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Hello again
So V6 with canister type filter. The canister is dripping oil slightly. There is allways a drop when I take a look. Terrible place to study in floor but I took the whole canister off and found that the O-ring there against engile block was hard and brittle and tired. That is one possibility. I alredy have original spare for it. Cam covers are dry, checked with mirror. In canister area there are cooler pipes which may leak and also the area around crank sensor is wet. Any ideas how to proceed? Is crank sensor O-ring typically leaking in these enines and available separately? Does anyone know the size. I changed it perhaps 15 years ago. All ideas welcome.

Started stripping the black Omega of the extras I plumbed into it ready to sell / scrap it.

Aye suits the ol codger, serves him right 🤣

As Jimmy points out, it's very unlikely that his lease company pays the same rates at Kwik Fit as poor old put upon Joe Public. 

Yes, as DG said, to the corporate,s it's a tax write off. Joe Public is looked on as a cash cow. But they're not the only companies who look to get a certain amount out of their unwitting customers. whether the work is needed or not.

This Government creating a mess ?
Surely you must be mistaken 

Another one I heard from Martin Lewis yesterday evening, pensioners will not have to pay income tax on their state pension, even if/when the pension exceeds the 20% tax threshold, which it will do in 2027.
However, they will have to pay tax on their occupational pension.

Penson income has always been subject to tax, it's just that the SP has always been less than your personal allowance, so the applicable tax rate is 0%. The SP is always payed as the first tranche of your income.

What happens at the moment is the amount of your SP is deducted from your personal allowance. So if your SP is (say) £10K, and the 'normal' personal allowance is £12570, then your tax code will be 257 (12570 - 10000 = 2570), rather than 1257. This means any other income provider (work, occupation pension or private pension) will pay the first £2570 tax free, and then deduct 20% on everything above that.

If/when the SP exceeds £12570 it makes no sense for the govt to pay it all out, and then HMRC try to claim it back in tax. It would get really messy for pensioners whose only source of income is their SP. They'd end up filling in self assesement tax returns every year.

There must be some people whose SP already exceeds their PA. Anyone on the pre 2016 system with significant S2P/SERPS could be receiving close to £16K. I wonder how that is treated at the moment?

Hence my tax code changing from 12???M to 38M 

Yes, and if your SP exceeds your PA, then your tax code goes negative. This means that your other income providers end up deducting the tax you should have paid on the SP from the money they pay you. Works all fine and dandy, providing you have some other income from other sources from which the tax can be deducted.

However, if your only income is your SP, then there ain't no other source that the tax can be deducted from. It's a corner case at the moment because there can't be too many people who have built up sufficient SERPS/S2P to exceed the 12750 PA, but have no other retirement income. To have that much SERPS/S2P you would have to have been earning a good wedge when working, so it would have been foolhardy to not make other additional retirement provisions in addition to your expected SP.

However, if/once the old SP exceeds the PA that will change. Rachel from accounts seems to be saying the SP won't be liable to income tax, but does that mean those who are already above the PA threshold will get similar tax relief on their SP? That's what RonnyD is asking too. I can see this becoming a mess. 

Old school player, not like the overacting pansies we see nowadays.

....and overpaid.

£300,000 a week for  kicking a ball around on a piece of muddy grass seems excessive.

Ah well.

Another one I heard from Martin Lewis yesterday evening, pensioners will not have to pay income tax on their state pension, even if/when the pension exceeds the 20% tax threshold, which it will do in 2027.
However, they will have to pay tax on their occupational pension.

Penson income has always been subject to tax, it's just that the SP has always been less than your personal allowance, so the applicable tax rate is 0%. The SP is always payed as the first tranche of your income.

What happens at the moment is the amount of your SP is deducted from your personal allowance. So if your SP is (say) £10K, and the 'normal' personal allowance is £12570, then your tax code will be 257 (12570 - 10000 = 2570), rather than 1257. This means any other income provider (work, occupation pension or private pension) will pay the first £2570 tax free, and then deduct 20% on everything above that.

If/when the SP exceeds £12570 it makes no sense for the govt to pay it all out, and then HMRC try to claim it back in tax. It would get really messy for pensioners whose only source of income is their SP. They'd end up filling in self assesement tax returns every year.

There must be some people whose SP already exceeds their PA. Anyone on the pre 2016 system with significant S2P/SERPS could be receiving close to £16K. I wonder how that is treated at the moment?

Hence my tax code changing from 12???M to 38M 

That might be the Christmas number one!

https://youtu.be/lAOAPYKGzZc?si=u8dTB1rv4C7pqm9U

This has a catchy tune.

True but the spelling is atrocious. Maybe that is not important to the new order