Topic: dead Omega (Read 3171 times)

Salty · « **on:** 25 March 2007, 13:11:03 »

I'll let the pictures do the talking :-/

Don't think it will be repaired

JamesV6CDX · « **Reply #1 on:** 25 March 2007, 13:23:45 »

Yikes, sorry mate.

What happened?

Salty · « **Reply #2 on:** 25 March 2007, 13:32:58 »

fire brigade reckon electrical fault. Car hadn't been used for nearly 18 hours so can't have been anything else really.

Elite Pete · « **Reply #3 on:** 25 March 2007, 13:34:41 »

Your not having much luck with the cars at the moment

Salty · « **Reply #4 on:** 25 March 2007, 13:38:19 »

Quote

Your not having much luck with the cars at the moment

your right there, it's actually parked in the exact same spot as the wifes was in when it got painted.

Admin · « **Reply #5 on:** 25 March 2007, 14:08:28 »

me!

That certainly looks like an electrical fire.

When you get a replacement.... DON'T park it there agin, looks like a cursed space!

tunnie · « **Reply #6 on:** 25 March 2007, 15:55:28 »

ouch!! sorry to see that...

Thats the 3rd leccy fire thats been to do with the Elites, i seam to remember someone had a fire in the exact same place!

Andy B · « **Reply #7 on:** 25 March 2007, 16:47:16 »

Bugger!!

Can I have/purchase the nearside headlamp washer please!!

Salty · « **Reply #8 on:** 26 March 2007, 07:43:56 »

Quote

Bugger!!
Can I have/purchase the nearside headlamp washer please!!

Just to compound a bad day, I did salvage the headlight washer before they took the car away. Went to look for said washer last night and found the dog had chewed it up

Marks DTM Calib · « **Reply #9 on:** 26 March 2007, 08:05:06 »

Quote

ouch!! sorry to see that...

Thats the 3rd leccy fire thats been to do with the Elites, i seam to remember someone had a fire in the exact same place!

Not a problem on 97/98 onwards cars with the positive distribution setup...

Ronald_McBurger · « **Reply #10 on:** 26 March 2007, 08:21:07 »

Just wants that stone chip on the windscreen fixing and a bit of t-cut I would say.

But then again..................

DaveL · « **Reply #11 on:** 26 March 2007, 08:28:21 »

Sorry to see the pics but pleased you and yours are alright.

8-)
DaveL

hotel21 · « **Reply #12 on:** 26 March 2007, 10:46:31 »

PM sent....

nixoro · « **Reply #13 on:** 26 March 2007, 12:14:38 »

Sorry for your loss, still atleast a car can be replaced good luck with the next one

Del Boy · « **Reply #14 on:** 26 March 2007, 21:38:57 »

Sorry to see that mate

Bo Bo · « **Reply #15 on:** 26 March 2007, 21:50:33 »

Oh dear, sorry to see that, another one bites the dust....

Salty · « **Reply #16 on:** 03 April 2007, 16:45:54 »

Insurance have classed the car as a total loss now, can't say I was surprised and have offered £1125 minus the excess.

Martin_1962 · « **Reply #17 on:** 03 April 2007, 19:42:07 »

Oh dear that is not good - push for more

Danny · « **Reply #18 on:** 03 April 2007, 21:38:37 »

can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?

I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?

Omega VT3000 · « **Reply #19 on:** 03 April 2007, 21:41:59 »

Choked for you. Apparently very few car fires are as a result of fuel leaks, most are electrical.

Omega VT3000 · « **Reply #20 on:** 03 April 2007, 21:44:06 »

Quote

can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?

I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?

They generally only offer trade value plus a little bit, you usually have to negotiate the value up if you don't have an agreed value. The value you give them is probably irrelevant but I suppose it means that they may partly base the premium on your value of the car even though they won't pay it. If you under value it, their quids in on a payout.

Danny · « **Reply #21 on:** 03 April 2007, 21:47:16 »

best get a fire extinguisher and bubblewrapped bumpers then hadn't I!

Bo Bo · « **Reply #22 on:** 03 April 2007, 21:57:16 »

Quote

can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?

I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?

I guess it depends on the Insurance assessor.
When I wrote mine off the other week he said I should expect to pay about £850 private sale (which is about what I was expecting to get) & £1125 forecourt for one like mine, but as the Omega's are under-valued & mine had been well looked after; would I be prepared to accept £1500

TheBoy · « **Reply #23 on:** 03 April 2007, 21:58:24 »

Quote

can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?

I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?

You get 'market value' minus excess. If your stated value is below 'market value', you will get the lower figure.

Salty · « **Reply #24 on:** 04 April 2007, 07:14:07 »

The offer they are making is based on glass's guide adjusted for more than average mileage (105k) average is 84k apparently on a 10 year old car :-? Checking with parkers and what car they are offering trade in price

which is all well and good if I were selling the car, but I'm not selling it I am having to replace it so I would expect the the forecourt price minus a little as a fair deal. I don't think the estimated value on the insurance is taken into account by them but I will use it as an additional bargaining tool, after all they accepted this valuation when I took the policy out.

News:

Author Topic: dead Omega (Read 3171 times)

Ronald_McBurger

Martin_1962