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Messages - Field Marshal Dr. Opti

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1
General Car Chat / Re: Car shopping
« on: Today at 10:42:14 »
I'm surprised  the swivel-eyed 'dervites' amongst you have not yet realised that  buying diesel is the equivalent as buying Betamax tapes.

The world has moved on. :)

2
General Discussion Area / Re: Christmas Watch
« on: 24 September 2018, 18:35:57 »
I get into Christmas on Christmas Eve.  :y

But I fickin detest this next few weeks when it gets rammed down our throats, wherever and whatever you do!  >:(  and I think that the 7 days of Christmas should be strictly enforced!  ???  :)

Over to you TB;D

The old bastard should ban Christmas smilies. He has the power. :)

3
General Discussion Area / Re: Christmas Watch
« on: 24 September 2018, 17:16:16 »
I've just seen the first Christmas tree in Costco Bristol. ::)

It's only the 24th September FFS!!  :o  Bah!  >:(
Opti will be asking for the Christmas smilies soon.

I'm tempted to take a 3 month break. Christmas smilies are crass and tacky at the best of times.

Hate them almost as much as I hate derv powered cars. :)

4
General Discussion Area / Re: Investment question.
« on: 24 September 2018, 16:42:22 »
Well decision made (by me) as normal  ::)

Stick it in some ISA's for a year or two and see what happened with the property prices / interest rates after Brexit.
If relatively stable, we will buy the place.
In the meantime, I need to hold this job down and get my feet firmly under the table so to speak.
Not stayed in one job (with the exception of been self employed) for more then 2 1/2 years since the 80's and at my age, gaining employment is a nightmare  :(

Without sounding too morbid / facts of life and all that ..............  once my parents croak it (they are both well into there 70's now), I should have enough to pay off this one and maybe take a trip to the auctions for a couple of more  :-\

ISA's seem to offer SFA in the way of interest these days. :-\

5
General Discussion Area / Re: Investment question.
« on: 24 September 2018, 12:31:15 »
You hit a maximum with the discount, not sure where that lies, though.

A maximum of 70% or 80900 (outside London).

So not a problem. :y

6
General Discussion Area / Re: Investment question.
« on: 24 September 2018, 12:14:40 »
Mmmm, decisions decisions  :-\
I had a IFA recommended to me last night and will be having a work in the next week or so ........

As Zirk said, no matter what happens, the shit is going to hit the fan over the next couple of years at least so its beginning to look like its going to be a case of playing safe  :-\

Yup, i've thought about Carefully investing in a motor or 2 but the problem is storing them  :(

Question for you lot ............

Anybody stick there money in precious metals (i.e. gold or silver) ?

Also shares in large companies ?

British Petroleum ect ?


The money is a inheritance from when her mother passed away nearly 2 years ago.
Currently its sat in our lasses bog standard Lloyds bank account  :(
Not my choice believe me but with some things, she won't listen to no oppser  >:(


Sir Tiggs, we have lived in the same council house for over 27 years and would get the place for approx 50 grand (with full discount)
Its worth close to 100K and is in a pretty nice area (if you exclude me  ;D)
Again, I have been trying to get her to buy it for a good 15 years but she won't budge or listen to no oppser  :(
We ain't getting any younger and our lass is a little older then me so mortgages are out of the question.


She has a reasonably paid job in retail (Lidl) and i've just started working in retail myself because my business just never took off so that's getting wound down sadly  :(

On the plus side, we have had a zero credit / zero dept rule in the house for over 10 years now since my depts and subsequent bankruptcy very nearly destroyed this family (and my sanity).
Bottom line is, we have sweet F All but what little we do have, its ours  :y :y

I haven't even bought a lottery ticket for years  ::)

You have your golden goose right here.

35% discount on the first 5 years plus an additional 1% for every year you have been renting. Twenty two additional years in your case. :y

This should give you a whopping 57% discount. Based on your value of 100,000 you will pay a paltry 43000. :y


Then  20000 deposit with just 23000 spread over over, say, 8 or 10 years. Payments would probably work out less than the rent or 'dead money' you are currently paying.

What's not to like. :y


7
General Car Chat / Re: That was dreadful !
« on: 23 September 2018, 19:46:47 »


For once in my life I can honestly say hand on heart that
money is no object & at nearly 65 years old am not going to worry about a few hundred quid, but still want the deal my way stuff the salesman & his commission on finance etc .😎


So if the price is right you'd go for the 'stang'?
.


Think so Opti , had a soft top in the US a few years back  & loved it promised myself one if ever the opportunity & finances allowed.

