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Messages - tunnie

Pages: [1] 2 3 4 5 6 7 8 ... 2514
1
General Discussion Area / Re: Investment question.
« on: Today at 11:35:07 »
Past 50 a couple of years ago  :(
Our lass has cracked 60  ;)

I did a quick 10 mins research on ISA's earlier.

We will look into high interest accounts and see how it goes  :y

Thanks lads  :)

Ok. Next plan then. Does your wife work? If not, (or even if she does but earns bu99er all), she can pay up to £2880 p/a into a private pension and the govt will gross it up by 25% to £3600. Since she is 60+ she can then "cash it all in" again and take the whole lot out tax free, assuming her income is less than £9900 this tax year.

You can do the same providing you are 55 or older, and you earn £9900 or less.

So that's potentially 25% 'interest' on £5760 with a cast iron Govt guarantee, and you won't get anywhere close to that anywhere else. Rinse and repeat next year and the year after and the taxpayer will have given you and the mrs £4320 "interest" :D

I'm now joining the few people here investing, as Sky sale has now fully completed for me.

This spiked my interest, my wife does not work I support her and our 2 children with my salary. I "pay" her a sum each month for day to day stuff she needs to buy for the family, is this classed as an income?

How do these private pensions work, do you just contact them directly? I would be concerned about them going bust over 50 year life time to ensure money is protected?

I've looked at ISA's and they pay sod all in interest, to the point of why bother setting one up with such tiny amounts on offer.

Mate of mine lives up Norf near Darlington, I could easily get a buy-to-let out there, that would give a much better return.  :-\

2
General Discussion Area / Re: Top Gear
« on: Yesterday at 20:50:41 »

Ah yes, that I draw the line on. But if you notice many US programs are always longer than UK.


Programmes.

Sigh.....  ::)                                                                                                                                        ;D


 :P :P :D

3
General Discussion Area / Re: Top Gear
« on: Yesterday at 20:40:55 »
Bunch of old farts  :P :P :P

Too many US terms & telly series over here already.

It bugs me too when they give the date in US format ..... we put the number first then the month  ::) ::)

Ah yes, that I draw the line on. But if you notice many US programs are always longer than UK.

Look at the Bodyguard on BBC, cracking bit of TV but only 6 episodes.

All the stuff from across the pond is nearly always 20/25 ep's and on a yearly cycle.

But then again my view is warped, as I refer to live tv as linear.  ::)  ;D

4
General Car Chat / Re: How stable is your Omega in the rain
« on: Yesterday at 20:37:27 »
Kumho KU 39's on the 3.2, they do me fine.  :y

Although not as cheap as they used to be when I had 31's (?) on 2.2, they are more 'premium prices' now  :-\

3.2's rears won't last that much longer, thinking Primacy 3's next as not much more, they are on the bus and I like them.

5
General Discussion Area / Re: Top Gear
« on: Yesterday at 20:34:32 »
Bunch of old farts  :P :P :P

7
General Discussion Area / Re: Top Gear
« on: Yesterday at 20:21:55 »
Seasons is geneally used in longer running programs 20+ episodes, series would tend to be used in shorter sub 15 episodes. But most stuff runs longer, hence everything is refered to as seasons for us.

Given that a show will air a new seasons once a year, itís a more accurate term.

Series is only ever seen from my side on old BBC content, which we donít have on mobile apps for NOW TV.

Like the Omega, Series term is dying.

8
General Discussion Area / Re: Top Gear
« on: Yesterday at 19:51:42 »
Itís already been canned.

Season 3 is the last.

SERIES ........  >:( >:( >:( >:( >:( >:( >:(

Yanks have seasons  ::) ::) ::)

I work in TV, itís always seasons  :)

9
General Discussion Area / Re: Top Gear
« on: Yesterday at 18:15:26 »
Itís already been canned.

Season 3 is the last.

10
Karcher K4 with correct car bit, whole bonnet suffers a bit, even more so at the front.

Itís been going for a long time, just the bonnet that has it.
K4 is too powerful without a vario lance turned down a bit.  IIRC, the K4 kit doesn't come with a vario, just an unadjustable lance and the dirt buster on the posher kits.  Pressure washers are not good for paintwork, you're better off with a hose and adjustable rose, and a bucket and sponge. 2 buckets if its a nice car.

It comes with lance that lights up, mix, car, hard.

So tuned to car pressure.

Itís old and loosing paint anyway....
How close were you?

TBH, you're better off with a hose and sponge and bucket. Irrelevant on the Omega, but I assume you want to keep the shitbox's paint in reasonable condition.


Pressure washers are OK if you regularly polish the car.  I bet I can guess when you last polished a car....

Fair distance, just use it to wash get grit off. Closer then alloys etc.

It was peeling before I bought pressure washer anyway, on sides next to main grill.

11
Sounds like it could have been done like that accidentally-on-purpose.  You obviously need a 2 post car lift ::)
Obviously...  ;D

The deeds say that we can't have a fence at the front, keep chickens, caravans or hang washing to the front of the house.

No mention of boats or lifting equipment  ::)

It's funny, mine says no boats, caravans or trailers.  But when I pointed out to the planning department, to whom one of my lovely neighbours had obviously complained, that I can park a long-base astra, a jag, a boat and a small box trailer on the drive without parking anything on the road they relented.  The planning restriction was to prevent over-spill on to the road because that is where the local 'garage' do their work customers park (not in the car park in their own planning restrictions).  The builders of my house had to prove that there was space for 4 cars on the driveway of a 2 bedroom house.  Go figure.

In our developement of 9 houses, 5 of the 9 only have one space for a 4 bed house!

Others had 2, but I can squeeze 3 on mine with pair of Omegas on the front section.

12
General Car Chat / Re: So what have you done to your car today?
« on: 21 October 2018, 19:34:00 »
Washed the bus and my 3.2.

Peeled some laqure off the bonnet of the 3.2  :(


Karcher K4 with correct car bit, whole bonnet suffers a bit, even more so at the front.

Itís been going for a long time, just the bonnet that has it.

My BMW has some peeling laqueur and I've thought about having a go at it with a rattle can....  :-\

I think though if I just leave it, it'll add character.  :)

Same.  :y

13
General Car Chat / Re: So what have you done to your car today?
« on: 21 October 2018, 19:33:26 »
Karcher K4 with correct car bit, whole bonnet suffers a bit, even more so at the front.

Itís been going for a long time, just the bonnet that has it.
K4 is too powerful without a vario lance turned down a bit.  IIRC, the K4 kit doesn't come with a vario, just an unadjustable lance and the dirt buster on the posher kits.  Pressure washers are not good for paintwork, you're better off with a hose and adjustable rose, and a bucket and sponge. 2 buckets if its a nice car.

It comes with lance that lights up, mix, car, hard.

So tuned to car pressure.

Itís old and loosing paint anyway....

14
General Car Chat / Re: So what have you done to your car today?
« on: 21 October 2018, 15:14:47 »
Karcher K4 with correct car bit, whole bonnet suffers a bit, even more so at the front.

Itís been going for a long time, just the bonnet that has it.

15
General Car Chat / Re: So what have you done to your car today?
« on: 21 October 2018, 14:51:10 »
Washed the bus and my 3.2.

Peeled some laqure off the bonnet of the 3.2  :(

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