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[Doctor Gollum]

Such policies have their uses, but are generally a waste of money...

Save the premium and the new machine will pay for itself. £15 a month saved will buy a new appliance every three years.

Wrong again!

I pay just £3.85 for my washing protection, and as with all my D&G policies, I get my money worth and peace of mind overall with what I get back.

Or buy a decent washing machine in the first place and budget to save up for it

[TheBoy]

My mum uses those domestic appliance insurance. It works for her. No idea what she pays, and it doesn't cover really old stuff either if deemed irrepairable.

She's not in a position to fix stuff like that herself, and she seems to have dreadful trouble getting tradespeople to come (I know that feeling with bastard builders round here  ), so having a nice man turn up the next day and pull out her (fitted) appliances to fix them probably is "value", no matter what the cost, within reason.

[STEMO]

Such policies have their uses, but are generally a waste of money...

Save the premium and the new machine will pay for itself. £15 a month saved will buy a new appliance every three years.

Wrong again!

I pay just £3.85 for my washing protection, and as with all my D&G policies, I get my money worth and peace of mind overall with what I get back.

Or buy a decent washing machine in the first place and budget to save up for it

Good grief    Is there any thread that is safe from you? 

[STEMO]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

[Lizzie Zoom]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are good machines Steve, but I have a preference for Hotpoint / Bosch appliances, which contrary to DG opinions are also good, long lasting machines. 

I never buy cheap versions, and with washing machines / tumble dryers go for 9kg load models.  They rarely give me any issues, but when they do I know a nice man comes along to keep them running. At no extra cost. Mine usually last around 7 years on that basis.

The cooker , dish washer and fridge freezer are also covered so I have complete piece of mind, plus I have D&G rewards building up to go towards replacements if necessary.

[YZ250]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

£3.85 is very reasonable, shame the lowest we could get from them was £7 per month, fixed for 3 years, on a brand new Bosch washing machine.    (2 of those being still in the guarantee period)    Then the premium gradually creeps up, until you phone to cancel, and then it comes down again. 
As I said previously, if you bail out before the year is up, you get charged in full for any repairs that have been carried out within that term.

Edit:
Just been corrected by her who operates it, the D&G premium offer was £9 per month fixed for 3 years, for the new machine. 

[Lizzie Zoom]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

£3.85 is very reasonable, shame the lowest we could get from them was £7 per month, fixed for 3 years, on a brand new Bosch washing machine.    (2 of those being still in the guarantee period)    Then the premium gradually creeps up, until you phone to cancel, and then it comes down again. 
As I said previously, if you bail out before the year is up, you get charged in full for any repairs that have been carried out within that term.

Edit:
Just been corrected by her who operates it, the D&G premium offer was £9 per month fixed for 3 years, for the new machine. 

I do not know how D&G calculate the risk / premium, but I suspect the potential costs of repair and the parts for each brand is a big factor.  The D&G organised repair engineer I have found, for both my and my daughters Hotpoint’s, to be always a Hotpoint guy and know my machines backwards.

[YZ250]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are good machines Steve, but I have a preference for Hotpoint / Bosch appliances, which contrary to DG opinions are also good, long lasting machines. 
.......

We just binned a four year old Hotpoint washing machine. It had to have a new programmer circuit board fitted at just ONE WEEK old, and another at ten months old. The reason we took out the D&G cover was because we expected more trouble out of the warranty period. Typically it's not gone wrong since  , until the howling drum bearings, but it's put us off Hotpoint. It's been howling on spin mode for some time now, they just ain't made like they used to be. 

[Lizzie Zoom]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are good machines Steve, but I have a preference for Hotpoint / Bosch appliances, which contrary to DG opinions are also good, long lasting machines. 
.......

We just binned a four year old Hotpoint washing machine. It had to have a new programmer circuit board fitted at just ONE WEEK old, and another at ten months old. The reason we took out the D&G cover was because we expected more trouble out of the warranty period. Typically it's not gone wrong since  , until the howling drum bearings, but it's put us off Hotpoint. It's been howling on spin mode for some time now, they just ain't made like they used to be. 

But that is where D&G step in and give you a lovely new drum and you keep the machine going until the overloads catch up with it, then the process with D&G repeats itself!

[JamesV6CDX]

Checked that bearing supplier sadly they can’t help.

Zanussi are absolute b@stards. I can’t believe I may have to scrap this machine over a £10 bearing 

[Field Marshal Dr. Opti]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are usually for 'parts only'

Any  repairas have to be done by the manufacturer at sky high labour rates.

[STEMO]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are usually for 'parts only'

Any  repairas have to be done by the manufacturer at sky high labour rates.

The 'repairas' on mine are included in the warranty 

[Field Marshal Dr. Opti]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are usually for 'parts only'

Any  repairas have to be done by the manufacturer at sky high labour rates.

The 'repairas' on mine are included in the warranty 

Our machine still has the 5 year parts warranty sticker on the front because I couldn't be arsed to peel it off.

It's a Hotpoint that was replaced free of charge last year because of some safety recall or other. We'd had the old machine about 4 years, I think.

[STEMO]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are usually for 'parts only'

Any  repairas have to be done by the manufacturer at sky high labour rates.

The 'repairas' on mine are included in the warranty 

Our machine still has the 5 year parts warranty sticker on the front because I couldn't be arsed to peel it off.

It's a Hotpoint that was replaced free of charge last year because of some safety recall or other. We'd had the old machine about 4 years, I think.

I had to go online and create a Samsung account to get the 5 year warranty. Give them all of my personal info. Doesn't matter, I just marked their first marketing email as spam and all future ones were automatically binned. 

[ronnyd]

£3.85 seems very reasonable, Lizzie. 
I usually buy Samsung washing machines, I got a five year warranty with the current one.

They are usually for 'parts only'

Any  repairas have to be done by the manufacturer at sky high labour rates.

The 'repairas' on mine are included in the warranty 

He'll probably get a Spanish repair man turn up at his door.