Oh Aye ill Tel My Insurance Company Tomorrow. I just dont want to lose my No Claims and No its Not protected Bugger
At the end of the day its called No Claims and ill not be claiming off my Insurance company so i should be ok and it should not go up
Craig
Tell your insurer, make sure they know 'it is for information purposes only'.
This is so if any one in the future claims for whip lash or the sort in the accident your insurer knows about the incident. The insurer may turn round and say you need not inform them of the accident but it is their call. When you make a renewal you do declare any previous, if you do not tell then they have a get out clause in paying any future claim.
The insurers do 'talk' to one another and swap information if it was a company car then the owners will be reporting the incident so do not get caught on the wrong foot.
My better half used to work with a large insurer based in Perth, Scotland. She dealt with mainly the commercial side of the business and says that it was amazing the amount of things that the company could wriggle out of paying out.
In the case of the bus cutting you up remember that they are bigger than you and do not give a s**t. Just let the bully's go.
Saw a bus cut a motorcyclist up in Kettering. When bus stopped in traffic motorcyclist had 'words' with driver. Bus set off, bike set off. Next hold up, biker lifted the cover on the emergency stop button, killed the buses engine. Biker rode off, bus driver ranting and raving gets out to reset stop button.
Must remember not to cut up bikers.
8-)
DaveL