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[Lizzie Zoom]

I received my insurance renewal quote from the AA; Comprehensive, £150 compulsory excess, £50 voluntary, full legal protection, etc, etc,, all singing and dancing defaqto 5 star policy that I normal have, gone up to £647 from £535!!

So, once more I go into "negotiation" mode.  Speak to AA and after putting on the pressure of "going elsewhere" got down to £450.  Still not low enough for my liking, so stage two of negotiations then brought in price comparison quotes, with the best from Saga, with all the same benefits as with the AA / Ageas, at £380.  Phoned AA this morning and stated I wanted to move on with Saga, After being told they did not want to lose such a long term member of the AA they got it down to £379!  Just over £1 per day over the year

Happy with that and sticking with an insurer who I know will look after me if the worst happens, and accept that my Omega cannot be easily replaced as back in 2017!!  But why do we have to go through this continual fight to get a reasonably priced policy for our Omega's?

[STEMO]

I think you're quite lucky to get it down that much with a big fat claim not so long ago.

[Lizzie Zoom]

I think you're quite lucky to get it down that much with a big fat claim not so long ago.

So do I really, but these companies still want our continuing business and the price comparison sites have aided the consumer who is keen to go into negotiation mode

[dave the builder]

I check the comparison sites every year ,
the insurer who I was with for my carlton (£175) wanted £650 to swap to the omega 
I'm now with the AA @ £249 p/a but told them to stick the recovery/breakdown U.T.A at another £170 and just got Autoaid @ £48 ish

Finding another low mile Omega that is not a rusty basket case would probably be quite hard work though ,if i had to claim 

[Field Marshal Dr. Opti]

I received my insurance renewal quote from the AA; Comprehensive, £150 compulsory excess, £50 voluntary, full legal protection, etc, etc,, all singing and dancing defaqto 5 star policy that I normal have, gone up to £647 from £535!!

So, once more I go into "negotiation" mode.  Speak to AA and after putting on the pressure of "going elsewhere" got down to £450.  Still not low enough for my liking, so stage two of negotiations then brought in price comparison quotes, with the best from Saga, with all the same benefits as with the AA / Ageas, at £380.  Phoned AA this morning and stated I wanted to move on with Saga, After being told they did not want to lose such a long term member of the AA they got it down to £379! Just over £1 per day over the year

Happy with that and sticking with an insurer who I know will look after me if the worst happens, and accept that my Omega cannot be easily replaced as back in 2017!!  But why do we have to go through this continual fight to get a reasonably priced policy for our Omega's?

Are you 18 years old, Lizzie?

I paid £239 to insure 5 litres of creamy supercharged goodness. They also gave me a £20 petrol voucher for Texaco.......so £219 really.

[Lizzie Zoom]

I check the comparison sites every year ,
the insurer who I was with for my carlton (£175) wanted £650 to swap to the omega 
I'm now with the AA @ £249 p/a but told them to stick the recovery/breakdown U.T.A at another £170 and just got Autoaid @ £48 ish

Finding another low mile Omega that is not a rusty basket case would probably be quite hard work though ,if i had to claim

And that is when you provide the pressure to for the insurance company to come up with the financial offer to rebuild the damaged Omega as I did to get it back on the road.

[Lizzie Zoom]

I received my insurance renewal quote from the AA; Comprehensive, £150 compulsory excess, £50 voluntary, full legal protection, etc, etc,, all singing and dancing defaqto 5 star policy that I normal have, gone up to £647 from £535!!

So, once more I go into "negotiation" mode.  Speak to AA and after putting on the pressure of "going elsewhere" got down to £450.  Still not low enough for my liking, so stage two of negotiations then brought in price comparison quotes, with the best from Saga, with all the same benefits as with the AA / Ageas, at £380.  Phoned AA this morning and stated I wanted to move on with Saga, After being told they did not want to lose such a long term member of the AA they got it down to £379! Just over £1 per day over the year

Happy with that and sticking with an insurer who I know will look after me if the worst happens, and accept that my Omega cannot be easily replaced as back in 2017!!  But why do we have to go through this continual fight to get a reasonably priced policy for our Omega's?

Are you 18 years old, Lizzie?

I paid £239 to insure 5 litres of creamy supercharged goodness. They also gave me a £20 petrol voucher for Texaco.......so £219 really.

I wish Opti!!

But no 18 year old would get a premium for anything like that price for covering, with a full 5 star defaqto policy, with legal cover etc., a 3.2 Omega, or any other car.

Yes, if you cut off certain benefits that I get with my policies, you can always find cheaper quotes.  But watch what happens when you have to claim.  Especially when the cost for an accident like mine was £5,022, the majority of which covering the cost of repairing my poor car.

[Field Marshal Dr. Opti]

I received my insurance renewal quote from the AA; Comprehensive, £150 compulsory excess, £50 voluntary, full legal protection, etc, etc,, all singing and dancing defaqto 5 star policy that I normal have, gone up to £647 from £535!!

