1
General Discussion Area / mig gone
« on: 30 October 2011, 19:11:35 »
sold at last 
- 04 May 2024, 19:03:39
- Welcome, Guest
News:
Welcome to OOF
Show Posts
This section allows you to view all posts made by this member. Note that you can only see posts made in areas you currently have access to.
Pages: [1]
2
General Discussion Area / 2 hours to go
« on: 28 October 2011, 08:25:01 »
ill be a married man in 2 hours 
but i have already lost my best man (brother)
he got rushed to hospital last night with a blood clot on the lung
but i have already lost my best man (brother)he got rushed to hospital last night with a blood clot on the lung
3
General Car Chat / mg mgf convertible
« on: 26 October 2011, 11:54:01 »
help would be very appreciated 
i may be swapping my mig for a '99 1.8 mgf. does anyone know of things to look out for as i dont know alot about these cars.
i know i may get some people saying why? but fuel costs is the major reason along with migs not selling.
thanks in advance
i may be swapping my mig for a '99 1.8 mgf. does anyone know of things to look out for as i dont know alot about these cars.
i know i may get some people saying why? but fuel costs is the major reason along with migs not selling.
thanks in advance
4
General Discussion Area / cash for crash!!!
« on: 20 October 2011, 12:27:47 »
Rising insurance premiums are a problem that has affected the large majority of motorists on British roads.
Earlier this year the AA British Insurance Premium Index reported the average drivers premium had risen a shocking 33.2% from 2010.
Although there are numerous reasons for the increase in costs, the biggest issue for insurers is the rising number of fraudulent personal injury claims submitted. The number of staged incidents or ‘Crash for Cash’ accidents as they have become known in the media have had a massive effect on the price of car insurance, namely in inner city areas. The knock on effect of these claims, usually for whiplash, is huge. As well as the compensation that is paid out to claimers, insurers are forking out for other costs incurred including vehicle repairs, legal cover and doctor’s fees leading to the total costs of minor claims skyrocketing.
On top of the massive coverage ‘Crash for Cash’ incidents have received in the national press, BBC 1 highlighted the problem on its Panorama program.
The documentary gives a detailed insight into the ‘Crash for Cash’ problem by infiltrating a criminal ring that organise and carry out these accidents. The program does not make for pleasant watching and is sure to raise a few temperatures.
To watch the full episode on BBC I Player follow the link below ....
http://www.bbc.co.uk/iplayer/episode/b012s1xj/Panorama_The_Great_Car_Insurance_Swindle/
Earlier this year the AA British Insurance Premium Index reported the average drivers premium had risen a shocking 33.2% from 2010.
Although there are numerous reasons for the increase in costs, the biggest issue for insurers is the rising number of fraudulent personal injury claims submitted. The number of staged incidents or ‘Crash for Cash’ accidents as they have become known in the media have had a massive effect on the price of car insurance, namely in inner city areas. The knock on effect of these claims, usually for whiplash, is huge. As well as the compensation that is paid out to claimers, insurers are forking out for other costs incurred including vehicle repairs, legal cover and doctor’s fees leading to the total costs of minor claims skyrocketing.
On top of the massive coverage ‘Crash for Cash’ incidents have received in the national press, BBC 1 highlighted the problem on its Panorama program.
The documentary gives a detailed insight into the ‘Crash for Cash’ problem by infiltrating a criminal ring that organise and carry out these accidents. The program does not make for pleasant watching and is sure to raise a few temperatures.
To watch the full episode on BBC I Player follow the link below ....
http://www.bbc.co.uk/iplayer/episode/b012s1xj/Panorama_The_Great_Car_Insurance_Swindle/
5
General Discussion Area / at last.............
« on: 12 October 2011, 20:41:24 »
............got my date for my hernia operation,thursday 3rd november, 6 days after i get married.
cant wait for both
cant wait for both
6
Omega Electrical and Audio Help / 2001 stereo fascia
« on: 31 July 2011, 06:35:09 »
hi,have only owned my car for a couple of days and now its time to put my stereo in.where can i get a fascia from?
tried halfords with no luck
tried halfords with no luck
7
Omega General Help / suspect head gasket?
