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[BazaJT]

Do they make them up as they go along? Although I don't do much mileage these days-the V70 is insured for 4,000mls and the Elite for 1,000mls per year and neither car comes close to those limits-I keep getting the urge to buy a third car this would be in addition to rather than in place of.So fairly random choices checked on a comparison site for cost of insurance all using same criteria[2,000mls per year kept on road at night with o ncd]and I get these: 2002 Omega 3.2 Elite valued at £800=£337. 2001 Omega 2.2dti CD valued at £800=£365 and 2004 Jaguar XJ6 3.0 Sovereign valued at £3,000=£301 I can understand the high prices due to 0 ncd but how does a 2.2 diesel end up dearer than a 3.2? and how do both end up dearer than a much more expensive-and more powerful-Jaguar end up cheaper than either?

[aaronjb]

Because (statistically, I suspect) "banger price" cars are driven like they are permanently in the local banger race - and are crashed a lot..

[TheBoy]

Maybe the low mileage impacts it, because you are in the same bracket as the 91yr old driving to the postoffice and back...

[dave the builder]

And playing with voluntary excess amount can reduce the price too 

[BazaJT]

I left the excess at £250 on each just to give an equal baseline[same as I set the annual mileage at 2,000 and where the car would be kept] mainly surprised that the oldest,least powerul and slowest car[the 2.2dti]should cost the most to insure.Mind you a further check today for a Volvo S80 valued at £800 in "S" spec[so not top of range]came in at £480