They look good and sound great. Good value for the performance. :y

......not sure about the stripe though. ;)


My Morris Marina 1800TC Coupe was Mustard coloured.  :-\

The thick black strip down the centre of the bonnet transformed it into the ultimate pussy magnet8)

I think I ought to grass you up to the Cat protection league. ;D

 Sir Tig is from deepest darkest Darzett. Needs must when the devil drives. :D

You can all mock!  ::)  But that Marina was one of the best 50 quids I have ever spent!  :y

The 19 year old me had a lot of fun in that car!  ;)  :)

I think it is hard not to have fun when you're nineteen. :y

8
General Car Chat / Re: That was dreadful !
« on: 23 September 2018, 17:35:59 »


For once in my life I can honestly say hand on heart that
money is no object & at nearly 65 years old am not going to worry about a few hundred quid, but still want the deal my way stuff the salesman & his commission on finance etc .😎


So if the price is right you'd go for the 'stang'?
.


Think so Opti , had a soft top in the US a few years back  & loved it promised myself one if ever the opportunity & finances allowed.

They look good and sound great. Good value for the performance. :y

......not sure about the stripe though. ;)


My Morris Marina 1800TC Coupe was Mustard coloured.  :-\

The thick black strip down the centre of the bonnet transformed it into the ultimate pussy magnet8)

I think I ought to grass you up to the Cat protection league. ;D

 Sir Tig is from deepest darkest Darzett. Needs must when the devil drives. :D

9
General Car Chat / Re: That was dreadful !
« on: 23 September 2018, 15:29:49 »
The 2.3 litre 4 pot is barely adequate in the Focus RS.

Pretty sure Steve McQueen didn't chase the baddies in an arthritic 4 pot Mustang.  ::)
You would have to be a fool to pay 500 per annum road tax on any car. Unless, of course, money was no object.
.


For once in my life I can honestly say hand on heart that
money is no object & at nearly 65 years old am not going to worry about a few hundred quid, but still want the deal my way stuff the salesman & his commission on finance etc .😎


So if the price is right you'd go for the 'stang'?
.


Think so Opti , had a soft top in the US a few years back  & loved it promised myself one if ever the opportunity & finances allowed.

They look good and sound great. Good value for the performance. :y

......not sure about the stripe though. ;)

10
General Car Chat / Re: Car shopping
« on: 23 September 2018, 15:23:19 »
Can sell it to me then, as I would strongly consider an Insignia for 3.2 replacement. Even with this issue, DIY servicing is straight forward.

and I can't knock their value for money....

 When you say Insignia I'm sure you refer to the 2.8V6 turbo Insignia and not some smoky diesel. :)

Nope, as I refuse to pay 500 a year to tax a car.

I'd seek out the 170bhp "whisper" variant of the 2.0 diesel, in Elite trim. Probably an Estate as well.

500 is actually 535 or 568 when paid monthly. :-\

......on the plus side the mighty Signum costs 160 PA to insure. The Tata 300.

 

11
General Car Chat / Re: Car shopping
« on: 23 September 2018, 14:57:30 »
Can sell it to me then, as I would strongly consider an Insignia for 3.2 replacement. Even with this issue, DIY servicing is straight forward.

and I can't knock their value for money....

 When you say Insignia I'm sure you refer to the 2.8V6 turbo Insignia and not some smoky diesel. :)

12
General Car Chat / Re: French Electrics....
« on: 23 September 2018, 12:54:27 »
French cars are renowned for unreliable electrics....  ::)

Despite that though I think this looks very cool!  8) 

Apart from the blue interior that is, but it is French after all!  ;D

Agreed.

You'll be far better off sticking with the elderly steam-powered Bavarian. :)

13
General Car Chat / Re: French Electrics....
« on: 23 September 2018, 12:51:31 »
Hmmm.....looks to me as though a designer from the sixties has tried to predict what a car from the nineties will look like.

14
General Car Chat / Re: That was dreadful !
« on: 23 September 2018, 11:23:21 »
The 2.3 litre 4 pot is barely adequate in the Focus RS.

Pretty sure Steve McQueen didn't chase the baddies in an arthritic 4 pot Mustang.  ::)
You would have to be a fool to pay 500 per annum road tax on any car. Unless, of course, money was no object.
.


For once in my life I can honestly say hand on heart that
money is no object & at nearly 65 years old am not going to worry about a few hundred quid, but still want the deal my way stuff the salesman & his commission on finance etc .😎


So if the price is right you'd go for the 'stang'?

15
General Car Chat / Re: Car shopping
« on: 23 September 2018, 10:25:25 »
Isn't the XF Sportbrake only available with the derv engine-and only the small one at that?

You can get a 550 BHP petrol XFR-S  Sportbrake (estate)

Also XF-S 3.0 Diesel, full fat version in Estate trim.
Obviously one is quick though.  The other not so ;)

Although I think the max torque figures are not wildly different.

One makes a noise like the end of the world the other sounds like a Leyland bus. :)

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