Omega Owners Forum

Please login or register.

Login with username, password and session length
Advanced search  

News:

Please play nicely.  No one wants to listen/read a keyboard warriors rants....

Pages: 1 2 [3] 4  All   Go Down

Author Topic: Wall Collapse  (Read 1225 times)

0 Members and 1 Guest are viewing this topic.

Sir Tigger QC

  • Omega Queen
  • ********
  • Offline Offline
  • Gender: Male
  • West Dorset
  • Posts: 19321
    • 2 Fords
    • View Profile
Re: Wall Collapse
« Reply #30 on: 05 May 2021, 14:11:14 »

I had an old stone wall collapse in a storm 2 or 3 years ago and phoned my insurance company more in hope than expectation.  They told me I was covered as it was storm damage and told me to go ahead and get a quote to rebuild, which they quickly approved and promptly paid out when I presented the invoice.  :y 

I think you are being given the old brush off and should probably start thinking about legal advice either via your insurance's legal assistance or a firm of solicitors that specialises in insurance claims.  :-\
Logged
RIP Paul 'Luvvie' Lovejoy

JC is not The Messiah, he's a very naughty boy!!

Migv6 le Frog Fan

  • Omega Lord
  • *******
  • Offline Offline
  • Gender: Male
  • Webs End.
  • Posts: 9418
  • Nicole's Papa
    • 3.2 Elite, Boxster, Clio
    • View Profile
Re: Wall Collapse
« Reply #31 on: 05 May 2021, 14:23:00 »

Your neighbours insurance company should be their problem, not yours. The neighbour needs to reimburse you for repairs to your car, as their wall fell on it.
If their insurance company wont foot the bill, your neighbour should suffer the loss of , not you.
If they dont see it that way, they are are not nice people and should be treated suitably.  :-X
Logged
Plastic Welsh hatchbacks are awesome.

amba

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Medway towns
  • Posts: 4752
    • 2003.BLACK 3.2 ELITE
    • View Profile
Re: Wall Collapse
« Reply #32 on: 05 May 2021, 14:28:14 »

Trouble we have is the issue of who,s wall it is ...until then I cant start showing my teeth as I,m just making  noises at the wrong people .

Will look into the legal side of the insurance though .
Logged

henryd

  • Moaning Old Git
  • *
  • Offline Offline
  • Gender: Male
  • west cornwall
  • Posts: 8578
  • VW Touareg R5 tdi Auto
    • View Profile
Re: Wall Collapse
« Reply #33 on: 05 May 2021, 14:33:09 »

I think ownership of the wall is first port of call, then get heavy with the neighbours insurers or them personally if its there wall, if its your wall another plan will need thinking out :-\
Logged
other rides 
  Saab 9-5 Aero HOT estate, Citroen C4, Citroen C2, Pug 306 cabriolet
  Sterling elite trekker pikey wagon

amba

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Medway towns
  • Posts: 4752
    • 2003.BLACK 3.2 ELITE
    • View Profile
Re: Wall Collapse
« Reply #34 on: 05 May 2021, 16:12:23 »

Right just so Im totally clear on land registry and who is responsible for what.

If I stand outside the front of my property Im responsible for the boundary/fence walls etc to the left of me .My neighbours whos house is stepped forward from mine is responsible for the boundary/wall/fence etc to my right

If they stood at their house facing the front door they are responsible for everything to the left ...or as above my right
Logged

STEMO

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Posts: 3383
    • Astra 2.0 diesel
    • View Profile
Re: Wall Collapse
« Reply #35 on: 05 May 2021, 16:31:29 »

Right just so Im totally clear on land registry and who is responsible for what.

If I stand outside the front of my property Im responsible for the boundary/fence walls etc to the left of me .My neighbours whos house is stepped forward from mine is responsible for the boundary/wall/fence etc to my right

If they stood at their house facing the front door they are responsible for everything to the left ...or as above my right
That might be your understanding, but has no basis in law I'm afraid. Frustrating as it is, you'll have let the relevant parties do their digging.
Logged

amba

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Medway towns
  • Posts: 4752
    • 2003.BLACK 3.2 ELITE
    • View Profile
Re: Wall Collapse
« Reply #36 on: 05 May 2021, 16:38:02 »

Surely the properties title deeds show the boundary and what you are responsible for by the "T" logo on the deeds
Logged

Doctor Gollum

  • Over Active Thyroid
  • *********
  • Offline Offline
  • Gender: Male
  • In a colds and darks puddleses
  • Posts: 21853
  • If you can't eat them, join them...
    • Feetses.
    • View Profile
Re: Wall Collapse
« Reply #37 on: 05 May 2021, 16:43:33 »

If you have your deeds to hand, then that should clarify matters some what ;)
Logged
Onanists always think outside the box.

