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[Nickbat]

Got some good news. My insurance renewal is cheaper than last year  
I've got 6 points on my licence (2 x SP30), the car is not garaged and I'm in a London postal area. My wife is insured to drive it as well.
 
Here's how it goes:
Basic premium with 9 years NCD: £341.25
NCD protection: £66.15
Uninsured loss recovery: £22.05
Total: £429.45

..and I can pay it monthly

Last year the total was £464.10.

I know it's probably more than the car's worth ( ), but I think it's a good quote.

Who's the company I hear you ask?

Vauxhall Insurance, believe it or not.

[Bo Bo]

That's about what I'm paying, 3pts & a claim pending (not to blame)

[TheBoy]

Around £300 for MV6, but I don't live in the big smoke, nor (somehow) do I have points...

[Salty]

Less than 300 for mine, no points and not in the smoke either

[evanh]

Mine is £600 for the MV6,  I'm 26 , 9yrs no claims, no points  but unfortunatly live in the war zone that is Northern Ireland  

[tunnie]

£450 here 5 years NCB, not in London, but 22 so still expensive at my age. Got 1 SP30 as well, though that should expire this year  

[Del Boy]

My is around £300-350 for a MV6 no points

[Bo Bo]

Mine is £600 for the MV6,  I'm 26 , 9yrs no claims, no points  but unfortunatly live in the war zone that is Northern Ireland  

Passed your test young then  
My brother lives over there & pays more than me for a 1.8 Vectra, with no points/claims!

[evanh]

Mine is £600 for the MV6,  I'm 26 , 9yrs no claims, no points  but unfortunatly live in the war zone that is Northern Ireland  

Passed your test young then  
My brother lives over there & pays more than me for a 1.8 Vectra, with no points/claims!

done my test at 17 ?
insurance over here is awful

[Markjay]

Street parking in London, full-comp, started at £900 and went down to £600 over the past 5 years. Funny that, when I bought the car 5 years ago Vx quoted me... £2,300, while Tesco were cheapest at £900. Should give Vx a call again I guess.

My other half is also insured to drive my car BUT interestingly I was told by a broker that this actually reduced your premium.

Also Tesco allow business use as standrad which is good for me, other insurers wanted extra for business use.

On the downside, the access is high (£250) and I have no NCD protection, RAC was extra, and curtesy car was also extra which I didn't take.

Oh, and they also give you 3rd-party-only cover when driving other vehicles as long as it is done so with the permission of the owner (), I know some others do this as well but not all.

[Auto Addict]

I found that Vx insurance was about £100 more than Churchill.

I tried the AA, they came back with Churchill @ £80 more than I was already paying.

[Nickbat]

Tunnie, you say you've got an SP 30 that's due to expire thuis year. One thing I find really annoying is that points get effectively wiped off your licence after three years (i.e for totting up purposes), but insurance companies still count them for five. My first SP 30 is four years old!

[Salty]

Tunnie, you say you've got an SP 30 that's due to expire thuis year. One thing I find really annoying is that points get effectively wiped off your licence after three years (i.e for totting up purposes), but insurance companies still count them for five. My first SP 30 is four years old!

I don't think you can get it removed from your licence for five years though, so even if the points don't count it's still on your licence, I think :-?

[nixoro]

Tunnie, you say you've got an SP 30 that's due to expire thuis year. One thing I find really annoying is that points get effectively wiped off your licence after three years (i.e for totting up purposes), but insurance companies still count them for five. My first SP 30 is four years old!

I don't think you can get it removed from your licence for five years though, so even if the points don't count it's still on your licence, I think :-?

You can but you have to pay the DVLA £19 for the priveledge.

[Salty]

You can but you have to pay the DVLA £19 for the priveledge.

Yes that's after the five years

[Markie]

Admiral - £450 a year - 30 years old - cheapest by a mile for the 3.0v6

Nuff Said  

[nixoro]

You can but you have to pay the DVLA £19 for the priveledge.

Yes that's after the five years

Not seen that stated anywhere must have missed that part   was looking to get rid of mine.

[Salty]

You can but you have to pay the DVLA £19 for the priveledge.

Yes that's after the five years

Not seen that stated anywhere must have missed that part   was looking to get rid of mine.

Thats how it always used to be anyway.   :-/

[nigsey1600e]

Admiral - £450 a year - 30 years old - cheapest by a mile for the 3.0v6

Nuff Said  

that is very good is that with any NCB?

 i pay £680 fully comp no NCB 31 yrs old garaged ete etc

[nixoro]

You can but you have to pay the DVLA £19 for the priveledge.

Yes that's after the five years

Not seen that stated anywhere must have missed that part   was looking to get rid of mine.

Thats how it always used to be anyway.   :-/

Shall have to do some more investigating, maybe lucky.

[Markie]

Admiral - £450 a year - 30 years old - cheapest by a mile for the 3.0v6

Nuff Said  

that is very good is that with any NCB?

 i pay £680 fully comp no NCB 31 yrs old garaged ete etc

two years mate
 

[Timbuk]

Quotes vary so much, First one i got was 1300 quid, eventually got it for 600. 37yo No NCB ( used a mondeo as a brake last year ). Company called Thames Valley, never heard of them but they are underwritten by Norwich Union

[egcc]

Nearly £400 fully comp with 5years ncd with breakdown cover and the wife but she did have a accident 3 years ago so i was obviously penalised for it.

I change insurance companys almost every year to keep the cost down.

[Hillper]

Admiral.  £300.  100 years NCB.  Protected NCB.  All the other 'bits'.  Includes Mrs H.

Speeding endorsements can be removed after 3 years by paying the appropriate fee.  But I agree, it's not right that insurance companies go back 5.  

[Darryl Flynn]

Points remain active for 3 years and can be removed after 4 years.

[Tony H]

Admiral.  £300.  100 years NCB.  Protected NCB.  All the other 'bits'.  Includes Mrs H.

Speeding endorsements can be removed after 3 years by paying the appropriate fee.  But I agree, it's not right that insurance companies go back 5.  

They'll use any excuse to hike your premium

[Nickbat]

Admiral.  £300.  100 years NCB.  Protected NCB.  All the other 'bits'.  Includes Mrs H.

Speeding endorsements can be removed after 3 years by paying the appropriate fee.  But I agree, it's not right that insurance companies go back 5.  

Crikey! 100 years NCB? Now THAT'S worth protecting!!  

[hotel21]

£180 for her and me, with Effelump.  Handfull years no claims, protected, fully comp etc for '98 MV6.

Add a zero to the end if I try to add my 23 yr old daughter!!!

[Phil]

Points remain active for 3 years and can be removed after 4 years.

This is correct, hence why mines going back in the next couple of weeks to have 3 SP30s removed (2 just 3 points fixed penalty the third 28 day ban but no points!!)

I realy have no idea how you lot get your insurance so cheap!!

My 2.5 CDX is on limited millage policy (5000 miles), after searching loads of companies i managed to get it down to £350 with protected no claims

My MV6 is on a full business use 35000 mile policy and costing me £480ish!!

Both are fully comp

Both were taken out when i had to declare all the SP30s, at least this time when the MV6 comes up itll only be 1!!

Seeing as ive had my own insurance since the day i was 17 and never (touch wood) had a claim its a rip off.

I  found Vxl direct realy cheap the first year you sign up with them then the premium goes thro the roof, im guessing they hope your too lazy to change!!