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Author Topic: Car insurance time again...  (Read 3845 times)

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tunnie

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Car insurance time again...
« on: 31 August 2017, 16:10:34 »

Anyone had some good deals recently? Typically I always appear to get the best prices from comparison sites, this year it's £374 from the AA.

That's 10k per year, commuting into London, on drive way, protected NCB. Not bad, it's cheaper than last year.

Based on my 2013 CC, a rather optimistic £11k value that's auto-generated.

However i know most of you are old farts and as such can insure a 5.0 V8 for about £2.50  ;D
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tunnie

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Re: Car insurance time again...
« Reply #1 on: 31 August 2017, 16:23:34 »

Make that £356 with AA, Compare Market are cheaper than Go Compare  ;D
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Viral_Jim

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Re: Car insurance time again...
« Reply #2 on: 31 August 2017, 17:18:23 »

Mine was AXA via Money Supermarket, £440 ish, that's commuting, business use (me only), parked on the drive and 40k miles/yr  :o

They've probably realised that the greatest risk to the average Volvo driver is they drop one of their Werthers Originals and have priced accordingly.  ;D

Also 10yrs protected NCD helps. v :y
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TheBoy

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Re: Car insurance time again...
« Reply #3 on: 31 August 2017, 17:36:44 »

Kitty is something like £400. 20k, business use for both of us, protected NCB, think I put value somewhere between £15-17k.  Expecting it to go up this year, as insurance does appear to be creeping up.
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tunnie

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Re: Car insurance time again...
« Reply #4 on: 31 August 2017, 21:34:56 »

Mine was AXA via Money Supermarket, £440 ish, that's commuting, business use (me only), parked on the drive and 40k miles/yr  :o

They've probably realised that the greatest risk to the average Volvo driver is they drop one of their Werthers Originals and have priced accordingly.  ;D

Also 10yrs protected NCD helps. v :y

Must be up norf being cheap, AXA don't want my business, they want £750  :o  :D
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Field Marshal Dr. Opti

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Re: Car insurance time again...
« Reply #5 on: 31 August 2017, 22:23:49 »

Roughly....

£320 for black pussy and £150 for the mighty Signum. :)
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tunnie

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Re: Car insurance time again...
« Reply #6 on: 01 September 2017, 14:16:48 »

Well deal done, sticking with Admiral, got the monthly payment lower than I've been paying for last 12 months, so happy with that.

What's odd is they quote higher on the VW but for MrsT they have a staging price nearly £200 lower than any comparison deal I found, so over-all it's less.
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tigers_gonads

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Re: Car insurance time again...
« Reply #7 on: 01 September 2017, 15:24:30 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y
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tunnie

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Re: Car insurance time again...
« Reply #8 on: 01 September 2017, 15:45:19 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y

The Omega has commuting into London on it as well, so that will wack them up  :)
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tigers_gonads

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Re: Car insurance time again...
« Reply #9 on: 01 September 2017, 15:54:04 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y

The Omega has commuting into London on it as well, so that will wack them up  :)


Fair comment

Best you get yourself a job up north then  ;D
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Re: Car insurance time again...
« Reply #10 on: 01 September 2017, 15:56:56 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y
Must be an oop norf thing... down here, people will take them for free... some even pay YOU :D
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tunnie

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Re: Car insurance time again...
« Reply #11 on: 01 September 2017, 15:58:07 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y

The Omega has commuting into London on it as well, so that will wack them up  :)


Fair comment

Best you get yourself a job up north then  ;D

Wish I could, genuinely, I'd love to live out in the countryside, like Wales. I look at what my neighbours house is on the market for as a rough idea of value, put that price in Wales or up 'Norf and I can buy a huge house, massive garden needing a ride-on mower  8)

Problem is no jobs in mobile development, not exactly many jobs in Wales for someone who manages Apple (iOS), Android and Chromecast development.  :(
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Doctor Gollum

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Re: Car insurance time again...
« Reply #12 on: 01 September 2017, 16:03:53 »

Down size to a two bed semi and invest the profit in going self employed... either as a contractor or doing your own thing...

Alternatively, move away to a similar size house and use the difference to allow for a real job :P
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Re: Car insurance time again...
« Reply #13 on: 01 September 2017, 16:15:28 »


Problem is no jobs in mobile development, not exactly many jobs in Wales for someone who manages Apple (iOS), Android and Chromecast development.  :(

Fixed that for you ;). I know what you mean though, I feel pretty lucky to be able to ply my trade in pretty much any large town or city. I worked in London for 18 months and would never choose to do so again!
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tigers_gonads

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Re: Car insurance time again...
« Reply #14 on: 01 September 2017, 16:17:39 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y

The Omega has commuting into London on it as well, so that will wack them up  :)


Fair comment

Best you get yourself a job up north then  ;D

Wish I could, genuinely, I'd love to live out in the countryside, like Wales. I look at what my neighbours house is on the market for as a rough idea of value, put that price in Wales or up 'Norf and I can buy a huge house, massive garden needing a ride-on mower  8)

Problem is no jobs in mobile development, not exactly many jobs in Wales for someone who manages Apple (iOS), Android and Chromecast development.  :(


Do you REALLY need to travel into London everyday for your job ?
How long does it take you to get into work at the moment ?