« on: 08 September 2011, 20:57:03 »
driving along last week and had check coolant level come up.topped it up,now it has come back on tonight after 50 miles,so topped it up and it took a litre of water. just took off oil filler cap and guess what?
yes,white gunk all over it!!
would this be defo head gasket?
any info would be good ie:is it gasket?how much would it cost to get sorted at a garage?
if to much ill be selling car as a whole or taking apart to sell
yes,white gunk all over it!!
would this be defo head gasket?
any info would be good ie:is it gasket?how much would it cost to get sorted at a garage?
if to much ill be selling car as a whole or taking apart to sell
8
Omega General Help / stud pattern and et help
« on: 06 August 2011, 08:44:38 »
what is the stud pattern and et on my 2001 omega?
any help would be good as cant find anything on here
about it
any help would be good as cant find anything on here
about it
9
Newbie Welcome Area / NEW FROM NEWMARKET
« on: 30 July 2011, 06:55:07 »
HELLO LADIES AND GENTS AND ANYONE WHO DOES NOT FIT THAT CRITERIA. JUST BOUGHT MYSELF A 2001 CDX 2.6 AUTO IN BLACK (WHAT HAVE I BEEN MISSING)
WHAT A COMFY MOTOR FROM MY GOLF GTI.
LOOK FORWARD TO SPEAKING TO YOU ALL
WHAT A COMFY MOTOR FROM MY GOLF GTI.
LOOK FORWARD TO SPEAKING TO YOU ALL
10
Car Parts, bits For Sale & Wanted / wanted:boot spoiler
« on: 16 September 2011, 20:01:31 »
Hi fellow oof members,
After a boot spoiler for my 2001 mig.Prefer a black one but can always get it sprayed.What ya got?
Many thanks steve.
After a boot spoiler for my 2001 mig.Prefer a black one but can always get it sprayed.What ya got?
Many thanks steve.
11
Omega Gallery / project omega
« on: 01 September 2011, 13:37:49 »
This is my 2.6 cdx omega how i picked it up.Plenty to do to it like stiffen up the suspension as it handles like a boat.Get some new alloys as the std ones are s**t. Tint the rear lights and the windows.Anda good mop and polish.
12
Meetings, gatherings, parties etc / players v
« on: 14 September 2011, 17:44:13 »
premium automotive show
the venue is north weald aerodrome essex on the 18th september 2011
gates open at 10:00 am
free show and shine
50+ trophies
trade stands
club stands
food stands
licensed bar
live dj sets
been to this the last few years and its a great day out,not to be missed
the venue is north weald aerodrome essex on the 18th september 2011
gates open at 10:00 am
free show and shine
50+ trophies
trade stands
club stands
food stands
licensed bar
live dj sets
been to this the last few years and its a great day out,not to be missed
13
General Discussion Area / car insurance ( sticky this?)
« on: 13 September 2011, 20:51:34 »
Obviously its been all over the press recently and discussed how on various forums about how much insurance has increased recently so I thought I would post up a few tips on ways you may be able to reduce your premium. I cant guarantee these will work for everyone but here goes....
Cover – If your price has shot up, or all of your quotes are too high, do you really need Fully Comprehensive cover or will Third Party Fire and Theft do? Bear in mind though, TPF&T is generally cheaper as you are covered for less – obvious really. Granted you won’t be covered for damage to your own vehicle, so if you drive into a wall your insurers will fix the wall and you’ll have to sort out your car. But would you really make a claim on your insurance if it was covered, it’s worth thinking about…..if you ‘know the right people’ who can repair it cheaply, or the car is a ‘bit of a banger’ and only worth a couple of hundred quid, by the time you add into the equation the cost of your Excess and the loss of NCB would you actually benefit from claiming, if not, why not consider TPF&T. Even if it’s just for a year or so until the prices decrease!
Voluntary Excess – By volunteering to pay more on top of the standard policy excess required by any insurer you’ll often bag yourself a further discount. Don’t forget though, it needs to still be a realistic amount which you will be willing to pay, if it’s too high and you won’t be able to pay it if you do need to claim you’ll only end up shooting yourself in the foot.
Limited Mileage – How many miles will you actually drive your car over the course of the year? Fair enough if you use it every day you will probably do 10,000+ miles in a year, but if you are only using it to go to meets and shows are you really driving that far? Many insurers will offer discounts for limited mileage policies. If your car is driven less, there is less chance of you crashing it. Very low limits can even knock up to 50% off your premium!
