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Author Topic: What was in the budget for you?  (Read 4638 times)

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STEMO

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What was in the budget for you?
« on: 22 November 2017, 13:42:09 »

For me..no increase in diesel, no pay rise for the missus, a bit extra from the personal tax allowance increase next April.
Nothing for us to get excited about at all.
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Viral_Jim

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Re: What was in the budget for you?
« Reply #1 on: 22 November 2017, 13:58:28 »

Similar.

I don't have to go cap in hand to the missus for 65p a week in diesel money, we'll benefit from the tax band shifts, and SWMBO keeps on benefiting from corporation tax drops.
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STEMO

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Re: What was in the budget for you?
« Reply #2 on: 22 November 2017, 14:07:50 »

I’m surprised there was nothing on student finance or car tax.
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Field Marshal Dr. Opti

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Re: What was in the budget for you?
« Reply #3 on: 22 November 2017, 14:09:41 »

A dull budget delivered in drab fashion by a dreary uninspiring man.

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Field Marshal Dr. Opti

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Re: What was in the budget for you?
« Reply #4 on: 22 November 2017, 14:13:50 »

Similar.

I don't have to go cap in hand to the missus for 65p a week in diesel money, we'll benefit from the tax band shifts, and SWMBO keeps on benefiting from corporation tax drops.

Increased road tax on older diesel cars from 2018?
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Field Marshal Dr. Opti

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Re: What was in the budget for you?
« Reply #5 on: 22 November 2017, 14:15:14 »

I prefer a Ken Clarke budget. :)

More fun.
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Re: What was in the budget for you?
« Reply #6 on: 22 November 2017, 14:17:51 »

Increased road tax on older diesel cars from 2018?

Only on new cars as I understand it, the First Year Rate will go up one band (costing the luckless new owner up to £500 more at the Main Stealer). Old relics such as mine are to be ignored I think.

Also, as predicted, diesel company car owners will take a nice big hit.
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STEMO

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Re: What was in the budget for you?
« Reply #7 on: 22 November 2017, 14:28:45 »

Increased road tax on older diesel cars from 2018?

Only on new cars as I understand it, the First Year Rate will go up one band (costing the luckless new owner up to £500 more at the Main Stealer). Old relics such as mine are to be ignored I think.

Also, as predicted, diesel company car owners will take a nice big hit.
The actual wording from the Beeb:
Vehicle excise duty for diesel cars that do not meet latest standards to rise by one band in April 2018
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Lincs Robert

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Re: What was in the budget for you?
« Reply #8 on: 22 November 2017, 14:36:34 »

A dull budget delivered in drab fashion by a dreary uninspiring man.

He speaks very highly of you as well.
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STEMO

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Re: What was in the budget for you?
« Reply #9 on: 22 November 2017, 14:50:09 »

A dull budget delivered in drab fashion by a dreary uninspiring man.
Nothing wrong with a dull budget that costs you nothing.
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Viral_Jim

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Re: What was in the budget for you?
« Reply #10 on: 22 November 2017, 14:53:27 »

The actual wording from the Beeb:
Vehicle excise duty for diesel cars that do not meet latest standards to rise by one band in April 2018

Interesting, seems that there is some confusion as Auto Express thinks its only new cars:

http://www.autoexpress.co.uk/car-news/consumer-news/88361/tax-disc-changes-everything-you-need-to-know-about-uk-road-tax

Either way, for me it'll be at most £40/yr. or 0.1p/mile driven. If that's the worst a budget throws at me, I'm a happy camper!
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Re: What was in the budget for you?
« Reply #11 on: 22 November 2017, 14:55:48 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)
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Re: What was in the budget for you?
« Reply #12 on: 22 November 2017, 14:59:04 »

No increase in excise duty on wine  :y

I should hope so to. At £2.17 per bottle it's already one of the highest in the world. Ireland and one or two others are higher, but some European countries are Zero !
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aaronjb

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Re: What was in the budget for you?
« Reply #13 on: 22 November 2017, 15:01:59 »

The actual wording from the Beeb:
Vehicle excise duty for diesel cars that do not meet latest standards to rise by one band in April 2018

Other places report:

"New diesel cars will all rise one bracket up the vehicle excise duty system, hitting millions of car owners. The tax rise excludes all vehicles bigger than cars - including white vans - to protect small businesses"
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Re: What was in the budget for you?
« Reply #14 on: 22 November 2017, 15:04:25 »

If it's only on new cars I cant see it "hitting" any car owners who don't choose to be hit.