Apologies for the thread drift  :)
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tunnie

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Re: Car insurance time again...
« Reply #15 on: 01 September 2017, 16:30:48 »


Problem is no jobs in mobile development, not exactly many jobs in Wales for someone who manages Apple (iOS), Android and Chromecast development.  :(

Fixed that for you ;). I know what you mean though, I feel pretty lucky to be able to ply my trade in pretty much any large town or city. I worked in London for 18 months and would never choose to do so again!

 ;D ;D ;D ;D

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y

The Omega has commuting into London on it as well, so that will wack them up  :)


Fair comment

Best you get yourself a job up north then  ;D

Wish I could, genuinely, I'd love to live out in the countryside, like Wales. I look at what my neighbours house is on the market for as a rough idea of value, put that price in Wales or up 'Norf and I can buy a huge house, massive garden needing a ride-on mower  8)

Problem is no jobs in mobile development, not exactly many jobs in Wales for someone who manages Apple (iOS), Android and Chromecast development.  :(


Do you REALLY need to travel into London everyday for your job ?
How long does it take you to get into work at the moment ?

Apologies for the thread drift  :)

I drive and it currently takes 40 mins, thanks to school holidays. Normally it's around 55 mins. Soon should be car sharing again, as my car share buddy is coming back to Sky. So once he is back I will use just 1 tank of VW juice a month. So £60 a month to get to work, nice and cheap!

You put my job title into London area, page after page of job results. Same thing outside London, or 25 mile radius of where I live, only a handful out there. Probably other software jobs out there, but I really do enjoy mobile development and the fast past of change. - Also great to be involved in video streaming, quite specialised, I enjoy the complex elements.

Also what makes it hard is Sky is a great company to work for, I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours, been here 8 years now so have some good perks as well. 30 days holiday, good pension contributions from Sky, my career has progressed well have 6 people reporting into me now, aiming to run a department as my next step, so have no intention to leave. Perhaps it might be different if I did not like my job.
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TheBoy

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Re: Car insurance time again...
« Reply #16 on: 01 September 2017, 17:11:42 »

Must be a "darn sarf" thing but last month I paid Peoples Choice 196 quid cash for my omega.
That's full comp / protected NCB and business use  :y

The Omega has commuting into London on it as well, so that will wack them up  :)
I've never had to specify where I commute to. And my business use takes me into Londonium far more often than I want to go.

One the MV6, said insurance (same as Jag, but with £3k value) was £170. TBE is something like £230 with same, only she is down as primary driver on that car.
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tigers_gonads

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Re: Car insurance time again...
« Reply #17 on: 01 September 2017, 17:15:37 »

Shame that Tunnie but understand where your coming from  :)
We could have even taught you and your young family to speak proper  :D :D

Ref Jimmy, I left my old job because the bastids kept sending me to jobs in London ( 11 hour shifts) then putting me up in hotels 50 miles away outside the M25  >:( >:(

I now do Mondays to Thursdays, sleep in my own bed, have a 3 day weekend and never work bank holidays  :D
Okay, i've lost a 3rd of my money but do I care ?
DO I FOOK  ;D ;D ;D
« Last Edit: 01 September 2017, 17:20:57 by tigers_gonads »
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TheBoy

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Re: Car insurance time again...
« Reply #18 on: 01 September 2017, 17:15:39 »

I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours
I really must make an effort to go into my office.  I've been in twice since June  :-[

30 days holiday
Hmmm, I don't think a career at Sky is for me then ;D
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tunnie

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Re: Car insurance time again...
« Reply #19 on: 01 September 2017, 18:19:47 »

I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours
I really must make an effort to go into my office.  I've been in twice since June  :-[

30 days holiday
Hmmm, I don't think a career at Sky is for me then ;D

BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days
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Re: Car insurance time again...
« Reply #20 on: 01 September 2017, 18:50:49 »

I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours
I really must make an effort to go into my office.  I've been in twice since June  :-[

30 days holiday
Hmmm, I don't think a career at Sky is for me then ;D

BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days
Seniority... TB has attended BT for probably 25 years ::)
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Re: Car insurance time again...
« Reply #21 on: 01 September 2017, 21:16:36 »

Just renewed with Hastings, £202. Fully comp, for the estate. Only £5 up from last year, so didn't bother the meerkats.
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Re: Car insurance time again...
« Reply #22 on: 01 September 2017, 21:25:32 »


BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days

Lad in my team (ok he's 5yrs older than me, but they're all lads or lasses) came from BT and apparently the culture, at least in finance/head office is totally poisonous, they're haemorrhaging people and since they're paying half of Wayne Rooney's wages (with your lot paying the other half :P) they're seriously cutting back on bonuses and packages for new starters.

