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[terry paget]

Son Jonny reports that in a traffic halt in Bristol some guy ran into the back of his car. It struck him in the tow ball so I bet the other guy came off worse. Other guy admitted it was his fault. Jonny was stationary at the time of the collision. Pic follows.

How should I proceed? Is all I get is the write ooff value of the car?

[Lazydocker]

Firstly, sorry to hear of the accident but glad all is ok with Jonny.

Deal directly with the other insurers.
Under no circumstances do you let the collect or take the car away from your sight! This is very important.
Remember that you are entitled to a Like for Like replacement until 7 days after the final deal is done.
You do not have a contract with his insurers so they cannot write off your car without your agreement.
Let them come up with a decent offer... IME they are getting more realistic now. If it isn't enough, tell them to replace it with a similar vehicle.

[05omegav6]

Firstly, sorry to hear of the accident but glad all is ok with Jonny.

Deal directly with the other insurers.
Under no circumstances do you let the collect or take the car away from your sight! This is very important.
Remember that you are entitled to a Like for Like replacement until 7 days after the final deal is done.
You do not have a contract with his insurers so they cannot write off your car without your agreement.
Let them come up with a decent offer... IME they are getting more realistic now. If it isn't enough, tell them to replace it with a similar vehicle.

Firstly, sorry to hear of the accident but glad all is ok with Jonny.

Deal directly with the other insurers.
Under no circumstances do you let the collect or take the car away from your sight! This is very important.
Remember that you are entitled to a Like for Like replacement until 7 days after the final deal is done.
You do not have a contract with his insurers so they cannot write off your car without your agreement.
Let them come up with a decent offer... IME they are getting more realistic now. If it isn't enough, tell them to replace it with a similar vehicle.

All sound advice, and therefore worth repeating

Car might be repairable,  but unlikely at insurers expense.

Oh, never let the car out of your sight. Any assessment gets done on your drive way.

[terry paget]

Thanks for advice.Do I need to advise my insurer?

[Lazydocker]

Thanks for advice.Do I need to advise my insurer?

Yes, "For information only"

[terry paget]

Thanks. I suppose I must make contact with the other driver. Jonny got his name, address and phone number, also that he is insured with Hastings Direct and a number, presumably the policy number.

[05omegav6]

Insurers name and reg should suffice

Re your insurers, as said advise only... Be clear though that it was a non fault incident and that you are dealing with the Tips insurers directly 

[tunnie]

Insurance will write that off, wonder how much they will give 

[ronnyd]

Mine was less damage than that one and ins co wrote it off, but, it was 2001 (51).

[05omegav6]

Insurance will write that off, wonder how much they will give 

Not true.

Third party insurers can only choose not to repair.

[Lazydocker]

Insurance will write that off, wonder how much they will give 

They can't without the owner's agreement as he doesn't have a contract with them

As HKT says, they can refuse to repair it though

[frostbite]

You won't get a lot,  when my 2.5cdx got wrote off they gave me 500 quid so I when the down the accident claim route and got an extra 3g's

[citroenguy]

I would recommend for him to go to the doctor´s to get examined and to get the accident documented. For insurance reasons, if problems would start to show in the future. Whiplash injuries are common with this type of accident.

[terry paget]

This afternoon Jonny brought his car home and left in X168, a 2.5 estate. Damage does not look too bad, not much worse than Ben's 2.2 after he had backed it into a skip smashing all 4 rear lights. Thanks to RobG and some hammering that car is now back in service.

 In Jonny's crash the tow ball took most of the impact, pushing the car forward with modest damage to Jonny's car, but wrecking the other car. Amazingly, though Jonny and Elaine are keen photographers and carry huge cameras everywhere, they took no photos of the other car, did not note its reg. no., model or make, but could tell me it was grey, most helpful. Jon told me it had 2 occupants. This morning I rang its driver and learned there was a third, a one year old baby, who was taken to A&E for a checkup - he was fine.

[Lazydocker]

Check the floor carefully 

Glad to hear that all concerned are safe... I hope he isn't too stiff after things have settled.