If they don't like it they can buy a proper car. ::)
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Re: What was in the budget for you?
« Reply #15 on: 22 November 2017, 15:12:34 »

Increased road tax on older diesel cars from 2018?

Only on new cars as I understand it, the First Year Rate will go up one band (costing the luckless new owner up to £500 more at the Main Stealer). Old relics such as mine are to be ignored I think.

Also, as predicted, diesel company car owners will take a nice big hit.
The actual wording from the Beeb:
Vehicle excise duty for diesel cars that do not meet latest standards to rise by one band in April 2018

Mine's already top whack at £500  :(
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Field Marshal Dr. Opti

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Re: What was in the budget for you?
« Reply #16 on: 22 November 2017, 15:15:50 »

A dull budget delivered in drab fashion by a dreary uninspiring man.
Nothing wrong with a dull budget that costs you nothing.

There is a reason he is known as 'Spreadsheet Phil' :)
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Field Marshal Dr. Opti

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Re: What was in the budget for you?
« Reply #17 on: 22 November 2017, 15:21:06 »

If it's only on new cars I cant see it "hitting" any car owners who don't choose to be hit.

If they don't like it they can buy a proper car. ::)

A car that runs on car fuel as opposed to lorry fuel. Seems fair to me. :)
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Re: What was in the budget for you?
« Reply #18 on: 22 November 2017, 15:23:27 »

Increased road tax on older diesel cars from 2018?

Only on new cars as I understand it, the First Year Rate will go up one band (costing the luckless new owner up to £500 more at the Main Stealer). Old relics such as mine are to be ignored I think.

Also, as predicted, diesel company car owners will take a nice big hit.
The actual wording from the Beeb:
Vehicle excise duty for diesel cars that do not meet latest standards to rise by one band in April 2018

Mine's already top whack at £500  :(

They will either  'let you off'  or invent a new higher band. ::)
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Andy B

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Re: What was in the budget for you?
« Reply #19 on: 22 November 2017, 15:34:54 »

Increased road tax on older diesel cars from 2018?

Only on new cars as I understand it, the First Year Rate will go up one band (costing the luckless new owner up to £500 more at the Main Stealer). Old relics such as mine are to be ignored I think.

Also, as predicted, diesel company car owners will take a nice big hit.
The actual wording from the Beeb:
Vehicle excise duty for diesel cars that do not meet latest standards to rise by one band in April 2018

Mine's already top whack at £500  :(

They will either  'let you off'  or invent a new higher band. ::)

 ;D ;D
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STEMO

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Re: What was in the budget for you?
« Reply #20 on: 22 November 2017, 18:31:29 »

Just done the BBC’s budget calculator, we will be £20 a month better off from next April. Better than nowt.
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TheBoy

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Re: What was in the budget for you?
« Reply #21 on: 22 November 2017, 18:32:45 »

I'm suffering CBA, so no idea how much I'm getting screwed for.
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TheBoy

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Re: What was in the budget for you?
« Reply #22 on: 22 November 2017, 18:58:33 »

Just done the BBC’s budget calculator, we will be £20 a month better off from next April. Better than nowt.
I'm around £8 better off, but the questions are a bit wank, as my weeks vary so much, and I have no idea what I earn (other than "not enough" ;D)
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BazaJT

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Re: What was in the budget for you?
« Reply #23 on: 22 November 2017, 19:05:32 »

Seems a bit pointless raising VED rates as it appears hardly anyone's buying it these days anyway :D ;D ;D
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STEMO

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Re: What was in the budget for you?
« Reply #24 on: 22 November 2017, 19:44:07 »

HEre is the lowdown on the diesel thingy:

The sale of new diesel cars that do not meet latest emissions standards will face a one-off tax increase in April.
It will apply to the first year of road tax, and be levied on all diesels that do not meet the Real Driving Emissions Step 2 standards on emissions.
According to experts, it means that most new diesels would be subject to the rise.
Chancellor Philip Hammond said the tax change would apply only to cars, and "white van man" was unaffected.
The tax rise will be levied according to a car's CO2 emissions band.
A Ford Fiesta or Vauxhall Astra would see a one-off £20 rise and a Land Rover Discovery a £400 increase. Cars in the top band, such as a Porsche Cayenne, would be hit with a £500 tax. 
The chancellor said: "Drivers buying a new car will be able to avoid this charge as soon as manufacturers bring forward the next-generation cleaner diesels that we all want to see.