I would urge anyone thinking of that move to do their due diligence most carefully!
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BazaJT

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Re: Car insurance time again...
« Reply #23 on: 02 September 2017, 08:00:59 »

Using the meercats the Volvo is £200 fully comp with social domestic pleasure and commuting with just me driving through Tesco.The Omega is £150 fully comp with social domestic and pleasure with just me driving through Saga.Volvo is with1yr ncb and Omega with 9yrs plus ncb.
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Re: Car insurance time again...
« Reply #24 on: 02 September 2017, 09:23:08 »

I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours
I really must make an effort to go into my office.  I've been in twice since June  :-[

30 days holiday
Hmmm, I don't think a career at Sky is for me then ;D

BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days
Seniority... TB has attended BT for probably 25 years ::)
Including those wilderness 10 years I was in HP (which still counts, due to TUPE regulations), it'll be 30yrs next year :o

When I started, it was something like 20 days, which slowly crept up with additional days added every 5 years, or something like that.  I think now, you start at 25 days, and go up to 32.5 after five years, and that's it.
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Re: Car insurance time again...
« Reply #25 on: 02 September 2017, 09:25:43 »

I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours
I really must make an effort to go into my office.  I've been in twice since June  :-[

30 days holiday
Hmmm, I don't think a career at Sky is for me then ;D

BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days
That would mean moving to the country, as I believe the TV app development is mostly done in research and dev campus out in Lazydocker country.
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tunnie

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Re: Car insurance time again...
« Reply #26 on: 02 September 2017, 09:34:18 »

I'm working from home 1 day a week at the moment for a couple of reasons and my boss just allows this. Generally get lot of flexibility with hours
I really must make an effort to go into my office.  I've been in twice since June  :-[

30 days holiday
Hmmm, I don't think a career at Sky is for me then ;D

BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days
That would mean moving to the country, as I believe the TV app development is mostly done in research and dev campus out in Lazydocker country.

They were offering central Londinium  :-\

RE Holidays, similar for Sky. Start on 25 days, 1 day extra per year of service, but sadly they cap it at 30 days.
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Re: Car insurance time again...
« Reply #27 on: 02 September 2017, 09:42:29 »

They were offering central Londinium  :-\
That'd be what was once the Postoffice Tower then, as that's where the TV department are based.
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Re: Car insurance time again...
« Reply #28 on: 02 September 2017, 10:40:22 »


BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days

Lad in my team (ok he's 5yrs older than me, but they're all lads or lasses) came from BT and apparently the culture, at least in finance/head office is totally poisonous, they're haemorrhaging people and since they're paying half of Wayne Rooney's wages (with your lot paying the other half :P) they're seriously cutting back on bonuses and packages for new starters.

I would urge anyone thinking of that move to do their due diligence most carefully!

Yup, I know someone who worked for BT and would echo that sentiment - it's not a place I'd look to go and work, now, in my line of work.

He now works for Ciena and I think the only thing he misses is having 300 days of holiday a year ;D
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tunnie

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Re: Car insurance time again...
« Reply #29 on: 02 September 2017, 10:53:36 »


BT came knocking once, for their new streaming apps. Salary was good, but for me BT only offering 25 days

Lad in my team (ok he's 5yrs older than me, but they're all lads or lasses) came from BT and apparently the culture, at least in finance/head office is totally poisonous, they're haemorrhaging people and since they're paying half of Wayne Rooney's wages (with your lot paying the other half :P) they're seriously cutting back on bonuses and packages for new starters.

I would urge anyone thinking of that move to do their due diligence most carefully!

Probably huge differences per team, I think some teams in Sky you could hear that and some others that it's brilliant to work for. Large variation in big corps I think.

I would not be changing though, I'd have to go into central, that would cost me about £5k more just to get to work and eat.
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Re: Car insurance time again...
« Reply #30 on: 02 September 2017, 13:34:21 »

Probably huge differences per team, I think some teams in Sky you could hear that and some others that it's brilliant to work for. Large variation in big corps I think.
I'd agree.

My previous role was corrosive, and that was 100% down to a very, very poor (mis)management chain.  Fortunately, due to my stubbornness, I wasn't going to walk without the package that I was entitled to.  Now, since moving roles, I have a far better management structure above...  ...until the next one of those graduate manager bright ideas, aka, reorg ;D
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Re: Car insurance time again...
« Reply #31 on: 02 September 2017, 21:29:26 »

I just started shopping for quotes for my 2.5 V6 and its about £80 less than last year with 7 years protected NCB, overnighted on the drive and in an office car park most days, 8,000 miles / year and commute I got to work.
Every time I go on the comparison sites it's getting less
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