Use – if you are only using your car for meets and shows and don’t need to drive to work ever, you only need to insure it for Social, Domestic and Pleasure, which again will often cost less than if you are commuting.
No Claims Bonus – One of the more obvious ways to save money I know. But, if at all possible try to stick with your policy until it expires in order to earn your extra year of No Claims Bonus. When it comes to changing your car, your current policy may want an extra £100 to cover it for the 3 months left of the year for example, whereas elsewhere you can get a whole years policy for £350, but don’t forget the year of NCB you will or will not earn could make quite a difference for years to come. Bear in mind the first years NCB discount is often up to 35%.
10 Month ‘Bonus Accelerator’ Policies – Whilst I’m on the subject of NCB, be careful when considering taking a 10 month ‘Bonus Accelerator’ policy. Although it sounds too good to be true that after only 10 months of being claim free you will earn a years NCB, the majority of the time it is and this NCB is only any use to the company you earned it with. You’ll find a very large number of insurers cannot accept NCB unless it was earned on a 12 month policy. Also whilst on the subject – the same tends to go for companies who promise to provide you with a NCB discount for being a named driver. I’m not saying always avoid these, but I am saying do your homework first, otherwise you just end up throwing your money away in the long run.
Insuring Your Car On A Parents Policy – This one is simple – DON’T DO IT. The majority of companies won’t cover this anyway and the ones who will, will rate on the ‘highest risk’ driver…..which will be you anyway. Since the policy will rate on the youngest, highest risk driver, you may as well insure the car correctly, and earn NCB for yourself……the short term pain is definitely worth the long term gain. You may also find with doing this that, again if you have a claim, the insurers will delve a little deeper into the circumstances, and again when they find out that your Mum doesn’t drive a highly modified GTI and it is in fact your car that……….guess what…….once again, you’re uninsured and landed with a very large bill!
Driver Restriction – The fewer drivers named on a policy, again the less it is likely to be on the road, which again can result in a discount. It is often a myth that adding a parent to a policy will make it cheaper. I’m not saying it won’t, with some insurers it might, but if they are not actually likely to drive your car, get quotes without them on there. Likewise, is the girlfriend/boyfriend actually going to drive it? Do you really need them on the policy?
Security – Many insurers will give discounts for security, if you’ve got some don’t forget to mention it, if you haven’t get prices from companies with and without security to see how much it will save you……it may be worth fitting some. Remember a Thatcham approved Category 2 immobiliser can be as little as £80 fitted. If you already have a Cat2 immobiliser, you usually won’t get any further discount for upgrading to a Cat1 alarm though…and since these can easily cost your £400, check if you’ll save any money before just getting one fitted and being disappointed.
If you’re not sure what security is on your car as standard, you can check here:
http://www.thatcham....abigrouprating/
Ownership – We all get bored, but chopping and changing your car not only costs you the money lost in depreciation, paying to advertise to sell it etc, but a number of insurers will actually give discounts for you having owned your car for a length of time. The logic behind this is that as you driven the same car for a while you are able to ‘prove’ that you have experience driving it
more to follow
Cover – If your price has shot up, or all of your quotes are too high, do you really need Fully Comprehensive cover or will Third Party Fire and Theft do? Bear in mind though, TPF&T is generally cheaper as you are covered for less – obvious really. Granted you won’t be covered for damage to your own vehicle, so if you drive into a wall your insurers will fix the wall and you’ll have to sort out your car. But would you really make a claim on your insurance if it was covered, it’s worth thinking about…..if you ‘know the right people’ who can repair it cheaply, or the car is a ‘bit of a banger’ and only worth a couple of hundred quid, by the time you add into the equation the cost of your Excess and the loss of NCB would you actually benefit from claiming, if not, why not consider TPF&T. Even if it’s just for a year or so until the prices decrease!
Voluntary Excess – By volunteering to pay more on top of the standard policy excess required by any insurer you’ll often bag yourself a further discount. Don’t forget though, it needs to still be a realistic amount which you will be willing to pay, if it’s too high and you won’t be able to pay it if you do need to claim you’ll only end up shooting yourself in the foot.
