91
General Discussion Area / Re: Dead Person
« on: 03 December 2025, 23:41:40 »
Steve Cropper 84.
An real genuine legend to music lovers.
RIP.
An real genuine legend to music lovers.
RIP.
- 14 January 2026, 23:53:33
- Welcome, Guest
News:
Please play nicely. No one wants to listen/read a keyboard warriors rants....
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92
General Car Chat / Re: So what have you done to your car today?
« on: 01 December 2025, 23:38:06 »Started stripping the black Omega of the extras I plumbed into it ready to sell / scrap it.
Some nice parts coming up in the For Sale section soon ?
93
General Discussion Area / Re: Budget.
« on: 01 December 2025, 15:21:13 »
This Government creating a mess ?
Surely you must be mistaken
Surely you must be mistaken
94
General Discussion Area / Re: Budget.
« on: 01 December 2025, 12:07:52 »Another one I heard from Martin Lewis yesterday evening, pensioners will not have to pay income tax on their state pension, even if/when the pension exceeds the 20% tax threshold, which it will do in 2027.Penson income has always been subject to tax, it's just that the SP has always been less than your personal allowance, so the applicable tax rate is 0%. The SP is always payed as the first tranche of your income.
However, they will have to pay tax on their occupational pension.
What happens at the moment is the amount of your SP is deducted from your personal allowance. So if your SP is (say) £10K, and the 'normal' personal allowance is £12570, then your tax code will be 257 (12570 - 10000 = 2570), rather than 1257. This means any other income provider (work, occupation pension or private pension) will pay the first £2570 tax free, and then deduct 20% on everything above that.
If/when the SP exceeds £12570 it makes no sense for the govt to pay it all out, and then HMRC try to claim it back in tax. It would get really messy for pensioners whose only source of income is their SP. They'd end up filling in self assesement tax returns every year.
There must be some people whose SP already exceeds their PA. Anyone on the pre 2016 system with significant S2P/SERPS could be receiving close to £16K. I wonder how that is treated at the moment?
Hence my tax code changing from 12???M to 38M
95
General Discussion Area / Re: What has P*ssed you off today?
« on: 29 November 2025, 23:45:48 »And then earn at least £200 a day, and only put half through the books. Nice work for a young fit bloke.The fencers who came yesterday morning and took down my side gate and 6ft panel down the side of my house which was knackered. Then the delivery of the new stuff was late so he said he'd go and have look at another job and come back and finish after lunch.
The new stuff came, and then the fencer phoned and said he'd now be coming back in the morning at 7.30am. It was absolutely lashing down at 7.30am and he didn't come which wasn't surprising, but haven't seen him yet and he's not answering my calls FFS.
British builders, backbone of the country.
How to become a builder?
F*uck about at school and leave with no qualifications. Then buy a knackered flatbed and you suddenly become an expert in roofing, guttering, tree cutting, drains, fencing, driveway cleaning and laying.
Fixed that for you, Albs
Many thanks.
96
General Discussion Area / Re: What has P*ssed you off today?
« on: 29 November 2025, 20:29:01 »The fencers who came yesterday morning and took down my side gate and 6ft panel down the side of my house which was knackered. Then the delivery of the new stuff was late so he said he'd go and have look at another job and come back and finish after lunch.
The new stuff came, and then the fencer phoned and said he'd now be coming back in the morning at 7.30am. It was absolutely lashing down at 7.30am and he didn't come which wasn't surprising, but haven't seen him yet and he's not answering my calls FFS.
British builders, backbone of the country.
And then earn at least £200 a day, and only put half through the books. Nice work for a young fit bloke.
How to become a builder?
F*uck about at school and leave with no qualifications. Then buy a knackered flatbed and you suddenly become an expert in roofing, guttering, tree cutting, drains, fencing, driveway cleaning and laying.
97
General Discussion Area / Re: Budget.
« on: 26 November 2025, 21:12:35 »
Im in a salary sacrifice pension scheme.
Im a state pensioner who is still working. The fiscal drag of tax allowances remaining unchanged mean I effectively pay 20% tax on my state pension, and inflation will eat into my standard of living.
One of the reasons Im still working is that Gordon Brown hammered those of us who were responsible enough to pay into private pensions out of our wages at the time.
There should be a law against Labour being in charge of the countries finances, even if they are in Government.
Im a state pensioner who is still working. The fiscal drag of tax allowances remaining unchanged mean I effectively pay 20% tax on my state pension, and inflation will eat into my standard of living.
One of the reasons Im still working is that Gordon Brown hammered those of us who were responsible enough to pay into private pensions out of our wages at the time.
There should be a law against Labour being in charge of the countries finances, even if they are in Government.
98
General Discussion Area / Re: Budget.
« on: 26 November 2025, 18:45:15 »
Ah, I think your right.
Makes a change.
Makes a change.
99
General Discussion Area / Re: Budget.
« on: 26 November 2025, 18:38:53 »
High tax, high spend budget.
They claim the number one priority is economic growth, but high tax / high spend means this is unlikely in the extreme.
Economic illiteracy yet again, but its in Labours DNA.
They claim the number one priority is economic growth, but high tax / high spend means this is unlikely in the extreme.
Economic illiteracy yet again, but its in Labours DNA.
100
General Discussion Area / Re: Budget.
« on: 26 November 2025, 18:28:33 »
Your hybrid will be affected.
102
General Discussion Area / Re: Dead Person
« on: 25 November 2025, 18:17:36 »
Joan Branson. 80.
Poor woman had to put up with that prick for 50 years. It would have been fairer if she outlived him and had some time on her own.
Poor woman had to put up with that prick for 50 years. It would have been fairer if she outlived him and had some time on her own.
103
General Discussion Area / Re: Nathan Gill
« on: 25 November 2025, 12:05:17 »
I dont think it will do too much harm tbh.
Similar to the desperate MSM trying to drag up racist remarks from Farage when he was a schoolboy.
Many people are totally disillusioned with Labour / Tories lies, incompetence and taking the electorate for granted, they are going to give Reform a chance, and hope they will do better.
Similar to the desperate MSM trying to drag up racist remarks from Farage when he was a schoolboy.
Many people are totally disillusioned with Labour / Tories lies, incompetence and taking the electorate for granted, they are going to give Reform a chance, and hope they will do better.
104
General Discussion Area / Re: Dead Person
« on: 24 November 2025, 21:52:44 »
Cant imagine why she didnt find it amusing.
105
General Car Chat / Re: So what have you done to your car today?
« on: 24 November 2025, 21:51:43 »
Ive started down that road myself. It aint easy, but has to be done. Cant be the family brick forever and ever.