The two V6 I had so far behaved the same:
Motorway driving in winter - engine can stay very cold, e.g. 80-85 even on a long drive. But this is the only time the engine is running cold.
Town driving - temp gauge goes up and down between (roughly) 95 and 100 as the fans cut in etc.
However, the gauge is just a tad below 100, never actually reaching it. But then it is well down to 95.
As for the other posts here, firstly if the gauge does not go all the way down to 95 (or less) when the fans cut in, then there is a problem with either the cooling system, the gauge, or the sender (don't just assume the gauge is accurate). It is not right in my opinion if the fans can't cool the engine down below 97 even on a hot day.
Then, if the car is automatic and mildly driven, the engine will rev very very low and as result the coolant circulation is slow - so on a hot day even at 40mph you could see the fans cutting in.
The V6 in the Omega does not work too hard and it's cooling is efficient, if the cooling system is in good nick (fresh coolant, good stat, no sediment or blockages etc) then the engine should not overheat even on the hottest of days.