They want no less (after negotiation) than £12.50 a month.
This is for any car for wife and I. Plus home start.
Reasonable or taking the piss?
The original quote was £30 a month.
My wife and I have cover through our bank account (Natwest), mostly because our company at the time was playing silly bu@@ers about the maximum age/mileage a car could be to be covered. We pay £18pcm for worldwide travel insurance, mobile phone cover, breakdown (same service as you mention) and some discount restaurant card that we never use.
In the 2yrs we've had it, the mobile phone alone has covered the entire outlay.
So on that basis £12.50 looks a bit steep, however as a stand alone product you may struggle to get it down below that, and even if you do, I would think £9.99 would pcm would be a lower limit, so saving a max of £25/yr.
Probably just go with it