Limited Mileage – How many miles will you actually drive your car over the course of the year? Fair enough if you use it every day you will probably do 10,000+ miles in a year, but if you are only using it to go to meets and shows are you really driving that far? Many insurers will offer discounts for limited mileage policies. If your car is driven less, there is less chance of you crashing it. Very low limits can even knock up to 50% off your premium!
Use – if you are only using your car for meets and shows and don’t need to drive to work ever, you only need to insure it for Social, Domestic and Pleasure, which again will often cost less than if you are commuting.
No Claims Bonus – One of the more obvious ways to save money I know. But, if at all possible try to stick with your policy until it expires in order to earn your extra year of No Claims Bonus. When it comes to changing your car, your current policy may want an extra £100 to cover it for the 3 months left of the year for example, whereas elsewhere you can get a whole years policy for £350, but don’t forget the year of NCB you will or will not earn could make quite a difference for years to come. Bear in mind the first years NCB discount is often up to 35%.
10 Month ‘Bonus Accelerator’ Policies – Whilst I’m on the subject of NCB, be careful when considering taking a 10 month ‘Bonus Accelerator’ policy. Although it sounds too good to be true that after only 10 months of being claim free you will earn a years NCB, the majority of the time it is and this NCB is only any use to the company you earned it with. You’ll find a very large number of insurers cannot accept NCB unless it was earned on a 12 month policy. Also whilst on the subject – the same tends to go for companies who promise to provide you with a NCB discount for being a named driver. I’m not saying always avoid these, but I am saying do your homework first, otherwise you just end up throwing your money away in the long run.
Insuring Your Car On A Parents Policy – This one is simple – DON’T DO IT. The majority of companies won’t cover this anyway and the ones who will, will rate on the ‘highest risk’ driver…..which will be you anyway. Since the policy will rate on the youngest, highest risk driver, you may as well insure the car correctly, and earn NCB for yourself……the short term pain is definitely worth the long term gain. You may also find with doing this that, again if you have a claim, the insurers will delve a little deeper into the circumstances, and again when they find out that your Mum doesn’t drive a highly modified GTI and it is in fact your car that……….guess what…….once again, you’re uninsured and landed with a very large bill!
Driver Restriction – The fewer drivers named on a policy, again the less it is likely to be on the road, which again can result in a discount. It is often a myth that adding a parent to a policy will make it cheaper. I’m not saying it won’t, with some insurers it might, but if they are not actually likely to drive your car, get quotes without them on there. Likewise, is the girlfriend/boyfriend actually going to drive it? Do you really need them on the policy?
Security – Many insurers will give discounts for security, if you’ve got some don’t forget to mention it, if you haven’t get prices from companies with and without security to see how much it will save you……it may be worth fitting some. Remember a Thatcham approved Category 2 immobiliser can be as little as £80 fitted. If you already have a Cat2 immobiliser, you usually won’t get any further discount for upgrading to a Cat1 alarm though…and since these can easily cost your £400, check if you’ll save any money before just getting one fitted and being disappointed.
If you’re not sure what security is on your car as standard, you can check here:
http://www.thatcham....abigrouprating/
Ownership – We all get bored, but chopping and changing your car not only costs you the money lost in depreciation, paying to advertise to sell it etc, but a number of insurers will actually give discounts for you having owned your car for a length of time. The logic behind this is that as you driven the same car for a while you are able to ‘prove’ that you have experience driving it
more to follow
14
General Discussion Area / AVATER PICTURE
« on: 01 September 2011, 15:15:58 »
why is my avater picture BIG 
??
??
15
General Discussion Area / The pet thread
« on: 02 August 2011, 18:46:32 »
hello everyone,thought id start a thread showing members pets!
start with mine which are 2 brothers mutley and harvey.they are border/patterdale cross terriers.they are 6 months apart in age.
this is mutley with his younger brother on his 1st car ride
this is mutley at 8 weeks :-?
mutley how he is now 8-)
start with mine which are 2 brothers mutley and harvey.they are border/patterdale cross terriers.they are 6 months apart in age.
this is mutley with his younger brother on his 1st car ride
this is mutley at 8 weeks :-?
mutley how he is now 8-)
Pages: [1]