We just need to legalise hunting of them
That'd do it. Mind you don't use
foxes dogs though as that would be
unethical illegal downright naughty
Seriously though, who hasn't been sent a letter from their bank/credit card company offering them a guaranteed amount of money at x%, then been tempted to ring, only to be told that because you can't afford the repayments, the interest will be double.
LLoyds very helpfully suggested that I consolidate everything from my overdraft to my left arm. The net result of this offer would be that my average apr of 9% would suddenly become 24%, putting everything in one pot, and saving me £2 a month.
Girl on counter was quite annoyed when I politely declined their generous opportunity. If they really felt that saving 7 pence a day was the best way to solve my problems, or anyone else's for that matter, then they haven't learnt anything from the last two years. Also pointed out that as base rate was only .5%, 24% was hardly competitive.
Rant over.
And now for the weather...