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[Field Marshal Dr. Opti]

A policy holder makes a claim against their house insurance, which is accepted by the insurance company. Unfortunately, the elderly policy holder dies before a settlement cheque has been paid out.

Is the insurance company legally obliged to make a payment to the policy holders next of kin?

[Weds]

Does the insurance company know the policy holder had died ? Is their bank account still open, can money still be paid into the account ?

Or, if the policy holder has a will and appointed executors of the estate can the money be paid into the executors account.

Not really the answer you wanted but been through the same sort of problems with my mothers estate..

[Entwood]

Guessing this is in the wrong place .. so reporting it in the hope of getting it moved for you

[Lazydocker]

I would assume that if they have agreed to pay then it should go to the estate... After all, the loss could well be the beneficiaries inheritance

[Field Marshal Dr. Opti]

Nobody has passed on (yet).....but the insurance company is dragging it's feet (delaying) to such an extent that it may become a distinct possibility.

[Lizzie_Zoom]

Nobody has passed on (yet).....but the insurance company is dragging it's feet (delaying) to such an extent that it may become a distinct possibility.

In that case read all the terms and conditions, including the small print, very, very carefully.

You may need to take legal advice soonest if you have the power to.

[STMO123]

Nobody has passed on (yet).....but the insurance company is dragging it's feet (delaying) to such an extent that it may become a distinct possibility.

It's your wife, isn't it? Get the effin boiler fixed.

[pscocoa]

It should form part of the estate and the executor is responsible for getting in all monies due to the estate. If claim had been accepted andf approved for payment (as oppose to acknowledged) then cannot see there being a dispute over this. Executir would be entitled to pursue in my view

[Terbs]

It should form part of the estate and the executor is responsible for getting in all monies due to the estate. If claim had been accepted andf approved for payment (as oppose to acknowledged) then cannot see there being a dispute over this. Executir would be entitled to pursue in my view

Thats my opinion too....once the claim has been filed, then the insured's part of the contract is fullfilled. Any money due from that claim, would be part of the estate, as previously stated