I agree. I see the cost saving as a trade off with how organised you need to be, unless you have a supercharger on your route to work. Which most people don't. Ultimately, given the average distance people drive in the UK, charging something like the model 3 would be less than a weekly event, so you'd have to be pretty forgetful
If you factor in the cost of fuel, I suspect you'd be lucky to run a 3.0 from one of the big 3 German brands for the cost of the Tesla. That said, the interior on the Tesla is only nice and good quality by American standards, the Germans are a significantly nicer place to sit.
My problem with hybrids is their complexity. You have all the bits of an ice car, plus the (admittedly generally reliable) HV motor, plus a trick diff to worry about.