It would if people were educated to budget for it...
It's seriously expensive though and became more so after Obamacare came in.
2 examples that stick in my mind from my trips to the US are:
30 year old non smoking male with no pre-existing conditions - $400 a monthThe young guy was an odd jobber, pools, maintenance anything he could find to make a buck, but as he was self employed had to buy his own insurance and told me that this was the cheapest most basic policy he could find. $400 a month is a big chunk of his take home ((before tax!)
Late 50's non smoking couple, again with no pre-existing conditions - $5000 a month. The couple were very wealthy, ran their own company and this was the best all singing, all dancing policy. I guess they could have been on the company's scheme, but chose to buy their own. Which probably tells you something about the quality of workplace health insurance schemes in the US which most people rely on for their family's healthcare needs!