.Everyone's circumstances are different. My wife still, officially, has 12 years to go until retirement. She won't wait that long, of course.State pensioners, like me, have already had a £200 winter fuel allowance and will get about £550 next April. There's nothing to moan about there. Also, over 65's get to keep their full £20,000 tax free isa allowance..
Anyone who complains about the reduction to £12,000 from April 2027....well....you can hardly claim poverty if you can afford to save that much.
Better off spending any cash in ISAs now, can't see any point in being the richest guy in the cemetery.
That's handy Steve, you can spend her salary as well 👍



