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 1 
 on: Today at 21:27:39 
Started by jimmy944 - Last post by jimmy944

You'd owe them a ton of money for excess mileage...

That's the point Ste, i don't think you do, under voluntary termination rules you only need to take reasonable care of the car. The sources I've read make no mention of the excess mileage clause. Only that you can terminate if you pay 50% of the total balance owing.

I agree, I dare say Al will have the answer

 2 
 on: Today at 21:27:29 
Started by jimmy944 - Last post by Mister Rog
No invite for a threesome then    ::)


 3 
 on: Today at 21:25:29 
Started by jimmy944 - Last post by jimmy944
Yes.

An itch I will just have to scratch, I fear.

Need a new mortgage soon though, selling the house next year and I don't want that kind of money showing up on my monthly outgoings until the deal is done.

That said, I'm curious as it seems like an anomaly in the terms of the pcp finance agreement. For high mileage users such as myself it seems, at first glance a way to "beat the house" and run any car, for any number of miles for 50% of its purchase price over 47.9 months or less.  ;D

 4 
 on: Today at 21:22:58 
Started by jimmy944 - Last post by STEMO
I've been looking at model S again (I know, I know) but it raised an interesting point with wider relevance.

Looking at a 48 month PCP on a (nearly new) model s, a £70k car, its £10k down  and 48 months at £596 so £38,608 on a 10k p.a. pcp. But if I took that deal and walked away after (say) 44 months, having done 150,000 miles in the car I'd have paid £36,224 total, so more than half.

Do I have it right that I could just walk away from this and theres nothing the finance company could do as long as I've paid for 50% of the car, and take reasonable care of it?
You'd owe them a ton of money for excess mileage...

 5 
 on: Today at 21:22:55 
Started by jimmy944 - Last post by GastronomicKleptomaniac
Jesus. That makes even me cringe, and I'm properly Northern!

 6 
 on: Today at 21:20:50 
Started by jimmy944 - Last post by Field Marshal Dr. Opti
I believe Al will have the answer.

 7 
 on: Today at 21:19:22 
Started by jimmy944 - Last post by STEMO
Oh aye. The females are a bit forward up that way.  ;D

 8 
 on: Today at 21:17:35 
Started by jimmy944 - Last post by Field Marshal Dr. Opti
I've been looking at model S again (I know, I know) but it raised an interesting point with wider relevance.

Looking at a 48 month PCP on a (nearly new) model s, a £70k car, its £10k down  and 48 months at £596 so £38,608 on a 10k p.a. pcp. But if I took that deal and walked away after (say) 44 months, having done 150,000 miles in the car I'd have paid £36,224 total, so more than half.

Do I have it right that I could just walk away from this and theres nothing the finance company could do as long as I've paid for 50% of the car, and take reasonable care of it?

Tesla?

 9 
 on: Today at 21:14:46 
Started by Lizzie Zoom - Last post by Rods2
Hydrogen is the future. Electric cars have been around for a century or more.

I'm working on teleportation. :)

The problem with teleportation is - what happens if you have more than one receiver?
Can you imagine more than one copy of Lord Sittapong Meerkat?
SHUDDER!   ::) :o and forget to turn the caps lock off when writing your name. ::) ::) ::)

rON.

fixed. ;D ;D ;D

 10 
 on: Today at 21:11:50 
Started by jimmy944 - Last post by jimmy944
I'm currently in a warrington Premier Inn (oh the glamour). Sat at a table (3 seats) in the bar trying to email, but mostly chatting sh!t on here.  ;D All of a sudden a couple just sit down opposite me. Don't say a word, not,"oh can we use these seats" nothing.

I had about 1/4 pint left, so took my laptop, walked up to the bar to get another (all of 10 paces), turn round, walking back to the table and I see the woman of the couple is drinking my 1/4 pint!! When challenged, all she said was "a thought you'd left it".

I'm going to bed!  ;D

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