Points remain active for 3 years and can be removed after 4 years.
This is correct, hence why mines going back in the next couple of weeks to have 3 SP30s removed (2 just 3 points fixed penalty the third 28 day ban but no points!!)
I realy have no idea how you lot get your insurance so cheap!!
My 2.5 CDX is on limited millage policy (5000 miles), after searching loads of companies i managed to get it down to £350 with protected no claims
My MV6 is on a full business use 35000 mile policy and costing me £480ish!!
Both are fully comp
Both were taken out when i had to declare all the SP30s, at least this time when the MV6 comes up itll only be 1!!
Seeing as ive had my own insurance since the day i was 17 and never (touch wood) had a claim its a rip off.
I found Vxl direct realy cheap the first year you sign up with them then the premium goes thro the roof, im guessing they hope your too lazy to change!!