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[Sir Tigger KC]

I need a new windscreen for The Merc as it's got a big old crack in it! 

I've been quoted £108 fitted or if I do it through my insurance it's a £65 excess.  They say that windscreen claims have no impact on the NCB or future premiums. 

Is this true? Do you have to declare the windscreen claim for future insurance quotes?   

[MR MISTER]

I need a new windscreen for The Merc as it's got a big old crack in it! 

I've been quoted £108 fitted or if I do it through my insurance it's a £65 excess.  They say that windscreen claims have no impact on the NCB or future premiums. 

Is this true? Do you have to declare the windscreen claim for future insurance quotes? 

No. I've had three in two years.

[pscocoa]

I need a new windscreen for The Merc as it's got a big old crack in it! 

I've been quoted £108 fitted or if I do it through my insurance it's a £65 excess.  They say that windscreen claims have no impact on the NCB or future premiums. 

Is this true? Do you have to declare the windscreen claim for future insurance quotes? 

No. I've had three in two years.

Do you drive behind gritters a lot then?

[Andy B]

I need a new windscreen for The Merc as it's got a big old crack in it! 

I've been quoted £108 fitted or if I do it through my insurance it's a £65 excess.  They say that windscreen claims have no impact on the NCB or future premiums. 

Is this true? Do you have to declare the windscreen claim for future insurance quotes? 

No. I've had three in two years.

I was questioned one year when I was doing insurance quotes about a 'claim' I'd had. I'd no idea what she was talking about, but she then said you had a claim on such & such a date ........... still no idea what she was referring to. Your new screen was a claim she said even though it had no impact on the premium. Insurance companies are pedantic buggers & a law to them selves.

[Sir Tigger KC]

That's my point entirely Andy! 

They say it dosn't affect your premium, but for an extra £40 I can get it done and not involve the insurance company. 

Maybe I'm being a bit over cynical! 

[martin42]

Why pay the extra for windscreen cover if your not going to use it 

[tunnie]

Windscreen cover is usually standard, no extra charge.

[MR MISTER]

I need a new windscreen for The Merc as it's got a big old crack in it! 

I've been quoted £108 fitted or if I do it through my insurance it's a £65 excess.  They say that windscreen claims have no impact on the NCB or future premiums. 

Is this true? Do you have to declare the windscreen claim for future insurance quotes? 

No. I've had three in two years.

Do you drive behind gritters a lot then?

Should have explained properly. One repair, which later cracked so new screen on her car, and one screen on mine. Sorry.

[Sir Tigger KC]

Hmmm just booked my windscreen replacement with Autoglass via the insurance company.

It turns out that a windscreen repair has no effect on your NCB, but in the event of a replacement they freeze the NCB regardless of whether your NCB is protected or not! 

In my case it will make little difference as I have maximum NCB, but for those with a small NCB it might be worth paying for a new windscreen yourself. 

[Sir Tigger KC]

Hmmm just booked my windscreen replacement with Autoglass via the insurance company.

It turns out that a windscreen repair has no effect on your NCB, but in the event of a replacement they freeze the NCB regardless of whether your NCB is protected or not! 

In my case it will make little difference as I have maximum NCB, but for those with a small NCB it might be worth paying for a new windscreen yourself. 

Different insurance companies might have different rules, this what mine do.  So it's worth checking, as changing a windscreen via your insurance company might not be the best option for you! 

[Darth Loo-knee]

I need a new windscreen for The Merc as it's got a big old crack in it! 

I've been quoted £108 fitted or if I do it through my insurance it's a £65 excess.  They say that windscreen claims have no impact on the NCB or future premiums. 

Is this true? Do you have to declare the windscreen claim for future insurance quotes? 

No. I've had three in two years.

Thats because you keep looking at them Ugly!!

[Mr.OmegaMan]

Just wondering, Say you want to replace a windscreen on a Elite (without rain sensors) Do they remove and re-fit your windscreen mirror for you ?

Got a few stone chips on mine 

[VXL V6]

Just wondering, Say you want to replace a windscreen on a Elite (without rain sensors) Do they remove and re-fit your windscreen mirror for you ?

Got a few stone chips on mine 

Yes... well all the screens I've had replaced they do

[Mr.OmegaMan]

Just wondering, Say you want to replace a windscreen on a Elite (without rain sensors) Do they remove and re-fit your windscreen mirror for you ?

Got a few stone chips on mine 

Yes... well all the screens I've had replaced they do

Thanks 

[Sir Tigger KC]

I'd see if the chips can be repaired before going for replacement.