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Please play nicely.  No one wants to listen/read a keyboard warriors rants....

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 1 
 on: Today at 16:29:34 
Started by dave the builder - Last post by dave the builder
Thanks for the replies  :)
they had the car back for repair and within half a day, said it was fixed
Having lost confidence in them to repair, with ‘reasonable skill and care ‘.                                                                                                 I got an independent inspection from a motor vehicle engineer,
 that states, due to poor repair, the car is economically unviable to repair
they refuse to come and examine their handy work
insisting they want it to recover it back to them for examination
I think that I have been fair with them, only asking for a refund of the work they failed to do twice.
That's your opinion, Dave, not necessarily how the process works.
So, as an outsider, what do you think Mr STEMO ?

appreciate your feet hurt from ill-fitting footwear but if you could spare the time  :)

 2 
 on: Today at 16:29:00 
Started by BazaJT - Last post by Doctor Gollum
And be careful not to catch the battery terminals in the bodywork as you remove it. Which you will.

Shite doesn't even come close. Turning circle of the M25, build quality that would embarrass a five year old. Hateful pos.

 3 
 on: Today at 16:24:39 
Started by Field Marshal Dr. Opti - Last post by Doctor Gollum
Can't imagine paying over £500 a month for a car, never paid that much for a house !

A young lad at work (early 30s) has just re-mortgaged to get a better interest rate. He's borrowed £220 000 and his monthly payments are getting on for £900 a month  :o :o :o :o

I hope for his (& others) that the interest rates don't return to those of the late 80s/early 90s

This is common place now, it's nearly identical to what I'm looking at for the next house. Although I'm surprised his monthly's are not over the £1k, guessing a longer term than what I'm looking at.

Hope he is going fixed rate, I will be, on a 5 year term.

Can't imagine paying over £500 a month for a car, never paid that much for a house !

I prefer to own out-right, the Zafira is all paid for, as even on PCP the consumables can make it seriously expensive. A neighbour has an A-250 Merc on finance, just had 4 new tyres, so £800 + her usual monthly. Not sure I could cope with that, the monthly yes, but not extras. Plus at the end, you don't actually own it, so have nothing really to show for it.

Rather do a Tesco type loan similar amount, buy car outright, so at least at the end you own it without extra massive payment.
But you still have the loan payment plus all the extras... Still a mugs game...

 4 
 on: Today at 16:23:03 
Started by dave the builder - Last post by STEMO
Thanks for the replies  :)
they had the car back for repair and within half a day, said it was fixed
Having lost confidence in them to repair, with ‘reasonable skill and care ‘.                                                                                                 I got an independent inspection from a motor vehicle engineer,
 that states, due to poor repair, the car is economically unviable to repair
they refuse to come and examine their handy work
insisting they want it to recover it back to them for examination
I think that I have been fair with them, only asking for a refund of the work they failed to do twice.
That's your opinion, Dave, not necessarily how the process works.

 5 
 on: Today at 16:21:12 
Started by dave the builder - Last post by dave the builder
Thanks for the replies  :)
they had the car back for repair and within half a day, said it was fixed
Having lost confidence in them to repair, with ‘reasonable skill and care ‘.                                                                                                 I got an independent inspection from a motor vehicle engineer,
 that states, due to poor repair, the car is economically unviable to repair
they refuse to come and examine their handy work
insisting they want it to recover it back to them for examination
I think that I have been fair with them, only asking for a refund of the work they failed to do twice.



 6 
 on: Today at 16:17:03 
Started by Field Marshal Dr. Opti - Last post by STEMO

I reckon you and Albs will end up in the same home for the 'terminally befuddled'.

You may even share a room.

It'll be nice to have some company. :)

Maybe they could put the 3 of you old boys in together. :y

Then you could all talk your drivel at each other all day, and the rest of us wouldn't have to waste time reading through it all.  :P   :)

That would be hell on Earth.

I'm an articulate educated man. Put me in close proximity with a gobby light-fingered scouser, and a man who thinks bankers walk on water and it will not end well. :)

You can take my place , Sir Tig. :)
We could get a car share going too. You use mine for a nice day out at the seaside and I rag yours around the streets of Liverpool.  :)

 7 
 on: Today at 16:14:56 
Started by STEMO - Last post by STEMO
In town last week I spotted a market stall selling cheap shoes, looked like catalogue returns. Spotted a pair of timberland shoes that looked brand new. Quick google revealed that they were about £120 on Amazon, and the woman wanted £20.
Slight problem.....they are a size 9 and I am a 10. No worries, I'll soon break them in. After a week, the tingling in my toes has gone and the blister on my left heel has gone down. I reckon another week and they'll be fine.  :y

Added bonus: It's heaven when I take them off. Something to look forward to at the end of the day.  ;D

 8 
 on: Today at 16:09:44 
Started by STEMO - Last post by Lizzie Zoom
Don't worry though, Trump will be having a love in with the Iranian leadership by the end of the year, inviting both Putin and Kim Jong-Un to it ! :D :D ;)

 9 
 on: Today at 16:07:03 
Started by STEMO - Last post by Lizzie Zoom
I worked for Vauxhall motors in Ellesmere Port for about 8 months in the early seventies. During this time, I paid into a company pension. Today I received a letter informing me that this pension would now pay out.
I can take a lump sum of £38.80, the first 25% being tax free, but the remaining 75% being subject to income tax, which the pension company, Abbey Life, will deduct.
Or...I can take an annual pension of £1.94. This may be subject to income tax, depending on my personal circumstances.
They advise me to contact an independent financial advisor before making a decision.

What would you do?  ;D

Surprise, surprise........take the £38.80 and run!! ;D ;D ;D
About £33 after tax...I could put half a tank of diesel in with that.  :)

 ;D ;D

 10 
 on: Today at 16:06:43 
Started by Rods2 - Last post by STEMO
But the British Government has stipulated that if the two are placed in the Guantanamo Bay detention camp, the evidence, which is extensive, that the British authorities hold will not be released to the United States prosecutors!  ::) ::)
Yep..no evidence. So they'll just have to stay there for ever.  :)

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