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[STEMO]

Unfortunately, older people who have accidents tend to have more spectacular ones than most. And unfortunately usually because they are no longer medically fit to drive but haven't been checked or assessed for conditions that might otherwise be assumed to be normal for age such as slower reactions or reduced spatial awareness.

This obviously has an impact on those in perfect health who have every right to remain independently mobile. Whether there's a case for claiming ageism on the part of insurers, or not, is a different question but individually, the cost of bringing such a claim would be more of a legacy than of direct benefit.

  What?

[Field Marshal Dr. Opti]

I think high premiums for old people is 90% down to old women.

'Most' of the old men seem OK.....but the old ladies will insist on driving their beige Honda Civic through shop front windows, wiping out the girl on the till and half a dozen customers.

The 'old girls' get confused between the go and the stop pedals, you see.

[STEMO]

I think high premiums for old people is 90% down to old women.

'Most' of the old men seem OK.....but the old ladies will insist on driving their beige Honda Civic through shop front windows, wiping out the girl on the till and half a dozen customers.

The 'old girls' get confused between the go and the stop pedals, you see.

I thought they did that at any age.

[Field Marshal Dr. Opti]

I think high premiums for old people is 90% down to old women.

'Most' of the old men seem OK.....but the old ladies will insist on driving their beige Honda Civic through shop front windows, wiping out the girl on the till and half a dozen customers.

The 'old girls' get confused between the go and the stop pedals, you see.

I thought they did that at any age.

That is a sexist comment and  a slur on the weaker less intelligent sex.

[Auto Addict]

Some insurance companies won't quote you over the age of 80.

Those that do, on the comparison sites, quote anything from £800+ to £3500.

I've got full no claims,  and a ROSPA gold advanced driving certificate (which they don't recognise).

The premiums for the old and cautious tend to mirror the premiums for young and foolish.


I wonder if this is fair.


I currently occupy  the bit in the middle, so affordable (for now)

Yup, I'm quickly getting priced off the road.

Can I have your Astra?   

No.

More Than and Direct Line declined to quote.

[Nick W]

I think high premiums for old people is 90% down to old women.

'Most' of the old men seem OK.....but the old ladies will insist on driving their beige Honda Civic through shop front windows, wiping out the girl on the till and half a dozen customers.

The 'old girls' get confused between the go and the stop pedals, you see.

From my experience of having recovered many of these crashes, you're wrong. Old women tend to have a continuing low speed crash, and old men have a more serious single impact. Actually, we don't need the 'old' in that sentence.


I've stated several times here that I don't think old people should swap to automatic cars as they age because you are partially right about the pedals. Although it's not confusion, but terror causing them to freeze in place.


As for insurance companies being ageist, their entire business is based on collecting, analysing and using data. Anyone who thinks their own gut feeling gives them a valid case against that is almost certainly going to be proved wrong. That applies to anything where gut feelings or the even more risible 'common sense' is touted as a valid argument

[Rangie]

My Father in law said he would stop driving as soon as he reached 80 years of age, he had always had powerful vehicles Jaguar, Aston Martin etc. He did so true to his word and if he needed transport we always obliged, I will definitely do the same as I think it's a very sensible decision.

[Auto Addict]

My Father in law said he would stop driving as soon as he reached 80 years of age, he had always had powerful vehicles Jaguar, Aston Martin etc. He did so true to his word and if he needed transport we always obliged, I will definitely do the same as I think it's a very sensible decision.

That's the reason I took the ROSPA advanced driving test to make sure I was still capable and able to drive safely.

I passed at gold standard, but that means 'f' all to the insurance companies.

If I had failed, I would most certainly have given up my car.

Unfortunately, I am grouped into the doddering old farts that definitely shouldn't be on the road.

[STEMO]

My Father in law said he would stop driving as soon as he reached 80 years of age, he had always had powerful vehicles Jaguar, Aston Martin etc. He did so true to his word and if he needed transport we always obliged, I will definitely do the same as I think it's a very sensible decision.

That's the reason I took the ROSPA advanced driving test to make sure I was still capable and able to drive safely.

I passed at gold standard, but that means 'f' all to the insurance companies.

If I had failed, I would most certainly have given up my car.

Unfortunately, I am grouped into the doddering old farts that definitely shouldn't be on the road.

That's really bad, Barry. 

Can I have your Astra? 

[Field Marshal Dr. Opti]

My Father in law said he would stop driving as soon as he reached 80 years of age, he had always had powerful vehicles Jaguar, Aston Martin etc. He did so true to his word and if he needed transport we always obliged, I will definitely do the same as I think it's a very sensible decision.

That's the reason I took the ROSPA advanced driving test to make sure I was still capable and able to drive safely.

I passed at gold standard, but that means 'f' all to the insurance companies.

If I had failed, I would most certainly have given up my car.

Unfortunately, I am grouped into the doddering old farts that definitely shouldn't be on the road.

This must piss you off.

I think a yearly eye examination/sight test may not be a bad idea though......regardless of age even.

[Field Marshal Dr. Opti]

I wonder how many of us would fail the driving test  if were required to take it again unannounced?

Quite a number.

[Rangie]

My Father in law said he would stop driving as soon as he reached 80 years of age, he had always had powerful vehicles Jaguar, Aston Martin etc. He did so true to his word and if he needed transport we always obliged, I will definitely do the same as I think it's a very sensible decision.

That's the reason I took the ROSPA advanced driving test to make sure I was still capable and able to drive safely.

I passed at gold standard, but that means 'f' all to the insurance companies.

If I had failed, I would most certainly have given up my car.

Unfortunately, I am grouped into the doddering old farts that definitely shouldn't be on the road.

. 


I have several ROSPA certificates from my years in the London Ambulance Service + advanced high speed & night driving course certificates as you say they mean absolutely nothing ,I mentioned them years ago to my insurance provider it made no difference at all, I have noticed nowadays that very few drivers seem able to "read the road" and proceed straight into incidents that could & should be easily avoidable & it's not always the elderly driver.

[dave the builder]

Half of them can't even read the road SIGNS ,let alone read the road 

[Rangie]

Half of them can't even read the road SIGNS ,let alone read the road 

.   

Have you noticed that many roadsigns are completely obscured nowadays by trees  & bushes due to the local council cutbacks, even our roundabouts in this are are completely overgrown looks dreadful.

[Raeturbo]

This ^^^