So, once more I go into "negotiation" mode.  Speak to AA and after putting on the pressure of "going elsewhere" got down to £450.  Still not low enough for my liking, so stage two of negotiations then brought in price comparison quotes, with the best from Saga, with all the same benefits as with the AA / Ageas, at £380.  Phoned AA this morning and stated I wanted to move on with Saga, After being told they did not want to lose such a long term member of the AA they got it down to £379! Just over £1 per day over the year

Happy with that and sticking with an insurer who I know will look after me if the worst happens, and accept that my Omega cannot be easily replaced as back in 2017!!  But why do we have to go through this continual fight to get a reasonably priced policy for our Omega's?

Are you 18 years old, Lizzie?

I paid £239 to insure 5 litres of creamy supercharged goodness. They also gave me a £20 petrol voucher for Texaco.......so £219 really.

I wish Opti!!

But no 18 year old would get a premium for anything like that price for covering, with a full 5 star defaqto policy, with legal cover etc., a 3.2 Omega, or any other car.

Yes, if you cut off certain benefits that I get with my policies, you can always find cheaper quotes.  But watch what happens when you have to claim.  Especially when the cost for an accident like mine was £5,022, the majority of which covering the cost of repairing my poor car.

 £5022.........I thought it was just damage to the front bumper.

[Doctor Gollum]

And the rest... Headlights, radiator, bonnet, slam panel, crash bar...

Cat C/D all day long...

Same repair on mine cost about £1,200 with some careful shopping around including paint and VX fitting the new slam panel.

[Migv6 le Frog Fan]

My indentical car costs approx.£150 per year, fully comp, protected no claims, low excess etc...….
Try Aviva through a Topcashback or Quidco to get £50 cashback.
If you renew with the same company every year, you will pay through the nose. 

[Lizzie Zoom]

I received my insurance renewal quote from the AA; Comprehensive, £150 compulsory excess, £50 voluntary, full legal protection, etc, etc,, all singing and dancing defaqto 5 star policy that I normal have, gone up to £647 from £535!!

So, once more I go into "negotiation" mode.  Speak to AA and after putting on the pressure of "going elsewhere" got down to £450.  Still not low enough for my liking, so stage two of negotiations then brought in price comparison quotes, with the best from Saga, with all the same benefits as with the AA / Ageas, at £380.  Phoned AA this morning and stated I wanted to move on with Saga, After being told they did not want to lose such a long term member of the AA they got it down to £379! Just over £1 per day over the year

Happy with that and sticking with an insurer who I know will look after me if the worst happens, and accept that my Omega cannot be easily replaced as back in 2017!!  But why do we have to go through this continual fight to get a reasonably priced policy for our Omega's?

Are you 18 years old, Lizzie?

I paid £239 to insure 5 litres of creamy supercharged goodness. They also gave me a £20 petrol voucher for Texaco.......so £219 really.

I wish Opti!!

But no 18 year old would get a premium for anything like that price for covering, with a full 5 star defaqto policy, with legal cover etc., a 3.2 Omega, or any other car.

Yes, if you cut off certain benefits that I get with my policies, you can always find cheaper quotes.  But watch what happens when you have to claim.  Especially when the cost for an accident like mine was £5,022, the majority of which covering the cost of repairing my poor car.

 £5022.........I thought it was just damage to the front bumper.

Not on modern cars Opti!

On our cars just a sneeze to the front (at 15mph in my case) takes out the bumper and surrounding area.  As DG correctly states, that included bonnet, front chassis structure, headlights, one of the two cooling fans, with a complete respray of the front end to match to VX standards by an independant car body building specialist, who eventually be given the work to do the rear end of the car (but NOT after an accident!! ) to include the arches.

[Field Marshal Dr. Opti]

I'm surprised the insurance company didn't write it off.

Surely no Omega is worth £5000.

[STEMO]

I'm surprised the insurance company didn't write it off.

Surely no Omega is worth £5000.

I'm sure they tried to write it off, Opti. But, legally, insurance should put you back to where you were originally, and I'm sure Lizzie pointed this out.

[Lizzie Zoom]

I'm surprised the insurance company didn't write it off.

Surely no Omega is worth £5000.

I'm sure they tried to write it off, Opti. But, legally, insurance should put you back to where you were originally, and I'm sure Lizzie pointed this out.

Oh yes, I certainly did Steve, and emphasised how they could either pay me £4,000 for the value of such a rare example, find me another one at the same mileage and condition or fully repair!  They chose the latter;D

[Lizzie Zoom]

My indentical car costs approx.£150 per year, fully comp, protected no claims, low excess etc...….
Try Aviva through a Topcashback or Quidco to get £50 cashback.
If you renew with the same company every year, you will pay through the nose. 

The quote I have for them is either their "Regular" policy, which does not include all the benefits I get with my AA / Ageas policy; £498, or £579 for the policy that is identical, although with both Aviva quotes it was £500 excess, whereas I have £150 excess.

You see everyone will get different quotes dependant on where they live, how the car is used, where it is kept etc, etc.  You cannot just do a comparison on the basis as having the "identical car"