1561
General Discussion Area / Damned House insurance cover
« on: 10 November 2008, 15:11:28 »
So a few weeks back we had terrific rain, the likes of which I have never seen before in Europe.
No damage to the house but the flooding wrecked the housing of a pump and other equipment installed professionally 4 years ago.
called the insurance company and they sent a man out who took loads of photos and said yes it will be covered. They would sort it all out. My estimate about £1000 perhaps more with labour.
Received a letter today saying "not covered as the rainfall was not more than 40 litres a sq m per hour." The storm was very localised as there was no wind. Next day I talked to someone local who said we had had 100 litres in total per sq m. In the local town they had hardly anything!
I am not going to give up without a fight but how can they prove we didn't and more to the point how can I prove we did!! I am going to see an official to get them to write me a letter.
Bl$$dy insurance companies same the world over.
varche
No damage to the house but the flooding wrecked the housing of a pump and other equipment installed professionally 4 years ago.
called the insurance company and they sent a man out who took loads of photos and said yes it will be covered. They would sort it all out. My estimate about £1000 perhaps more with labour.
Received a letter today saying "not covered as the rainfall was not more than 40 litres a sq m per hour." The storm was very localised as there was no wind. Next day I talked to someone local who said we had had 100 litres in total per sq m. In the local town they had hardly anything!
I am not going to give up without a fight but how can they prove we didn't and more to the point how can I prove we did!! I am going to see an official to get them to write me a letter.
Bl$$dy insurance companies same the world over.
varche