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Re: What was in the budget for you?
« Reply #25 on: 22 November 2017, 20:02:00 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)

Our daughter and her partner exchanged contracts and moved into a flat in London last friday .. :(  First time buyers getting out of rented flats ..  would have saved them £5000 .. :(
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STEMO

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Re: What was in the budget for you?
« Reply #26 on: 22 November 2017, 20:09:16 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)

Our daughter and her partner exchanged contracts and moved into a flat in London last friday .. :(  First time buyers getting out of rented flats ..  would have saved them £5000 .. :(
I hope they’re not going to let it spoil their move. It’s a really exciting time for them and, while five grand is five grand, they should be walking on air for the first three months, at least.
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Re: What was in the budget for you?
« Reply #27 on: 22 November 2017, 20:26:18 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)

Our daughter and her partner exchanged contracts and moved into a flat in London last friday .. :(  First time buyers getting out of rented flats ..  would have saved them £5000 .. :(
I hope they’re not going to let it spoil their move. It’s a really exciting time for them and, while five grand is five grand, they should be walking on air for the first three months, at least.

I expect they'll be positive about it, find out on Friday as they are coming down for the weekend. At a guess, they'll be pretty pragmatic as it has taken over 6 months to sort out a few legal niggles since they first made their offer... if that hadn't happened they would have moved 3-4 months ago and the subject would not arise ...
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Lincs Robert

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Re: What was in the budget for you?
« Reply #28 on: 22 November 2017, 21:13:28 »

HEre is the lowdown on the diesel thingy:

The sale of new diesel cars that do not meet latest emissions standards will face a one-off tax increase in April.
It will apply to the first year of road tax, and be levied on all diesels that do not meet the Real Driving Emissions Step 2 standards on emissions.
According to experts, it means that most new diesels would be subject to the rise.
Chancellor Philip Hammond said the tax change would apply only to cars, and "white van man" was unaffected.
The tax rise will be levied according to a car's CO2 emissions band.
A Ford Fiesta or Vauxhall Astra would see a one-off £20 rise and a Land Rover Discovery a £400 increase. Cars in the top band, such as a Porsche Cayenne, would be hit with a £500 tax. 
The chancellor said: "Drivers buying a new car will be able to avoid this charge as soon as manufacturers bring forward the next-generation cleaner diesels that we all want to see.

How do you determine latest regulations? My XC is EU6, but doesn’t take Ad-Blue, my mates Jag is EU6 & does take the Ad-Blue stuff. Confusing ......
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Re: What was in the budget for you?
« Reply #29 on: 22 November 2017, 21:15:52 »

Set against 6 months less rent and house price growth, I'll bet they've come out on top!

Exactly the same thing happened to Swmbo and I last time they changed stamp duty, we went for a place that was £268k about 4 months before they moved away from the "stepped" system. Cost us about £4K.

As to the budget, I'm £19 better off, swmbo is £16 worse off each month. Looks like the sups noodles and white lightening are on me!  ;D
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STEMO

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Re: What was in the budget for you?
« Reply #30 on: 22 November 2017, 21:27:14 »

HEre is the lowdown on the diesel thingy:

The sale of new diesel cars that do not meet latest emissions standards will face a one-off tax increase in April.
It will apply to the first year of road tax, and be levied on all diesels that do not meet the Real Driving Emissions Step 2 standards on emissions.
According to experts, it means that most new diesels would be subject to the rise.
Chancellor Philip Hammond said the tax change would apply only to cars, and "white van man" was unaffected.
The tax rise will be levied according to a car's CO2 emissions band.
A Ford Fiesta or Vauxhall Astra would see a one-off £20 rise and a Land Rover Discovery a £400 increase. Cars in the top band, such as a Porsche Cayenne, would be hit with a £500 tax. 
The chancellor said: "Drivers buying a new car will be able to avoid this charge as soon as manufacturers bring forward the next-generation cleaner diesels that we all want to see.

How do you determine latest regulations? My XC is EU6, but doesn’t take Ad-Blue, my mates Jag is EU6 & does take the Ad-Blue stuff. Confusing ......
Fill yer boots  ;D

http://www.caremissionstestingfacts.eu/rde-real-driving-emissions-test/
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Re: What was in the budget for you?
« Reply #31 on: 22 November 2017, 22:24:47 »

Just done the BBC’s budget calculator, we will be £20 a month better off from next April. Better than nowt.
I'm around £8 better off, but the questions are a bit wank, as my weeks vary so much, and I have no idea what I earn (other than "not enough" ;D)

£19.67 better off here, apparently!
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Re: What was in the budget for you?
« Reply #32 on: 22 November 2017, 22:51:28 »

Just done the BBC’s budget calculator, we will be £20 a month better off from next April. Better than nowt.
I'm around £8 better off, but the questions are a bit wank, as my weeks vary so much, and I have no idea what I earn (other than "not enough" ;D)

£19.67 better off here, apparently!

