around £150 for the Omega last year, with protected NCD etc.
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Field Marshal Dr. Opti

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Re: Car Insurance.
« Reply #14 on: 29 May 2020, 13:02:10 »

I think I paid around £150 for the Omega last year, with protected NCD etc.

Yep......mine has been around the £150-£160 mark for the last five or six years.

The Tata is not that much more at around the £200-£250 mark. Perhaps Indian cars are cheaper to insure. :)
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Re: Car Insurance.
« Reply #15 on: 20 June 2020, 06:36:01 »

Just paid mine last month £629, last year £609, with LV need to declare the kit and all the extra bits, maybe should have phoned them see if could get it lower ::)
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Re: Car Insurance.
« Reply #16 on: 20 June 2020, 07:41:06 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃
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Re: Car Insurance.
« Reply #17 on: 20 June 2020, 08:44:47 »

Insurance on my V70 is due at beginning of July had notification from present insurer[Hasting Direct]and they quoted  £250 this year,up from £188 last year ??? Went on comparison site and got it for £180[I've got 4yrs NCD on the V70]so I took that and phoned Hastings to tell them to cancel as of renewal date.Of course they went through all the faff of seeing if they could do any better and came up with a figure of £195,when I still turned that down[why couldn't they have come up with that figure in the first place?]she had "A word with her team leader" and came back with a figure of £179! On principal that they tried it on in the first place and for the sake of a quid I still told them to cancel it.
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Re: Car Insurance.
« Reply #18 on: 20 June 2020, 09:07:10 »

That'll learn 'em ;D
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Re: Car Insurance.
« Reply #19 on: 20 June 2020, 09:51:29 »

Had the annual (or 15 monthly recently) debate with the breakdown company, under a ton for 15 months for 2 people on a joint membership, including towing anywhere.

Never use the breakdown service, so I'm probably a grand down over the last 15 years, but with Mrs TB batting up and down the M40 everyday, and me being away a fair bit, its that piece of mind.
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Re: Car Insurance.
« Reply #20 on: 20 June 2020, 11:57:21 »

Cost nearly £700 to get recovered from Preston to home following a bump as it was the only way to get me and the car home that night. That's the financial reality of a £3 per mile relay at short notice.

Even if the insurers had collected the car, it would have gone to the nearest compound and i would have be walking home.
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Re: Car Insurance.
« Reply #21 on: 20 June 2020, 16:02:05 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
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Re: Car Insurance.
« Reply #22 on: 20 June 2020, 18:17:54 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.
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STEMO

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Re: Car Insurance.
« Reply #23 on: 20 June 2020, 18:42:43 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.
I was gonna say I'd never rev my car over 3000 when parked up. But the I remembered the MOT tester will rev it to over 4000 to try and make it smoke.  :(
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Sir Tigger KC

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Re: Car Insurance.
« Reply #24 on: 20 June 2020, 19:08:38 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sits in it making brrmm brrmm noises.

Fixed.  :)
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Re: Car Insurance.
« Reply #25 on: 20 June 2020, 19:23:00 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
.   

Got to save a little bit of cash where you can, us poor pensioners & when you have mistresses to entertain as well it's not easy you know..😀
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Field Marshal Dr. Opti

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Re: Car Insurance.
« Reply #26 on: 20 June 2020, 19:27:27 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)
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Re: Car Insurance.
« Reply #27 on: 20 June 2020, 22:10:02 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)

The mighty Signum must be on the verge of spontaneously dissolving by now M'Lud?  ???  :-\   :)
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STEMO

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Re: Car Insurance.
« Reply #28 on: 20 June 2020, 22:30:30 »

Makes perfect sense to me. Drive around in an elderly Vauxhall while the car you paid tens of thousands of pounds for sits, depreciating, on the drive.  :)
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Re: Car Insurance.
« Reply #29 on: 21 June 2020, 08:15:45 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)


 When you decide to break(scrap) the Sigmund, can I have the brakes for my posh Vectra :D
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Field Marshal Dr. Opti

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Re: Car Insurance.
« Reply #30 on: 21 June 2020, 13:34:00 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)


When you decide to break(scrap) the Sigmund, can I have the brakes for my posh Vectra :D

Yes, BG.........would the 2.8T V6 be of any use? ;)
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Re: Car Insurance.
« Reply #31 on: 21 June 2020, 14:21:39 »

That'll drop straight in :D

Needs a proper gearbox to get proper power out of it though...

