Omega Owners Forum

Chat Area => General Car Chat => Topic started by: annihilator on 31 July 2019, 11:31:03

Title: Car insurance grrr.
Post by: annihilator on 31 July 2019, 11:31:03
Been getting a few quotes on an 08 Vectra sri 1.9dth 150 which I'm thinking of running round in for a bit and it astonishes me how different the amounts are.
My current company esure would be 237 (currently 207 for the omega) tesco who used to cheapest in my younger higher risk days is 503 and age concern who I only just about quality on age is a whopping 1024 and most of them will charge a change of policy fee.
I've had my licence since 18 with 20yrs ncd a couple of speeding tickets over 30 yrs ago. I'm 55 by the way.
The whole insurance business needs a lot more regulation in my opinion.  >:(
Title: Re: Car insurance grrr.
Post by: STEMO on 31 July 2019, 11:36:15
Have you asked the meercats?
Title: Re: Car insurance grrr.
Post by: neil74 on 31 July 2019, 12:26:13
Tesco has been the cheapest again this year for me. but I obviously needed to cancel the previous policy as they wanted to put the price up despite no claims being made by me.


Cheers
Neil.
Title: Re: Car insurance grrr.
Post by: dave the builder on 31 July 2019, 12:29:45
As with most things, you need to shop around and ask for a better price
many people don't bother
I shop around every year and adding named drivers also lowers it

when I swapped from my carlton @190 fully comp to my Omega ,my insurance wanted 600+
I cancelled with them and found another insurer
Title: Re: Car insurance grrr.
Post by: biggriffin on 31 July 2019, 17:07:06
I'm with Hastings, been the cheapest for 3 years now. For the cover I have, there's even cheaper, if you just want to be legal, and don't care that if you need to claim, it might be difficult with a cheapO company.
Title: Re: Car insurance grrr.
Post by: TheBoy on 31 July 2019, 18:53:28
The whole insurance business needs a lot more regulation in my opinion.  >:(
Why do you think that?

Car insurance is an incredibly competitive market, and there are plenty options.  Regulation will only increase prices, that's the reality of the quangos that would have to run it.


If you don't like your current quote, shop around. If you cant get a quote you like, you're either not looking hard enough, or your risk (you, car, location, usage) is too high.
Title: Re: Car insurance grrr.
Post by: Kevin Wood on 31 July 2019, 19:37:07
Turns out it's cheaper to insure my new car than the old one.  ;D

Maybe I should have shopped around more. :-[

0-60 is a good bit quicker. Top speed is another 6 MPH. Value is.. erm.. much higher. It's a couple of insurance groups lower. :-\
Title: Re: Car insurance grrr.
Post by: aaronjb on 01 August 2019, 09:21:14
Turns out it's cheaper to insure my new car than the old one.  ;D

Maybe I should have shopped around more. :-[

0-60 is a good bit quicker. Top speed is another 6 MPH. Value is.. erm.. much higher. It's a couple of insurance groups lower. :-\

But they assume that because it's not an ancient rotbox, you won't drive it like you don't care if you arrive in one piece or not.. at least I think that's the logic they use these days ;D
Title: Re: Car insurance grrr.
Post by: Sir Tigger QC on 01 August 2019, 09:28:01
Turns out it's cheaper to insure my new car than the old one.  ;D

Maybe I should have shopped around more. :-[

0-60 is a good bit quicker. Top speed is another 6 MPH. Value is.. erm.. much higher. It's a couple of insurance groups lower. :-\

Can you tow your big airfix kit with a Ford Fiesta?  :-\
Title: Re: Car insurance grrr.
Post by: omegod on 01 August 2019, 16:04:06
I've met you and been a passenger,  if I was your insurer I'd charge about 10k minimum  ;D
Title: Re: Car insurance grrr.
Post by: Kevin Wood on 01 August 2019, 19:06:03
 :-[
Title: Re: Car insurance grrr.
Post by: Doctor Gollum on 01 August 2019, 19:06:44
:-[
I think that he meant Annihilator  ;)
Title: Re: Car insurance grrr.
Post by: annihilator on 02 August 2019, 10:19:48
He did the big wuss  :D
I'm quite happy with the lower quotes my point is the massive variation in prices for the same car/details.As to risk my big problem is being only a 5 min tunnel drive from Liverpool  ;)
Title: Re: Car insurance grrr.
Post by: TheBoy on 02 August 2019, 17:42:09
He did the big wuss  :D
I'm quite happy with the lower quotes my point is the massive variation in prices for the same car/details.As to risk my big problem is being only a 5 min tunnel drive from Liverpool  ;)
Your point was saying that you wanted price regulation though?  So you'd want all your quotes to come in at an annual 1200?

Title: Re: Car insurance grrr.
Post by: annihilator on 02 August 2019, 19:51:18
I think as the original poster I know what my point was  :-*
Title: Re: Car insurance grrr.
Post by: TheBoy on 05 August 2019, 18:28:50
The whole insurance business needs a lot more regulation in my opinion.  >:(
That was clear to me  :-\

So you want all quotes to be similar, though much higher.  I'm sure I'm missing something, as surely nobody wants more expensive quotes.
Title: Re: Car insurance grrr.
Post by: Rods2 on 06 August 2019, 09:02:37
It is already highly regulated by the FCA. If by regulation you mean to force the underwriters to make massive losses with price capping so insurance is as easy to find as food & toilet paper in Venezuela, then how will you drive it when there are no vehicle insurers? ???

Car insurance is a very difficult market for underwriters to make any money, hence all the extra charges like for policy changes.
Title: Re: Car insurance grrr.
Post by: tunnie on 06 August 2019, 09:45:41
Turns out it's cheaper to insure my new car than the old one.  ;D

Maybe I should have shopped around more. :-[

0-60 is a good bit quicker. Top speed is another 6 MPH. Value is.. erm.. much higher. It's a couple of insurance groups lower. :-\

Always love fact a sub 1k banger is more expensive to insure than something nearly 20 times the value, is faster, car thieves would actually want it, more power and more of them on the road.