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Author Topic: MOT  (Read 6156 times)

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TheBoy

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Re: MOT
« Reply #15 on: 19 July 2006, 19:36:26 »

Quote
Yep, good luck mate.

I am surprised however that you can fit an MoT in yourschedule. 415 posts in a week? You need help mate...... ;D
Hey, I just checked, I'm top poster :D

Sad, isn't it :(
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Martin_1962

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Re: MOT
« Reply #16 on: 19 July 2006, 19:50:25 »

ANd I am second and he has double my posts :-?
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Big Rod

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Re: MOT
« Reply #17 on: 19 July 2006, 23:06:52 »

Well I had a bit of a shocker this morning!!

I knew that my MOT was imminent, so I consulted my folder of documents only to find that the MOT had in fact officially run out a month ago!!! ( It was actuallytwo days ago, but the muppets got the month wrong on the copy doc' they supplied me and put June and not July on the computerised copy!!!)

Anyway, a mad rush ensued trying to find someone to MOT the MV6 in a hurry and wouldn't you know it, everyone and their aunty is on holiday!! Possibly the UK's busiest time historically for MOT's and they're all off in Marbella!!

Anyway, I eventually found one who saw me straight away and passed the beast only telling me that I could really use a new near side window wiper. PHEW!!!

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rob114

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Re: MOT
« Reply #18 on: 19 July 2006, 23:14:59 »

Well, No MoT would have got u a form to get one from the police unless there were other offences in conjunction - an important doc yes but thankfully treated with common sense.Glad u got sorted!
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TheBoy

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Re: MOT
« Reply #19 on: 20 July 2006, 09:17:27 »

Insurance companies have a get out clause if car doesn't have valid MOT :(
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Bernie400

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Re: MOT
« Reply #20 on: 20 July 2006, 09:42:34 »

not strictly true although I do not spend my life reading policy wordings.

I think they say if not in a roadworthy condition which of course tends to mean have you got a MOT.

If not what tends to happen is that they reduce the settlement figure on a theft or the value of vehicle when assessing whether to repair.

Bottom line is they will use every trick in the book to reduce the payment made. Knocking back a claim unless they are pretty sure tends to attract bad publicity so they are a bit crafty.


I am sure eveyone one of us have had a bad experience

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TheBoy

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Re: MOT
« Reply #21 on: 20 July 2006, 09:45:40 »

One of my old policies definatly said it was only valid with MOT, can't remember which company, probably Directline.
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Bernie400

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Re: MOT
« Reply #22 on: 20 July 2006, 11:08:31 »

Direct Line - says it all really.


anyone is perfectly entitled to insure a car that is not used on the road, laid up vehicle for example - therefore a mot does not have to be a requirement,
hence I would suspect that any insurer would find it very difficult to uphold that part of their policy wording in a court of law as being reasonable if the cars use was not being used on the road.

hang on I am getting carried away here on something not worth it, sorry  'the boy' - stop it bernie, just cut to the chase - Dont you just hate insurance anyway?

one of the neccessary evils


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