STEMO

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Posts: 3383
    • Astra 2.0 diesel
    • View Profile
Re: Wall Collapse
« Reply #38 on: 05 May 2021, 16:44:53 »

Surely the properties title deeds show the boundary and what you are responsible for by the "T" logo on the deeds
Our house stands on a corner plot, main road to the front, side street to the side. The terrace continues on the other side of the side street. Once upon a time, we owned the land up to halfway across the side street, the other half was owned by the house opposite. This was no more than a track but, when houses were built at the top of the side street, the council needed permission to turn it into a proper street. Both owners at that time obviously did not want to be responsible for repairs to the pavement, roadway or furniture on that street, so signed ownership over to the council.

Now, the point. I'm not exactly sure when this happened, but our deeds show that we still own halfway across the street. Deeds can be out of date and can be challenged by interested parties. Sorry.
Logged

amba

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Medway towns
  • Posts: 4752
    • 2003.BLACK 3.2 ELITE
    • View Profile
Re: Wall Collapse
« Reply #39 on: 05 May 2021, 16:56:56 »

Yes Title deeds to hand which clearly show the "T" to the left front of our property running through the front of the house and then continuing out the back to the end of the garden.Then turns right and runs along the back which is the boundary to a school as we have 1 behind us
Logged

Kevin Wood

  • Global Moderator
  • *****
  • Offline Offline
  • Gender: Male
  • Alton, Hampshire
  • Posts: 35865
    • Jaguar XE 25t, Westfield
    • View Profile
Re: Wall Collapse
« Reply #40 on: 05 May 2021, 23:00:57 »

Yes Title deeds to hand which clearly show the "T" to the left front of our property running through the front of the house and then continuing out the back to the end of the garden.Then turns right and runs along the back which is the boundary to a school as we have 1 behind us

What would be interesting is where the T on your neighbour's deeds is. That would conclusively prove which wall they are responsible for. If you're responsible for the wall on the opposite side, however, that speaks volumes.

I think it's probably a good time to get advice from your legal cover if you have it.
Logged
Tech2 services currently available. See TheBoy's price list: http://theboy.omegaowners.com/

Raeturbo

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • South Wales
  • Posts: 4055
    • Mv6 3.2 Mitsi Evo2
    • View Profile
Logged
Laying a rubber road.

Sir Tigger QC

  • Omega Queen
  • ********
  • Offline Offline
  • Gender: Male
  • West Dorset
  • Posts: 19321
    • 2 Fords
    • View Profile
Re: Wall Collapse
« Reply #42 on: 06 May 2021, 09:55:25 »

Yes download your neighbours Land Registry Certificate and plan from the Land Registry site and then you'll know yourself exactly what's what.  :y

I had a dispute with my neighbours over the fence a few years ago, and the lying cow told me that their other neighbour at the back forced them to pay for the fence between them and it wasn't her fence.  I downloaded the 'deeds' and plan from the Land Registry and it clearly showed that that fence was hers.  There were a couple of other little snippets in the 'deeds' that may come in useful one day so I didn't tell them that I had a copy of their 'deeds' as most people don't realise that they are in the public domain and still think that you have to go through solicitors for this kind of information.  ;)
Logged
RIP Paul 'Luvvie' Lovejoy

JC is not The Messiah, he's a very naughty boy!!

Jimbob

  • Global Moderator
  • *****
  • Offline Offline
  • Gender: Male
  • Chester / Flintshire
  • Posts: 24344
  • I like traffic lights, but only when they're green
    • E250 Est / Golf GTI
    • View Profile
Re: Wall Collapse
« Reply #43 on: 06 May 2021, 10:10:57 »

Interstingly my neighbours plans and mine conflict over fence ownership.

mine shows the fence as party, theres shows it as owned by me!

Either way we went halves on last replacement, but wierd little abnormality given they were built at the same time.

amba

  • Omega Baron
  • ******
  • Offline Offline
  • Gender: Male
  • Medway towns
  • Posts: 4752
    • 2003.BLACK 3.2 ELITE
    • View Profile
Re: Wall Collapse
« Reply #44 on: 06 May 2021, 10:15:11 »

Well I ordered a copy of title deeds for my property last night.Email copy arrived this morning and all it shows is the entire boundary of all properties on our part of the road.No mention of any T for ownership just a ordanace survey drawing which is less than helpful as I now the plot shape we live on .

Have contacted HSBC Legal who we are insured with and awaiting a call back from a legal advisor so the saga continues.

Skip is due at lunchtime which I paid for so can atleast start clearing the mountain of debris away so will look less like a bomb site by this evening I hope.Have managed to source all the panels and parts to get car back to the right shape although colour of the NS will be different from the rest of the car,but once this eventually gets resolved will be pushing for a total respray along with the remaining body work damage to the bonnet/boot lid and both bumpers so imagine that wont be a small cost.

Another day from work so the claim is mounting !!!

Logged
Pages: 1 2 [3] 4  All   Go Up
 

Page created in 0.048 seconds with 18 queries.