Half and half, half cash and half standard bank loan (so mileage is irrelevant).
Not seen a dealer finance deal that's worth considering, they are usually long term (5 years) and 9+% APR
Thanks for sharing
Yes seen same myself, was thinking of doing similar as you as that gives much better flexibility.
Cash + Tesco loan at say 3% over 4 years.
I got 2.7%
Nice
Cash + Tesco loan at say 3% over 4 years.
Get in there quick before the base rate is 0.75% and loans are 5%
Double conundrum here. Rates are looking to go up, plus if the Fox deal finally goes through early next year, it would be the prime time to get something newer and replace the 3.2. Both in terms of loan and personal situation.
But, I car share meaning a months worth of commuting costs 2x tanks of fuel which is not bad (averaging 24mpg) - But I guess car share could end again, although I suspect he is back for a couple of years at least.
However.....We want a bigger house in the near future, so bigger commute is highly possible? Possible no car share then, so more miles to work,
meaning a newer more economical car would be great to already have and not fund as well as a bigger house.
Option B is LPG the 3.2
- Which now is a serious option, as I have the Zafira for family needs.