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[Bo Bo]

Last week there were rumours of credit card companies reintroducing yearly charges (wonder who’ll be the first?) Then yesterday First Direct Bank said they are going to start charging £10 a month for those customers that don’t have £1500 a month paid into their accounts.
Sounds like a kick in the teeth for the not so well off & it’ll affect women that take extended maternity leave etc…….

[MikeDundee]

Change banks?, I've been with FD for almost seven yrs now good bank, don't say I agree with what they're doing though, its reckoned others may follow suit

[Bo Bo]

I'm not with them (& nor will I be now). I hear they're very good, but think it's out of order.

[Elite Pete]

Its because the banks will soon have to clear cheques in a couple of hours rather than 3 days so they will loose the interest plus people are asking for money back they have been over charged from bank charges for letters/going overdrawn/bounced cheques. I have read of one bloke getting £9000 back after threatening to take them to court. The banks have always screwed people in one way or another and as soon as one is made illegal they think up another one.

[Markie]

this is excellent news and long over due.

Used to work in financial services so i know this is just a money maker for the banks.

However they wil just increase other charges to recoup  

[Ghosts in my machine]

They manage to clear cheques quickly in other countries like Sweden without charging the earth. It is a money making exercise. I wish they'd just be honest and say so. As soon as one does it, the rest have to follow in order to stay competitive (and by that I mean shareholders, not customers).

If HSBC started giving away free Bananas and signed photos of Jason Donovan, the others wouldn't be far behind with other fruit and Z list celebrity offerings.

[Bo Bo]

this is excellent news and long over due.

Used to work in financial services so i know this is just a money maker for the banks.

However they wil just increase other charges to recoup  

You've lost me there, how is it excellent news if it's just a money maker for banks?  :-?

[Markie]

this is excellent news and long over due.

Used to work in financial services so i know this is just a money maker for the banks.

However they wil just increase other charges to recoup  

You've lost me there, how is it excellent news if it's just a money maker for banks?  :-?

  i`ve lost myself - was reading metro as i typed and was replying to the metro article

what a dumbo  

the metro thing was advising that the banking system will be overhauled next year and internet ttransfers wont have to clear between banks and also that the cheque clearing process time is to be slashed.

This is excellent news - the end of free banking on this thread clearly is not. but i think the two are linked - if banks lose intrest in the clearing prcess as planned they will recoup elsewhere ( such as annual fees)

[Markie]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

[Bo Bo]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

I'll refrain  

[Markie]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

I'll refrain  

Please dont refrain it will make me feel better if you let it out   by the way just checked my email to make sure i didnt email the metro about vauxhall omegas  

[The Barge Captain]

If HSBC started giving away free Bananas and signed photos of Jason Donovan, the others wouldn't be far behind with other fruit and Z list celebrity offerings.

     

That should get rid of most of the contestants from Big Brother

[STMO123]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

Pillock!

[Markie]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

Pillock!

 

[STMO123]

Good grief Markie, just noticed your post count

[Markie]

Good grief Markie, just noticed your post count

oh its a sprint not a marathon or is that the other way around  :-/

[TheBoy]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

Pillock

[Chopsdad]

If it's any help, the clearing changes don't come into effect until November 2007.

The High Street Banks have no plans to levy fees at this current time - First Direct is an Internet Bank set up to cream off the top earning customers, who provide income via loans, mortgages & savings.  They are simply using this as an excuse to clear house of all the lower earners who are more service hungry and cost more to maintain.

UK banks don't charge for DD's, cheques or all those little plastic cards you use to scrape the ice of your windscreens on a frosty morning - First Direct just want it all on a plate.

Rant over.

[MikeDundee]

and evereyone on here is now entitled to call me a pillock for the rest of the day    

  ...pillock....  

[Markie]

c`mooooooon guys keep it coming - only 3 guys are man enough to call me a pillock on the whole thread  

i am a pillock - unill midnight  

[Chopsdad]

c`mooooooon guys keep it coming - only 3 guys are man enough to call me a pillock on the whole thread  

i am a pillock - unill midnight  

'unill' midnight - pillock  

[Markie]

c`mooooooon guys keep it coming - only 3 guys are man enough to call me a pillock on the whole thread  

i am a pillock - unill midnight  

'unill' midnight - pillock  

yeah yeah okay   y`know something when i type fast on my laptop it occasionally misses letters out - doesnt happen on a desktop  :-/

[Chopsdad]

No its cos you're a pillock  

(Untill midnight anyway)

[CaptainZok]

pillock  

[x25xe]

Please dont refrain it will make me feel better if you let it out   by the way just checked my email to make sure i didnt email the metro about vauxhall omegas  

And did you mail the metro about Vauxhall Omegas?

[Markie]

Please dont refrain it will make me feel better if you let it out   by the way just checked my email to make sure i didnt email the metro about vauxhall omegas  

And did you mail the metro about Vauxhall Omegas?

thankfully no - or id have been a pillock for two days running!!