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Author Topic: Company car advice  (Read 3791 times)

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Field Marshal Dr. Opti

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Re: Company car advice
« Reply #15 on: 16 October 2018, 17:00:25 »

Saw an advert for here:

https://www.motorama.com/car-leasing/jaguar/xf/2-0i-prestige-4dr-auto

XF Petrol, 286 for 3 years, with 10k miles.

Additional 43 for servicing, which includes tyres & service.

Quite reasonable actually.


Probably.....but I find it hard to get my head around the fact that I don't own the car, and I'm just renting it.

Much like renting a house instead of buying it. :-\
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tunnie

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Re: Company car advice
« Reply #16 on: 16 October 2018, 17:36:45 »

Saw an advert for here:

https://www.motorama.com/car-leasing/jaguar/xf/2-0i-prestige-4dr-auto

XF Petrol, 286 for 3 years, with 10k miles.

Additional 43 for servicing, which includes tyres & service.

Quite reasonable actually.


Probably.....but I find it hard to get my head around the fact that I don't own the car, and I'm just renting it.

Much like renting a house instead of buying it. :-\

Same. After 4 years and 13k be good to own it, despite it being a lower value.
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jimmy944

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Re: Company car advice
« Reply #17 on: 16 October 2018, 17:47:23 »

I'm not sure what the difference would be, you either take the hit directly on lease or indirectly in the depreciation of your asset.  :-\
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TheBoy

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Re: Company car advice
« Reply #18 on: 16 October 2018, 18:05:55 »

Saw an advert for here:

https://www.motorama.com/car-leasing/jaguar/xf/2-0i-prestige-4dr-auto

XF Petrol, 286 for 3 years, with 10k miles.

Additional 43 for servicing, which includes tyres & service.

Quite reasonable actually.
And an extra 2.5k initial rental ;)


Bro was offered an mid spec Octavia for a 2yr/20k lease, total was 4k over the 2 years (plus servicing/tyres/tax/insurance etc).  But the silly fool has not long signed up for yet another S Class parts bin.
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Field Marshal Dr. Opti

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Re: Company car advice
« Reply #19 on: 16 October 2018, 18:32:53 »

I'm not sure what the difference would be, you either take the hit directly on lease or indirectly in the depreciation of your asset.  :-\

The old adage.

If it appreciates (houses) buy it.........If it depreciates (cars) rent it.

 
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Doctor Gollum

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Re: Company car advice
« Reply #20 on: 16 October 2018, 18:35:20 »

10k miles is absolutely sod all... I only work four days a week and do 12k just commuting  ::)
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STEMO

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Re: Company car advice
« Reply #21 on: 16 October 2018, 18:39:00 »

I'm not sure what the difference would be, you either take the hit directly on lease or indirectly in the depreciation of your asset.  :-\

The old adage.

If it appreciates (houses) buy it.........If it depreciates (cars) rent it.
If you buy wisely you can mitigate the depreciation. I'm obviously talking about buying used, not new.
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Doctor Gollum

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Re: Company car advice
« Reply #22 on: 16 October 2018, 18:42:50 »

I'm not sure what the difference would be, you either take the hit directly on lease or indirectly in the depreciation of your asset.  :-\

The old adage.

If it appreciates (houses) buy it.........If it depreciates (cars) rent it.
How about...

Never have more than 50% of your household income tied up in things with engines  :D
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Field Marshal Dr. Opti

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Re: Company car advice
« Reply #23 on: 16 October 2018, 18:45:51 »

I'm not sure what the difference would be, you either take the hit directly on lease or indirectly in the depreciation of your asset.  :-\

The old adage.

If it appreciates (houses) buy it.........If it depreciates (cars) rent it.
If you buy wisely you can mitigate the depreciation. I'm obviously talking about buying used, not new.

Yes.......buying a 7 litre Cobra in 1968 when nobody wanted them would have proved a fine investment today. :)
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Gaffers

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Re: Company car advice
« Reply #24 on: 16 October 2018, 20:20:40 »

Thoughts on the XC60 PHEV?

Financials just about work.  Reviews look good. Pretty decent performance when wanted and half decent mpg when charged (I still have the charger attached to the house from the Leaf). Good spec and build quality.  Looks ok.
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Re: Company car advice
« Reply #25 on: 17 October 2018, 08:56:56 »

10k miles is absolutely sod all... I only work four days a week and do 12k just commuting  ::)

How are the miners' strikes and rolling blackouts back there in the 1970s?  :P ;)
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Gaffers

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Re: Company car advice
« Reply #26 on: 17 October 2018, 09:28:26 »

How about a pick up? Hilux rates aren't too bad... Gets Swmbo ready for the F150 Raptor :D

You might be on to something there.  I didn't realise the BIK rates for LCVs are so low.  Hmmm, Merc X class, anyone?  ::)
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jimmy944

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Re: Company car advice
« Reply #27 on: 17 October 2018, 09:36:52 »

You might be on to something there.  I didn't realise the BIK rates for LCVs are so low.  Hmmm, Merc X class, anyone?  ::)

Id buy the Navara (exactly the same car) for several grand less personally. But the ideas sound.
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Gaffers

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Re: Company car advice
« Reply #28 on: 17 October 2018, 12:53:05 »

You might be on to something there.  I didn't realise the BIK rates for LCVs are so low.  Hmmm, Merc X class, anyone?  ::)

Id buy the Navara (exactly the same car) for several grand less personally. But the ideas sound.

It is less but not that much less on a company lease from what I can see.  I do like the Navara though, I'd have to test drive them both to see which one suits me best.
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Doctor Gollum

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Re: Company car advice
« Reply #29 on: 17 October 2018, 16:23:56 »

10k miles is absolutely sod all... I only work four days a week and do 12k just commuting  ::)

How are the miners' strikes and rolling blackouts back there in the 1970s?  :P ;)
Starting in 1976, I can't say that I noticed ;D

If you can remember the seventies, you weren't there man ;D :D
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