.....
You'd have to be brain dead to fall for any of these.
my wife had a similar message a few weeks back re her Halifax acc. It shook her up to start with as the amount that was supposedly taken was about what she had in her acc ...just a few hundred quid. She's normally pretty savvy but I think that if I'd not been with her & told it her it more likely to be a scam, I think she might have been tempted to follow the link.
As it was, she logged into her acc via her lap top & could see that all was OK.
Some scammers will even ring you and tell you the last transactions you made on your account, because they have accessed it through getting your login details from a hack or bent employee. But they can't shift any money without the code the bank send to your phone, or the details from your card reader, to set up a new payee.
In one scam on tv this week, they didn't manage to get the code, so transferred the cash to an existing payee, one of the victims friends. They then had the cheek to ring the victim, purporting to be from the bank, and told them a payment had been made by error to his friend. They asked him to ring the friend and tell him to transfer the money to a 'safe' account, so they could return it to him from there.
They don't give up easily.