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Author Topic: Insurance excesses?  (Read 456 times)

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Del Boy

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Insurance excesses?
« on: 26 April 2014, 07:40:48 »

Morning chaps, sons friend got cut up last night, forcing him into a curb causing quite a bit of suspension damage to his car (poor fella I might add!). Anyway unfortunately his excess is 1100, he's got excess protection where they repay the money, however stumping up 1100 in a lump sum is enough for anyone. Can you pay excesses in parts or does it have to be in full completely? I was always under the impression it was full or you don't get the car until it's paid?
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btc

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Re: Insurance excesses?
« Reply #1 on: 26 April 2014, 09:27:29 »

I sure it has to be paid in full
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Kevin Wood

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Re: Insurance excesses?
« Reply #2 on: 26 April 2014, 09:44:14 »

Normally it's taken out of the payout to the repairer, so you have to pay it to the repairer before they'll release the vehicle.
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05omegav6

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Re: Insurance excesses?
« Reply #3 on: 26 April 2014, 10:16:34 »

Identify the third party vehicle and claim directly from their insurers :y

Failing that buy the bits and fix independently...
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Del Boy

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Re: Insurance excesses?
« Reply #4 on: 26 April 2014, 10:45:04 »

Identify the third party vehicle and claim directly from their insurers :y

Failing that buy the bits and fix independently...

Can't find the other car, other than it's a Black Ford Fiesta, no index details though. Poor sod clouted the curb at a speed, as he put it, hit the other car or try and avoid, avoid he did and hit a curb at about 25 MPH. Front wheel totally bent, rear wheel slated slightly. I've said to him get it out and I'll get him the parts at a cheaper rate to repair at my local mechanics.
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Drives: 2013 (13) BMW 530d M Sport Touring, 2011 '61' BMW 520d SE.
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