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General Car Chat / Re: Shunted on the way home .....
« on: 08 February 2018, 19:51:35 »..... last night while in my Fortwo Smart by a Land Rover Sport. Though I've yet to get under & have a proper look, my Smart seems unscathed. His MOT ran out 2 Jan 2018, do I give hi me the benefit of the doubt?
Nope, report it to your insurance company......as you are contractually obliged to.
Not exactly. Read your policy first, as wording varies. Some simply say notify if you are involved in an accident. Other say notify if you are involved in an accident that could lead to a claim on the policy. In the latter case, as the other driver is at fault and you will not claim on your policy then no need to notify your insurer