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[05omegav6]

Both true John, mine has yet to be done ten months after the event only reason I haven't done it is that I have no intention of selling it. That said once the Mot is renewed I intend to get it done just to keep the paperwork in order

Car is now insured elsewhere,  so the previous insures TP only stigma is no longer relevant too...

iirc the fresh Mot was a requirement of the insurers along with the VIC in order for them to continue/reinstate fully comp cover. Have had the same conditions imposed by two different insurers following settled claims, so be wise to double check be a bit naughty if they didn't tell you that in their settlement letter though

[ronnyd]

Still haven,t been paid out by TP,s insurance yet so have no notification from them, stingy ,tards.

[05omegav6]

Notification should be forthcoming if its actually written off...

[Shackeng]

What is CIL referred to above?

[05omegav6]

Compensation In Lieu

[omegod]

Just heard from insurance company, they have valued car at £830 plus i get to keep it. Am seeing my local body shop
about repairs as it is very reliable and i want to keep it,(better the devil you know etc.) Mileage is 96k. It,s been
assessed as Cat C. Any thoughts anyone? TIA.

Thinking on is that £830 in your hand? IIRC my last experience was when ASDA car wash damaged my old 2.2. They valued it at £1000 then took off £200 scrap value and I kept the car. I remember him asking if I was happy to accept and him laughing when I asked him to chuck an extra £25 on for inconvenience I Had a nice carvery on AXA . The car wasn't categorised in any way either now I think about it.

[Shackeng]

Compensation In Lieu

 

[ronnyd]

Just heard from insurance company, they have valued car at £830 plus i get to keep it. Am seeing my local body shop
about repairs as it is very reliable and i want to keep it,(better the devil you know etc.) Mileage is 96k. It,s been
assessed as Cat C. Any thoughts anyone? TIA.

Thinking on is that £830 in your hand? IIRC my last experience was when ASDA car wash damaged my old 2.2. They valued it at £1000 then took off £200 scrap value and I kept the car. I remember him asking if I was happy to accept and him laughing when I asked him to chuck an extra £25 on for inconvenience I Had a nice carvery on AXA . The car wasn't categorised in any way either now I think about it.

According to the letter i had last week they have put the salvage value at £24.81p, but, as i haven,t got the cheque yet
so not counting chickens quite yet. Will keep you informed.

[ronnyd]

Cheque arrived today and it did put salvage value at £25. Also got car back today, cross member straightened out and
bumper refitted, but boot still has small dents but for £90 my local small body repairers have done a good job.
As i have no intention of selling car in the forseeable future do i need to take for a VIC check or can i leave it to later?

[05omegav6]

Leave it for later, BUT double check with insurers regarding current level of cover

[ronnyd]

Can i still tax, insure & MOT it without having VIC check done? and thanks to you all for your previous advice.

[05omegav6]

You can, but as said your existing insurer might insist on reduced cover until it's done regardless of whether it's a fully comp policy or not...

[Entwood]

Can i still tax, insure & MOT it without having VIC check done? and thanks to you all for your previous advice.

Not all insurers will take on a cat c/d car. We found the choices limited to Direct Line or via "A Plan"  brokers, who supposedly "specialise" in cat c/d write offs. We did find them to be very picky/awkward to deal with so have gone with Direct Line .. no problems with VIC at all .. still not done some 15 months after the "write off"

[ronnyd]

Have contacted my insurers (AXA) and they will continue to cover me fully comp but they require a VIC test to be done.
Insuance runs out mid Jan anyway. As i intend to keep it i will get it done anyway.