Yup changed thermostat last year and refilled with 50/50 couple of minor top ups with just water since.
Had sudden over heating last friday ok when moving but straight to max when stationary, got home and topped up with 3 litres approx of water, checked oil then and some gunk in filler cap (usaual with my short commute to work) but dipstick looked fine. what i thought was an oil leak developed over the weekend have now noticed the puddles contain oil and water, checked dipstick an this has a slight creamy'ness to it and the gunk in filler cap is almost white !
Right, well I don't think thats HG (2.5's are practically bullet proof for them)
You are loosing coolant somewhere, 3 litres is a lot of fluids. If HG was pishing that out, you would have zero compression.
Check the HBV for any leaks, as its common although at the back of the engine. Also check the water pump, to me it sounds like a coolant leak, but mixing with small amounts of oil.
Assuming when you lost 3 litres of coolant, your oil loss was minimal?