235 bhp from that doesn't really need forced induction :P
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Re: Car Insurance.
« Reply #32 on: 21 June 2020, 16:56:45 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)


When you decide to break(scrap) the Sigmund, can I have the brakes for my posh Vectra :D

Yes, BG.........would the 2.8T V6 be of any use? ;)


 Mmm, not a bad idea, and it won't cost £500 per year road tax in my Vectra, only £385. Should kill a few more fluffy Pilar Bears
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Re: Car Insurance.
« Reply #33 on: 21 June 2020, 18:23:33 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)


When you decide to break(scrap) the Sigmund, can I have the brakes for my posh Vectra :D

Yes, BG.........would the 2.8T V6 be of any use? ;)


Mmm, not a bad idea, and it won't cost £500 per year road tax in my Vectra, only £385. Should kill a few more fluffy Pilar Bears


On monthly DD the figure is now £600 PA. :-\

Fifty quid a month.
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Re: Car Insurance.
« Reply #34 on: 21 June 2020, 18:56:58 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)


When you decide to break(scrap) the Sigmund, can I have the brakes for my posh Vectra :D

Yes, BG.........would the 2.8T V6 be of any use? ;)


Mmm, not a bad idea, and it won't cost £500 per year road tax in my Vectra, only £385. Should kill a few more fluffy Pilar Bears


On monthly DD the figure is now £600 PA. :-\

Fifty quid a month for a rusty old Vauxhall FFS. ::)

FTFY M'Lud!  :)
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Re: Car Insurance.
« Reply #35 on: 21 June 2020, 20:24:42 »

That'll drop straight in :D

Needs a proper gearbox to get proper power out of it though...

235 bhp from that doesn't really need forced induction :P

Mine is the latter version with 250 BHP..... :P
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ronnyd

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Re: Car Insurance.
« Reply #36 on: 21 June 2020, 22:14:19 »

Just renewed the Range Rover with LV mentioned that I had now retired & the fact that my mileage would now be reducing went from £330  to £260..😃

Rumour has it that the reason that Lord Opti's insurance is so cheap is that not only is he a retired gentleman like yourself Mick, but he is insured for Social Pleasure only and with limited mileage, so he can poodle round locally visiting his mistresses.  :y
Does he do any miles? I thought he just sat in in revving the 'nads off it.

About 5000 miles in the Indian and about 15000 in the mighty Signum. :)

Petrol consumption overall about 17 MPG, and roughly 26 MPG in the classic and highly sought after Vauxhall. ::)


When you decide to break(scrap) the Sigmund, can I have the brakes for my posh Vectra :D

Yes, BG.........would the 2.8T V6 be of any use? ;)


 Mmm, not a bad idea, and it won't cost £500 per year road tax in my Vectra, only £385. Should kill a few more fluffy Pilar Bears
What's them then?   ??? ;)
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Doctor Gollum

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Re: Car Insurance.
« Reply #37 on: 21 June 2020, 23:02:30 »

Statues of polar bears. Arranged Greek stylee across the porch :y
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Olympia5776

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Re: Car Insurance.
« Reply #38 on: 22 June 2020, 13:36:25 »

Just had a message from my Insurer for the Omega saying that due to the Virus and the fact that we were not driving as much they are sending me a € 30 gift voucher for some rip off on line merchant .
€ 560 they charged me this year for the Omega and it hasn't turned a 'kin wheel. No chance of searching for an alternative insurer as Insurance companies over here will not insure any car over 15 years old stating that after that age they are all being used and driven by fraudsters and scammers  .....Only in backward greedy ireland ! The only way to maintain insurance is to stay with your current insurer as they are obliged to renew.
Whereas once it gets to 30 yo the classic insurance brigade are clambouring for your business at a fraction of the cost being paid just now.
My E24 has agreed value insurance of €18 K for € 220.
When I renewed the Omega's policy this year I told them that I had , correctly , calculated that I had had approx 88 annual car insurance policies in my lifetime for private , business , commercial and classic vehicles most if not all running concurrently and never a claim on any to which she replied " we only go back five years with NCD......" Bitch . >:(
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