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[BazaJT]

Got this via post today as insurance runs out late next month.Nothing has changed from last year,full no claims,very much a second car[it's insured for 1,000mls per year]garaged when not in use,just me to drive[clean licence]fully comp social domestic and pleasure only-this is for the Omega by the way and this year they want just short of £250 which is a huge increase over last years premium It's with Saga at present but I doubt it will be come the renewal date

[dave the builder]

My carlton 4 banger was about £180 fully comp with breakdown cover.
phoned to ask to swap to the omega and they said 650+ 
comparison site found AA fully comp for £250
no doubt that will double renewal time , so I will compare again
AA where too costly on breakdown cover so i got an autoaid cover for about £40
(which covers any car i'm in apparently)

[tunnie]

Varies so much, but got the 3.2 down to £300 area.

That's commuting to London, 10k miles and driveway stored.

[BazaJT]

My V70 is less than the Omega renewal quote and that's earning its own NCB [currently on two years]and that stands on the road is insured for the commute as well as S D&P and for 4,000mls per year.Hence the Omega being very much a "second" car.Although I realise the V70 has a smaller[2.4L]engine as opposed to the Omega[3L]and is some 60 odd bhp down-140 bhp against 200+[?]but I'll definitely be shopping around

[Broomies Mate]

My V70 is less than the Omega renewal quote and that's earning its own NCB [currently on two years]and that stands on the road is insured for the commute as well as S D&P and for 4,000mls per year.Hence the Omega being very much a "second" car.Although I realise the V70 has a smaller[2.4L]engine as opposed to the Omega[3L]and is some 60 odd bhp down-140 bhp against 200+[?]but I'll definitely be shopping around

Interesting.

My Saab 9-5's (both of them) are far cheaper than the Omega, yet both are over 100BHP more.  I think it's to do with Safety Standards.  I'm guessing your Ovlov is 5* ENCAP as the Saabs are?

[Keith ABS]

 Try A plan for a quote

[BazaJT]

Afraid I couldn't tell you what encap rating the Ovlov is although I doubt it's too high.It glories under various titles apart from V70 it's[apparently]a P80 and also known as a Phase 1 and being registered in January 2000 it's among the last before the re-style came out.By registration date it's 3mths older than my Omega.

[biggriffin]

Just re_done the 3.2, £212 fully comp with Hastings, I could have saved £20, wasn't worth trucking about,even using cash back not much more to be saved.

[aaronjb]

£1100 for the Skoda (20k p/a) and the BMW 650 (8k p/a), including european breakdown cover and fully comprehensive cover on any car not owned by me up to the value of £150k...

[TheBoy]

From memory I think TBE is around £225ish (Zaf £175 ish, and Pussy £390ish).  TBE is 20k pa, declared mods (bodykit, zorst, LPG, wheels), business use for both of us, FC etc.

(Pussy same, 20k, business use for both of us etc, Zaffy 10k pa, business use for me, SDP for Mrs TB).


Mrs TB doesn't really need business use, but it actually worked out cheaper on TBE (but more expensive on Zaffy).

[TheBoy]

Varies so much, but got the 3.2 down to £300 area.

That's commuting to London, 10k miles and driveway stored.

Sounds like a perfectly good reason not to live near Londonium to me.

My snot is still black, and I still smell of London

[tunnie]

Honestly, I would love to live elsewhere. We’ve strongly looked at places a few hours away, but work is the problem. Can’t do my job, with my income outside London.

Looked into Leeds as Sky have a base there, but in the end we discounted it.

[Field Marshal Dr. Opti]

£1100 for the Skoda (20k p/a) and the BMW 650 (8k p/a), including european breakdown cover and fully comprehensive cover on any car not owned by me up to the value of £150k...

Fookin ell.

[TD]

Try A plan for a quote

I used A Plan.... £1650 for the Mondeo.....but that is PH insurance FC 
I could have got it £100 cheaper, but the £1650 company provide a plated car to use if I have a prang, which the cheaper comp didnt 

[redelitev6]

You just have to shop around , the first years premiums are more often than not just a hook in to get your business in the hope you'll just let it auto renew next year , can't remember the last time I stayed with the same insurer , in these days of comparison sites it's easy enough to shop around 

[Doctor Gollum]

£370 FC for the Trolley, 18k a year and not garaged... Only 3 years ncb though

[Shackeng]

Got this via post today as insurance runs out late next month.Nothing has changed from last year,full no claims,very much a second car[it's insured for 1,000mls per year]garaged when not in use,just me to drive[clean licence]fully comp social domestic and pleasure only-this is for the Omega by the way and this year they want just short of £250 which is a huge increase over last years premium It's with Saga at present but I doubt it will be come the renewal date

Don't forget to go through a cashback site for savings.

[BazaJT]

I've never used a cashback site is there somewhere that explains how you go about it?

[BazaJT]

Just been on a comparison site and cheapest quote[Hastings Direct-anyone know what they're like?]comes in at just over £100 cheaper than renewal price!

[Shackeng]

I've never used a cashback site is there somewhere that explains how you go about it?

I use Topcashback, google it and register. If a techo numpty like me can manage it...

[redelitev6]

Just been on a comparison site and cheapest quote[Hastings Direct-anyone know what they're like?]comes in at just over £100 cheaper than renewal price!

How often do you actually claim on car insurance ? if very rarely then go for them , well known company and your cars legal , at the end of the day they've all got you over a barrel .

[BazaJT]

In 40 odd years of car driving I've only ever made two claims on my insurance and both of those were for windscreens-one for the XJ6 I had and the other for the present Omega-my only other involvement with car insurance companies was 7yrs ago when my Senator was written off and it was against the other driver who admitted liability.

[aaronjb]

£1100 for the Skoda (20k p/a) and the BMW 650 (8k p/a), including european breakdown cover and fully comprehensive cover on any car not owned by me up to the value of £150k...

Fookin ell.

I could get it down to about £800 insuring them separately, but then there's no breakdown cover and no fully comp on other cars (which is very rare) so I can't blag the keys to anything exotic and not have to worry...

[STEMO]

£1100 for the Skoda (20k p/a) and the BMW 650 (8k p/a), including european breakdown cover and fully comprehensive cover on any car not owned by me up to the value of £150k...

Fookin ell.

I could get it down to about £800 insuring them separately, but then there's no breakdown cover and no fully comp on other cars (which is very rare) so I can't blag the keys to anything exotic and not have to worry...

...and, of course, £1100 is a drop in the ocean to a rich young playboy such as yourself. 

[Shackeng]

I've just had a quick look at the Topcashback site, and, depending on your cover, there are myriad companies, probably all insurance coys. offering considerable sums to get your business. Especially if you cover two vehicles.

[Sir Tigger KC]

Just been on a comparison site and cheapest quote[Hastings Direct-anyone know what they're like?]comes in at just over £100 cheaper than renewal price!

I was with them a few years ago and they were the cheapest at the time, efficiently took my money and kept me legal. 

Other than that I had no contact with them and went elsewhere when they were no longer the cheapest. 

[TheBoy]

Just been on a comparison site and cheapest quote[Hastings Direct-anyone know what they're like?]comes in at just over £100 cheaper than renewal price!

Part of EUI limited, so same group as Admiral.

Most of the ones that pop up on camparison sites are either part of the Admiral group or the Direct Line group.