MrsT has often hinted, why don't we get a new car? Save you from doing car work!
This popped on that book-of-face site.. (park the dealer name for now, we know how they are) - Also anything about the 1.4 in the Astra
http://www.evanshalshaw.com/brands/vauxhall/vauxhall-new-car-offers/astra-gtc-models/astra-gtc-14i-sport/low-payment/So...
48 Monthly Payments of - £164.00
On The Road Cash Price - £11,991.00
Customer Deposit - £0.00
Evans Halshaw Deposit Contribution - £1,000.00
Total Amount of Credit - £10,991.00
Total Amount Payable - £14,412.19
First Payment inc fee - £313.00
Option to Purchase Payment Inc Fee - £5,392.19
Term of Agreement 49 months
Rate of Interest (Fixed) 3.82%
So even after shelling out nearly £8k over 4 years, you own bugger all! Have to cough up another ~£5k to own it. Add in the fact that the value of a Vauxhall, drops faster than a brick in a swimming pool. So if you get hit/written off, you will have some fun and games.
That's a shit ton of money, for something you still need to insure, tax and maintain! I don't think I've spend £164 across both of my Omega's maintenance wise this year, including an air-con re-gas for the 3.2
A good reminder I think, need to remember this when I fill up the 3.2
