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Author Topic: Insurance excess on company van . .  (Read 4846 times)

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Alnico Blue

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Insurance excess on company van . .
« on: 29 January 2019, 19:09:58 »

Thoughts on this please Gentlemen ( & of course Ladies)

Company is insisting that the employee/ driver of the van they supply us with ,  is now going to be  responsible for the first £1000  :o :o :o in any accident/ damage claim on these vehicles .  No private use , just used to and from work and all travelling to an average of 12  jobs during the working day .

Can they do this ?
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STEMO

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Re: Insurance excess on company van . .
« Reply #1 on: 29 January 2019, 19:15:03 »

I'm no legal expert, Al, but I'd say NO! You really need to take proper advice..but...it's the old story of 'If you refuse to do it, we'll find someone who will'. Bastards.
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STEMO

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Re: Insurance excess on company van . .
« Reply #2 on: 29 January 2019, 19:16:13 »

Is this £1000 their insurance excess?
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dave the builder

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Re: Insurance excess on company van . .
« Reply #3 on: 29 January 2019, 19:16:31 »

Is it in a contract of employment that you signed  :-\

maybe you can get a cheap indemnity insurance to cover it ?

or ,take the BL cars line .....

EVERYBODY OUT  ;D
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Alnico Blue

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Re: Insurance excess on company van . .
« Reply #4 on: 29 January 2019, 19:21:58 »

I'm no legal expert, Al, but I'd say NO! You really need to take proper advice..but...it's the old story of 'If you refuse to do it, we'll find someone who will'. Bastards.

Nothing in my present contract mentions anything about any insurance claim excess.

Guessing we are going to get a "sign here" please notification to accept this .  >:( >:(

Heres an example though . . .one of the younger guys (29 ) came back to his van to find the drivers door damaged & mirror smashed off .   Cost to repair according to the logistics manager  . . .£3000 . . :o :o :o :o FFS !
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ronnyd

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Re: Insurance excess on company van . .
« Reply #5 on: 29 January 2019, 19:23:40 »

Sounds like the are trying to abdicate their responsabilities to save on their insurance costs, crafty sods.
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Alnico Blue

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Re: Insurance excess on company van . .
« Reply #6 on: 29 January 2019, 19:27:13 »

Is it in a contract of employment that you signed  :-\

maybe you can get a cheap indemnity insurance to cover it ?

or ,take the BL cars line .....

EVERYBODY OUT  ;D

I did mention that , managers reply  . . . . "whats that then ? "  ::) ::) ::)
« Last Edit: 29 January 2019, 19:29:16 by Alnico Blue »
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STEMO

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Re: Insurance excess on company van . .
« Reply #7 on: 29 January 2019, 19:28:32 »

Is it in a contract of employment that you signed  :-\

maybe you can get a cheap indemnity insurance to cover it ?

or ,take the BL cars line .....

EVERYBODY OUT  ;D

I did mention that , managers reply  . . . . whats that then  ::) ::) ::)
Nowt to do with him. You take you own insurance out. Still leaves you out of pocket, though.
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Alnico Blue

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Re: Insurance excess on company van . .
« Reply #8 on: 29 January 2019, 19:32:19 »

Is it in a contract of employment that you signed  :-\

maybe you can get a cheap indemnity insurance to cover it ?

or ,take the BL cars line .....

EVERYBODY OUT  ;D

I did mention that , managers reply  . . . . whats that then  ::) ::) ::)
Nowt to do with him. You take you own insurance out. Still leaves you out of pocket, though.
yes I understand it has nothing to do with him Steve,   . . .but was gobsmacked , he did not know what it was .
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Alnico Blue

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Re: Insurance excess on company van . .
« Reply #9 on: 29 January 2019, 19:36:30 »

I might just stand firm on this one & flatly refuse to accept it   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(

Company excess for each claim is £1200 I have been told  :-\ :-\
« Last Edit: 29 January 2019, 19:40:45 by Alnico Blue »
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STEMO

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Re: Insurance excess on company van . .
« Reply #10 on: 29 January 2019, 19:36:39 »

Is it in a contract of employment that you signed  :-\

maybe you can get a cheap indemnity insurance to cover it ?

or ,take the BL cars line .....

EVERYBODY OUT  ;D

I did mention that , managers reply  . . . . whats that then  ::) ::) ::)
Nowt to do with him. You take you own insurance out. Still leaves you out of pocket, though.
yes I understand it has nothing to do with him Steve,   . . .but was gobsmacked , he did not know what it was .
Right. Well. You need to go in the morning and tell him he's a tosser and he can stuff his job. Report back here what happens.  ;D
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STEMO

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Re: Insurance excess on company van . .
« Reply #11 on: 29 January 2019, 19:38:13 »

I might just stand firm on this one & flatly refuse to acceptit   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(
OK, don't tell him he's a tosser, then. Tell him you're signing nowt till you've taken advice.
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Alnico Blue

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Re: Insurance excess on company van . .
« Reply #12 on: 29 January 2019, 19:40:05 »

Is it in a contract of employment that you signed  :-\

maybe you can get a cheap indemnity insurance to cover it ?

or ,take the BL cars line .....

EVERYBODY OUT  ;D

I did mention that , managers reply  . . . . whats that then  ::) ::) ::)
Nowt to do with him. You take you own insurance out. Still leaves you out of pocket, though.
yes I understand it has nothing to do with him Steve,   . . .but was gobsmacked , he did not know what it was .
Right. Well. You need to go in the morning and tell him he's a tosser and he can stuff his job. Report back here what happens.  ;D

I'm too slippery for that Steve ...got a similar plan  . .but not quite as blatent as your suggestion  ;D ;D ;D ;D
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dave the builder

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Re: Insurance excess on company van . .
« Reply #13 on: 29 January 2019, 19:43:50 »

I might just stand firm on this one & flatly refuse to acceptit   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(
OK, don't tell him he's a tosser, then. Tell him you're signing nowt till you've taken advice.
I'm sure he already knows , he's probably been handed that sh*t sandwich by higher management to pass on
plenty of roofing and fencing jobs going with the current weather
buy a rusty transit dropside pickup and be a builder  :y
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STEMO

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Re: Insurance excess on company van . .
« Reply #14 on: 29 January 2019, 19:45:28 »

I might just stand firm on this one & flatly refuse to acceptit   . . .argue it out  . . .try and

source some legallity on it & see where it goes.

In the mood for a fight with these jumped up pen pushing keyboard pressing idiots  >:( >:(
OK, don't tell him he's a tosser, then. Tell him you're signing nowt till you've taken advice.
I'm sure he already knows , he's probably been handed that sh*t sandwich by higher management to pass on
plenty of roofing and fencing jobs going with the current weather
buy a rusty transit dropside pickup and be a builder  :y
Yeah. Tunnie could be your first customer.
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