Snap. To the penny in fact!  ;)
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Re: What was in the budget for you?
« Reply #33 on: 22 November 2017, 22:54:11 »

Just done the BBC’s budget calculator, we will be £20 a month better off from next April. Better than nowt.
I'm around £8 better off, but the questions are a bit wank, as my weeks vary so much, and I have no idea what I earn (other than "not enough" ;D)

£19.67 better off here, apparently!

Snap. To the penny in fact!  ;)

And again ..... exactly to the penny  ;D
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Re: What was in the budget for you?
« Reply #34 on: 23 November 2017, 06:22:01 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)

Our daughter and her partner exchanged contracts and moved into a flat in London last friday .. :(  First time buyers getting out of rented flats ..  would have saved them £5000 .. :(

In London it shouldn't take long for the £5000 to become pretty insignificant, particularly once the budget measures kick in, as they will likely put more heat into the housing market, just as there were small signs that it was starting to cool down a bit at long last.
« Last Edit: 23 November 2017, 06:26:16 by Migv6 »
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aaronjb

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Re: What was in the budget for you?
« Reply #35 on: 23 November 2017, 09:03:48 »

And again ..... exactly to the penny  ;D

Likewise.. either we all earn exactly the same amount, or there's something funky in the maths that I don't understand ;D
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Re: What was in the budget for you?
« Reply #36 on: 23 November 2017, 09:06:29 »

And again ..... exactly to the penny  ;D

Likewise.. either we all earn exactly the same amount, or there's something funky in the maths that I don't understand ;D

BBC's random number generator a bit stuck  :D
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STEMO

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Re: What was in the budget for you?
« Reply #37 on: 23 November 2017, 11:44:31 »

And again ..... exactly to the penny  ;D

Likewise.. either we all earn exactly the same amount, or there's something funky in the maths that I don't understand ;D
It’s the same for everyone in the 40% tax bracket, unless you earn over £150,000......dolts!  ;D
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STEMO

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Re: What was in the budget for you?
« Reply #38 on: 23 November 2017, 11:55:29 »

I was just so relieved that the tax relief on pension contributions for 40%ers wasn’t lowered. That could have been very costly.
Not to say it won’t happen in future.
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Re: What was in the budget for you?
« Reply #39 on: 23 November 2017, 12:33:25 »

And again ..... exactly to the penny  ;D

Likewise.. either we all earn exactly the same amount, or there's something funky in the maths that I don't understand ;D
It’s the same for everyone in the 40% tax bracket, unless you earn over £150,000......dolts!  ;D

So long as you don't smoke, or receive any income as dividends, or are entitled to the married couple's allowance   :P
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STEMO

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Re: What was in the budget for you?
« Reply #40 on: 23 November 2017, 12:46:30 »

And again ..... exactly to the penny  ;D

Likewise.. either we all earn exactly the same amount, or there's something funky in the maths that I don't understand ;D
It’s the same for everyone in the 40% tax bracket, unless you earn over £150,000......dolts!  ;D

So long as you don't smoke, or receive any income as dividends, or are entitled to the married couple's allowance   :P
Correct, Jimmy  :y
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Re: What was in the budget for you?
« Reply #41 on: 23 November 2017, 15:22:34 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)
Or stupid... gamble either way so close to a budget ::)
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Re: What was in the budget for you?
« Reply #42 on: 23 November 2017, 18:43:27 »

You'd be pretty gutted if you'd just bought your first house in the last couple of weeks.  ::)
Or stupid... gamble either way so close to a budget ::)

When you start the process of buying a house you have no idea really how long it might take.  ;) 

It took me nearly 12 months once from putting my offer in, to completion. Largely because I was ultra careful on that one and made sure I crossed every t and dotted every i!  :)
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Re: What was in the budget for you?
« Reply #43 on: 23 November 2017, 19:28:08 »

Ever wondered why there has never been a female Chancellor? ::) ::) ::) Just stand in a line bend over and No Lube Phil will show what's required from you for the next 12 months. :o :o :o

It will be a sad day when STEMO doesn't enjoy a good budget. ;D ;D ;D
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