Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Del Boy on 26 April 2014, 07:40:48

Title: Insurance excesses?
Post by: Del Boy on 26 April 2014, 07:40:48
Morning chaps, sons friend got cut up last night, forcing him into a curb causing quite a bit of suspension damage to his car (poor fella I might add!). Anyway unfortunately his excess is £1100, he's got excess protection where they repay the money, however stumping up £1100 in a lump sum is enough for anyone. Can you pay excesses in parts or does it have to be in full completely? I was always under the impression it was full or you don't get the car until it's paid?
Title: Re: Insurance excesses?
Post by: btc on 26 April 2014, 09:27:29
I sure it has to be paid in full
Title: Re: Insurance excesses?
Post by: Kevin Wood on 26 April 2014, 09:44:14
Normally it's taken out of the payout to the repairer, so you have to pay it to the repairer before they'll release the vehicle.
Title: Re: Insurance excesses?
Post by: 05omegav6 on 26 April 2014, 10:16:34
Identify the third party vehicle and claim directly from their insurers :y

Failing that buy the bits and fix independently...
Title: Re: Insurance excesses?
Post by: Del Boy on 26 April 2014, 10:45:04
Identify the third party vehicle and claim directly from their insurers :y

Failing that buy the bits and fix independently...

Can't find the other car, other than it's a Black Ford Fiesta, no index details though. Poor sod clouted the curb at a speed, as he put it, hit the other car or try and avoid, avoid he did and hit a curb at about 25 MPH. Front wheel totally bent, rear wheel slated slightly. I've said to him get it out and I'll get him the parts at a cheaper rate to repair at my local mechanics.